If you have a job in Macon, workers’ compensation insurance will cover your on-the-job injuries. It applies to all kinds of workers, regardless of your job or how much money you make. If you’ve been injured on the job, you need a personal injury lawyer from Macon, GA, to help you get the compensation you deserve.
John Foy & Associates has represented injured workers for 20-plus years. We’ve helped thousands of people and have recovered over 1$ billion. We know how insurance companies work, and we are committed to bringing you a full recovery. Call or use our online form to schedule a free consultation with a Macon workers’ compensation lawyer and get the advocacy you need. We won’t charge you until we win your case!
Why Do You Need a Macon Workers’ Compensation Lawyer to Help You?
If you’ve been hurt in a workplace accident, you won’t want to file a claim for workers’ comp benefits on your own. Doing so could cause you to make a mistake that costs you the compensation you need to recover from your on-the-job accident.
Instead, you’ll want to work with an experienced workers’ compensation attorney from Macon. They can take on your entire case and work hard to get the results you need. Having a skilled advocate by your side will dramatically increase the likelihood that you’ll receive fair benefits for your work-related injury.
Here’s how a lawyer from our team can help with your personal injury claim:
- Offer a free initial consultation
- Gather evidence for your claim
- Calculate how much you need to cover the cost of medical attention and replace other losses
- Represent your best interests and handle negotiations with the insurance company
- Handle all the legal work so that you can focus on your recovery
- Accurately calculate all your owed wages, damages, and the value of your settlement
- Provide accurate legal advice and help you understand how compensation laws work in your case
If you don’t know where to begin, our Macon workers’ compensation attorneys can help you determine your starting point and build a case. They’ll do everything possible to obtain the settlement you need to pay your bills and manage your job-related injury.
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What Damages Does Workers’ Compensation Cover in Macon?
Workers’ compensation should pay all the costs you’ve incurred due to your injury or condition. This includes paying you for the time you took off work to attend medical appointments and get the rest required to recover. In most cases, you can receive workers’ comp benefits for the following losses and inconveniences:
- Medical expenses incurred due to doctor’s appointments, hospital treatment, and diagnostic tests
- Cost of prescription drugs and medical equipment
- Occupational or physical rehabilitation expenses
- Skills training, if you need it to go back to work
- Travel expenses at 40 cents for every mile you must drive to get to and from healthcare providers
- A continued paycheck for as long as you are out of work
It’s important to note that your paycheck from workers’ comp benefits will likely not be as large as your typical paycheck, but you won’t have to pay taxes on it. You’ll also want to know that if your injury is permanent or you are left with a disability, you could receive additional money.
In addition, you could receive death benefits if you lost a family member in a work accident.
Although our workers’ compensation lawyers in Macon, GA, don’t believe money can compensate for the pain and devastating losses you’ve incurred, we understand that getting the damages you’re owed means you won’t have to deal with the stress of missed paychecks and medical expenses.
Understanding How Georgia Work Injury Benefits Work
Workers’ comp laws exist to protect employees who get injured in work-related accidents. This coverage ensures you have access to medical benefits and financial support after an on-the-job injury.
It pays for the damages of the injured employee without forcing them to file slow, expensive lawsuits. According to the Georgia State Workers’ Compensation Board, all employers with three or more employees must have a workers’ compensation insurance policy.
If you suffer a workplace injury, the insurance policy covers the financial costs of your injuries. It’s important to remember that it isn’t a handout from the government or your employer. Your employer pays most of the cost of work comp insurance by deducting money from your monthly wages.
Many people wrongfully assume that these benefits work like a personal injury settlement from a civil claim does. While they may be similar in function, this isn’t the case. This is just one of the aspects of a claim that can be confusing. Fortunately, our workers’ comp attorneys are here to answer any questions you have about your claim.
Does It Matter If Your Injuries Are Your Fault?
If you believe your work-related injury was partially your fault, you might wonder if you’re still eligible for maximum benefits. Luckily, if your injuries happened at work, you can seek coverage from your employer’s workers’ comp insurance. No matter what types of injuries you’ve sustained, the following statements will apply to your work-related accident claim:
- It doesn’t matter whose fault it is.
- It doesn’t matter how it happened.
- It doesn’t matter if you weren’t performing a job duty when the accident occurred.
- You don’t have to blame anyone or prove who caused the accident.
