Although victims of Uber collisions have rights, insurance firms may not always offer compensation to them. Ridesharing accident cases are a new development, and it can be quite overwhelming for you to navigate the murky legal waters.
What to Do After an Uber Accident in Covington
In the event of an Uber accident, even if you are just a passenger, there are critical steps you should follow to safeguard your legal rights and increase your chance for a successful outcome for your case.
Call the Police
Documentation of the liability or who is at fault for an accident is crucial for you to file a claim against a negligent driver. Therefore, the first action to take after an accident is to call the police. Failure to contact the cops after an accident could lead to the denial of the claim.
Even if the driver at fault appears honest and nice, their insurance company may try to deny the claim if you did not get written documentation stating who is at fault.
Photos are crucial if an Uber accident case goes to trial. The judge or jury can fully understand the incident if you show them the extent of inflicted damages. Therefore, try to take pictures of the scene, including any visible injuries, damage to the vehicle, and the road or weather condition.
Seek Medical Help
Seeing a medical professional shortly after an Uber accident is not just important for your wellbeing but will also help your case when you file a compensation claim. You need to prove that the injuries occurred during the accident. That way, you can have all the medical bills covered.
If you seek medical care weeks or months after an Uber accident, the insurance company might offer to cover a portion of the medical expenses or deny the claim altogether. They can easily claim that the injuries did not occur in the accident or downplay your pain since you didn’t seek immediate medical help.
Speak to Eyewitnesses
Testimony by an eyewitness can be helpful if the driver tries to blame you for the accident. Therefore, try to get anyone who witnessed the accident to give a written statement to the police.
Get the strong arm
Whose Insurance Pays for a Covington Uber Accident?
This is different for passengers and Uber drivers.
If an accident occurs while you are a passenger in an Uber, you’ll file a claim against the insurance company of the driver who is at fault. Whether the driver hit a vehicle or another driver struck the vehicle you are riding on, the insurance company of whoever is at fault should compensate for your injuries.
If you are an Uber driver, the compensation depends on if your Uber app was off or on. Uber insurance policy does not cover you if the accident occurred when your app was off. Covington laws require Uber drivers to have their own auto insurance policy. It is this policy that takes responsibility if an accident occurs.
When an accident occurs while the Uber app is on, Uber insurance coverage kicks in. Uber insurance coverage consists of $25,000 in property damage and $50,000 injury per person up to $100,000.
What If the Accident Occurred While on the Way to Pick Up a Passenger?
There are three coverages if a driver was on the way to pick a passenger:
It covers bodily injuries or damages that a driver causes to passengers, pedestrians, property, or anyone in the other vehicle. The insurance coverage limit is at least $1,000,000.
Underinsured or Uninsured Motorists Bodily Injury
It covers the driver and anyone riding on the vehicle if another car whose driver does not have adequate insurance to cover the full damage caused hits your car. This insurance also covers you in case of a hit-and-run accident.
Contingent Comprehensive and Collision
This insurance covers physical damage coverage for a vehicle up to its cash value regardless of who is at fault. Getting this insurance coverage requires comprehensive and collision coverage on a vehicle’s insurance policy, and the driver must pay a $1,000 deductible.
How to Know You Need a Covington Uber Accident Lawyer?
If you’re involved in an Uber accident in Covington, chances are you’ll receive a settlement offer from the insurance company, especially if the other driver is at fault. But insurance companies are in the business of making a profit, and they try to give the little amount possible.
Therefore, you may get a lower offer than what you deserve. Unfortunately, you surrender your right to request greater compensation for your damages or injuries when you accept that offer.
That is why you should reach out to an experienced Uber accident attorney in Covington who, unlike the insurance company, will act in your best interest, carefully evaluate your case and help decide the best way forward in the legal process. You need a Covington Uber accident attorney if:
- The accident caused injuries and property damage
- The accident led to a fatality
- You are not sure who is at fault
- The offered settlement does not cover your expenses
- You are not sure of your legal options
What Is the Cost of Hiring an Uber Accident Lawyer in Covington?
We commit to helping victims get what they deserve. When you reach out to us, you don’t have to worry about paying. We want to help and therefore offer free consultation, and you won’t pay anything upfront. Once your case is successful and you receive your compensation, our lawyers can then receive a percentage of the financial recovery while you keep everything else.
What Damages Can You Sue for after an Uber Accident?
A person involved in an Uber accident is entitled to the following compensation:
- Pain and suffering
- Medical expenses
- Lost wages
However, you need a skilled attorney to help you get the compensation you deserve; otherwise, taking the battle on your own can be difficult. An insurance company might be looking for words to use against you and can make you believe that your only option is the low settlement they offer.
How John Foy’s Covington Uber Accident Lawyers Will Help
Uber accidents cases need a special kind of experience and skill. John Foy Covington Uber accident lawyers understand the challenges that victims encounter when seeking compensation for their damages or sustained injuries. We have firsthand experience handling ride-sharing accidents and can help in the following:
- Getting your medical bills covered
- Getting your vehicle replaced or repaired
- Negotiating a maximum settlement
Get Your Uber Accident Compensation Today!
At John Foy, we understand that damages and sustained injuries from an accident can drain you emotionally and financially. But the situation is even more difficult to navigate if it involves an Uber vehicle. Fortunately, our legal team at John Foy commits to ensuring accident victims get their rights.
You can concentrate on your recovery as we handle your Uber accident claims. Contact us today for help.