In 2019, Uber released a safety report that seems to suggest their rides are very safe, but there is a lot of missing data. At John Foy & Associates, our experience as personal injury lawyers suggests that they’re not telling the whole story.
Regardless of what they say, if you’re injured in an Uber accident, you can fight for compensation. Our Uber accident lawyers in College Park have worked with Uber’s third-party insurers to get victims the compensation they need after they took a “safe” rideshare.
Does Uber Provide Additional Insurance Coverage?
Uber carries third-party liability insurance for its drivers and passengers, but it only works under certain circumstances. The most important thing is the status of the app at the time of the accident.
If you’re a passenger, odds are that the app was active and showing you were taking a ride. Thus, you could have access to Uber’s $1 million in coverage. However, that limit is for the entire accident. Your driver and possibly other victims might have to split that money.
You might also have to go through the personal insurance of the liable driver first before you can access Uber’s policy. The details are tricky, so your best bet is to speak with one of our Uber accident lawyers. We can tell you which insurance policies apply to your accident.
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I’m an Uber Driver. Do I Get Extra Coverage, Too?
For drivers, if you’re waiting on a ride, you do get some supplemental coverage to protect you if your own insurance isn’t enough. Like for passengers, you may need to work with other insurance companies before you can access Uber’s.
Things get trickier if you’re the person who is at fault for the accident. You may not get any coverage if that’s the case, though the other driver will be able to go beyond your personal insurance to Uber’s.
If you’re an Uber driver and you’ve been hurt in an accident, speak with our College Park Uber accident lawyers. We can see if you’re eligible for any compensation. As long as you are less than 50% responsible for an accident in Georgia, you can collect.
First Things to Do After Your Uber Accident
If you’re an Uber driver, you have a responsibility to report the accident to the police and to Uber as soon as possible. If you’re a passenger, you can also contact the police. It is a legal requirement to report accidents in Georgia, especially if they cause injury or death.
Try to collect as much information as you can from the accident scene by taking photos and video. Get footage of the accident scene, the cars, and your injuries. Also, trade information with the other drivers, or get the information if you’re a passenger. Finally, see a doctor as soon as possible.
One thing that may happen is that you’ll get a quick call from Uber or their insurer about the accident. Tell them you’re going to seek legal advice. Do not agree to any settlements or policy documents. You need to speak with an Uber accident lawyer as soon as you’ve seen a doctor.
Damages You Can Collect From Your Case
The damages you can collect from your case are the same as any other car accident. You may have access to more money because of the higher policy limit, but the reasons for collecting are the same, such as:
- Medical care
- Physical therapy
- Paying for damaged property
- Lost wages
- Pain and suffering
- Wrongful death, if you’re suing on behalf of the deceased
Once your Uber accident lawyer has confirmed who is most liable for your accident and which insurance policies apply, they will add up all the costs of your accident and negotiate with the insurer for fair compensation. If they refuse to do so, we have no issues with taking the insurers to court.
Qualified Uber Accident Lawyers Ready to Work With You
Uber likes to say they’re safe, but the jury is still out on whether an Uber is actually safer than a taxi. The Uber accident lawyers in College Park at John Foy & Associates have been working on Uber and other rideshare accident cases since the concept was invented. We know how to approach these to get fast and fair settlements.
If you want to get compensation, get the Strong Arm on your side. Contact our offices for a free consultation about your situation. We’ve been helping people in College Park for over 25 years.