Lyft is one of the most popular ridesharing services in the country, and the major competitor to Uber. Rideshare companies are required to help with compensation should their drivers get into an accident that wasn’t their fault, but only in certain circumstances.
If you were a passenger and got hurt, or if you were a Lyft driver and another driver hit you while you were on the clock, you may have extra compensation options. Our team of Lyft accident lawyers in College Park at John Foy & Associates can tell you if you have a case.
Lyft’s Insurance Policy
Lyft’s insurance policies are fairly clear on their webpage, but the devil is always in the details. To ensure you can claim on these policies, you may need the help of our Lyft accident lawyers. In brief, the biggest factor is the status of the app at the time of the crash.
When the app is on, different insurance policies kick in. While drivers are waiting for a ride, they can get up to $50,000 in coverage for bodily injury and another $25,000 for property damage. This is applied after your personal insurance, and rates could be adjusted based on city or state requirements.
If you’re picking up a passenger or in the middle of a ride, you get up to $1 million for third-party auto liability, as well as several other policies. These also stack on top of the driver’s insurance. When the app is off, only the personal coverage of the driver applies like any normal accident.
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Proving Liability Is Crucial for Compensation
One crucial step in your auto accident case is proving who was most liable for the accident and which insurance policies apply. Making a claim with the wrong insurer wastes time, money, and could make getting compensation harder.
We have accident reconstruction specialists on staff who can examine the accident scene and deduce what happened. We can also speak with Lyft to see the status of the driver’s app at the time of the accident.
If we can show that the app was on, we will probably make a claim against both the driver’s personal insurance and Lyft’s liability coverage. We will also calculate your damages beforehand to see how much money you’re truly owed.
What to Do After Your Lyft Accident
First, call 911. Your driver may do this as well, but it doesn’t hurt for you to call it in and give your version of events. Then, if you can, check on the injuries of others and get the vehicles to a safe location. If they still work, turn on your hazard lights to warn other cars.
When the police arrive, tell them your story. You’ll also need to exchange information with the other driver as required by law. If you have a smartphone, take photos of your scene and the injuries, as well as the cars. We can use this evidence to reconstruct what happened and tell you if you have a case.
If you haven’t seen a doctor after your accident, do so immediately. Many serious injuries, like whiplash and a traumatic brain injury, may not show up for days or weeks after the accident. A doctor can detect these early and begin treatment which will minimize the effects.
Deadlines for Filing a Claim in Georgia
After you’ve seen a doctor, call a Lyft accident lawyer in College Park immediately. The sooner you do, the sooner we can work on your case, protect you from insurance company tactics, and get your settlement finished.
Per Ga. Code § 9-3-33, you have two years from your accident to start before you run afoul of the statute of limitations. It’s tempting to hold out until you get all the bills, but we can estimate your case based on previous similar cases in our 25 years of service. We can correct our claim amount as we get more information.
Also, the sooner you act, the less financial pressure you’ll face. Insurance companies love to draw out claims to run your savings out and force a smaller settlement. By starting early, you give yourself the best chance of avoiding this, and you’ll have a lawyer who can push the insurer to act.
Don’t Wait. Call John Foy Now for a Free Consultation
If you live in College Park and take rideshares to get around, there’s a chance you could get into an accident. Lyft drivers and passengers have extra insurance coverage, but you must work with a lawyer to get the most out of it.
To get your case started, don’t wait. Call the College Park Lyft accident lawyers at John Foy & Associates for a free consultation about your case. Our team is ready and waiting. You may also reach out to us through our website’s contact us page.