The workplace can be an extremely dangerous place. Dangerous jobs in various industries, from construction to relatively safe jobs in an office setting, cause thousands of injuries each year.
Remember, employees in any business or industry can get hurt on the job. We have seen claims from retail employees, restaurant employees, delivery drivers, and many other occupations. So, don’t think your claim is less valid just cause you don’t work in a dangerous profession.
Are There Injuries that Work Accident Insurance Won’t Cover?
Workers’ compensation was specifically created for workplace injuries. So, if your injury didn’t occur at your place of employment, it probably won’t get covered. However, there are exceptions to the rule. You could still be eligible for workers’ compensation if you were hurt while you were:
- Traveling for work.
- Driving a company car or truck.
- Running an errand for your job.
- Attending a work-related meeting at another location.
- Working from home.
If you were injured while traveling to or from work, your injuries are probably not covered. But your injury may be covered if it happened on your employer’s parking lot or sidewalk. Our workers’ compensation attorneys in Macon, Georgia can investigate your case’s circumstances to determine if you qualify for a comp claim.
Is Mental Health Covered Under Work Compensation?
You may wonder if workers’ compensation covers damages like mental health issues or pain and suffering. Whether or not non-economic damages like these get covered will depend highly on your circumstances.
Work comp benefits mainly pay for losses related to physical injuries. Therefore, if you were physically hurt and suffered emotional trauma as a result, the benefits you receive should pay for your physical and mental health treatment expenses.
That said, workers’ compensation does not pay for emotional injuries that don’t also have a physical component. So, if you suffered emotional trauma because you witnessed a tragic accident, you wouldn’t receive coverage. Our experienced attorneys can provide further information on the losses covered by workers’ comp and fight for the money you’re owed.
Do You Have to Sue Your Boss to Get Benefits?
You won’t have to sue your boss to get wage replacement benefits and other forms of compensation after a workplace injury. Workers’ compensation in Macon completely replaces the ordinary system of lawsuits for these types of incidents. This means that you cannot sue your employer. This rule has several advantages for injured employees like yourself, including:
- Workers’ comp can be resolved much more quickly than a personal injury lawsuit
- Workers’ comp is more predictable and reliable than taking your chances at trial
- You never have to go against your boss or claim your employer was at fault
Our Macon workers’ compensation lawyers frequently talk to injured workers who fear their employer will be upset or retaliate against them if they submit a claim for benefits. The employer’s reaction is usually the opposite, as they have to carry workers’ comp coverage and are glad the insurance is available to help you get back on your feet and back to work.
The insurance company is more likely not to honor your claim. This is why getting a workers’ comp lawyer from John Foy & Associates is critical to your claim’s success.
Don’t Trust the Initial Settlement Offer
Unfortunately, you may have difficulty collecting the compensation benefits you’re legally entitled to if you get injured at work. The insurance company may want you to settle with little investigation quickly. While this sounds great, they will only offer you the bare minimum for your injuries without considering how bad they are.
Insurers make bigger profits when they don’t pay claims. As a result, the insurance company may question the extent of your injuries, dispute the facts about how and where your injury occurred, or send you to a doctor who isn’t genuinely interested in helping you recover. Don’t let the insurer take advantage of you. Instead, work with an attorney who will protect your best interests.
Georgia’s Statute of Limitations for Work Compensation Claims
Standard personal injury claims typically have a two-year statute of limitations. The statute of limitations for workers’ comp claims in Georgia is even shorter. You only have one year from the date of your injury to prepare and file a claim.
Since there’s a strict filing deadline, you’ll want to start your claim as soon as possible. The first step you’ll want to take is to hire an attorney. They’ll gather the required evidence and documentation, calculate how much compensation you should receive, and work hard to get your claim filed on time.
In addition, the longer you wait to get started on your claim, the less likely the insurance company will believe your injuries are severe. Reaching out to an experienced attorney from our team today will ensure your claim goes as smoothly as possible.
Talk to a Macon Workers’ Compensation Lawyer for Free
After sustaining injuries on the job, you have a right to workers’ compensation benefits. At John Foy & Associates, our firm’s Macon workers’ compensation lawyers want to make sure you get the fair compensation you’re entitled to, no matter what the insurance company says.
Contact our personal injury firm to schedule a free consultation. You’ll meet with a trusted lawyer who will talk to you about your case and help you determine your best course of action. If they agree to work with you, they’ll do everything they can to get the results you need to get your life back on track.