A car accident and its aftermath are incredibly stressful even when injuries are minimal and both drivers are insured. The pain from the impact, the damage to your vehicle, and time spent dealing with insurance adjustors make for a difficult time.
If you are in an accident with an uninsured driver, the challenges of that aftermath increase significantly. To achieve the best outcome possible, consult with a Riverdale uninsured motorist accident lawyer from John Foy and Associates right away.
What to Do if You Have an Accident with an Uninsured Motorist
As you should after any car accident, first determine whether emergency services are needed. If possible, take pictures of the scene of the accident, secure the names of witnesses, and obtain contact information from the others involved in the accident. You should also call the police to make a formal report.
Then, consult with an attorney from John Foy & Associates. If the driver who caused your accident is uninsured, you still have opportunities to recover damages, though the process will be more complicated and should be put in the hands of an experienced Riverdale uninsured motorist accident attorney.
In Georgia, drivers have the option of carrying uninsured motorist insurance. If you have this coverage, your insurance will provide you with some protection and compensation for damages, but you should still enlist the help of an attorney to work with insurance adjustors. It’s best that you do not discuss the details of the accident or attempt to negotiate a settlement with the insurance company until you have consulted with your attorney.
Get the strong arm
Why You Need an Attorney to Fight for You
John Foy & Associates is known throughout Georgia as “The Strong Arm.” Your attorney will be well equipped to take on the challenge of securing you a fair settlement and will not be intimidated by insurance companies who fight harder for their own interests than yours.
After your accident, you will need time to recover from your physical injuries and the emotional trauma of the experience. Your resources are most needed to facilitate those elements of your recovery. Let your attorney will manage the legal needs.
A variety of factors can affect the amount of your financial award, but your case is in good hands. Your Riverdale uninsured motorist accident lawyer:
- Knows what evidence to collect to build the strongest case.
- Knows when and where and how to file claims.
- Will represent you in any legal proceedings.
- Fully understands how Georgia insurance laws can affect your case.
Insurance Laws for Motorists in Riverdale Georgia
Georgia insurance laws require all drivers to carry continuous liability insurance for registered vehicles, whether those vehicles are owned or leased. It is illegal to drive an unregistered vehicle or to drive a registered vehicle without liability insurance.
Should you cause injury to another person or property in a motor vehicle accident, liability insurance helps compensate the injured parties for the damages. At a minimum, drivers must carry $25,000 per person and $50,000 per incident in bodily injury liability insurance, and $25,000 per incident for property damage liability insurance.
Drivers who do not maintain liability insurance face penalties that can include fines, loss of driving privileges, or even jail time. Despite these penalties, 12.4% of Georgia drivers do not carry minimum coverage, creating a significant risk to all other drivers.
Georgia Is a Fault State
Georgia is a fault state, which means that the person who causes a motor vehicle accident is responsible for compensating the victim of the accident for injuries, property repairs or replacements, lost wages, or other damages. When the at-fault driver is insured, it is usually their insurance company that covers those damages.
How an Uninsured Motorist Accident Lawyer in Riverdale Can Help
A lack of insurance on the at-fault driver’s part does not lessen your need and entitlement to damages. Your lawyer will know the most effective ways to navigate through the settlement process when the at-fault driver is uninsured.
You might be able to recover damages by having the at-fault driver liquidate assets. Putting liens on the at-fault driver’s home or property until you’ve reached a fair settlement is another possibility.
Additionally, your lawyer may recognize other parties responsible for your injuries and file claims against them. If poorly maintained roads, streetlights, or street signs played a role, or if the at-fault driver’s car malfunctioned, you may be entitled to compensation from government entities or car or car-part manufacturers.
Whatever the situation, your Riverdale uninsured motorist accident attorney will pursue the best option and seek the maximum settlement.
You Need a Lawyer with a Winning Record
Recovering damages after an accident with an uninsured driver is an uphill climb, but a necessary one. You need coverage for your medical expenses, which may be ongoing depending on your injury. You still need to pay your rent or mortgage and everyday house bills.
If your injuries have disabled you temporarily or permanently, you will need to recover lost wages and lost future earnings. Your settlement should cover your property damage, provide for your pain and suffering, and pay for other accident-related expenses. Car accidents can be life-changing, but fair compensation can help you achieve the best quality of life going forward.
John Foy & Associates has a record of risk-free wins. You do not pay any fees until your settlement is won. You can count on your attorney to treat you with compassion and respect and to give your case the time and attention it deserves.
Speak with a Riverdale Uninsured Motorist Accident Attorney Today
Don’t wait any longer to speak with an uninsured motorist accident attorney in Riverdale. Dealing with the fallout of a motor vehicle accident is a challenge even when all drivers are insured. The added complication that comes with seeking compensation from an uninsured driver requires legal skill and expertise.
Contact John Foy & Associates online, right now. There’s no risk to you. The consultation is free and you will not pay any fees until you have a settlement.