Auto insurance is required to drive in every state. Still, millions of people use the roads without carrying the proper insurance. When they get into accidents, the people they hit are often left on the hook for their own damages. This is unfair, but uninsured motorist insurance can protect you from footing the entire bill on your own.
Unfortunately, not all insurance companies are willing to pay up to your coverage limit when accidents with uninsured motorists occur. A Dallas uninsured motorist accident lawyer at John Foy & Associates can guide you through the process of getting what you need to recover from your damages.
Some Drivers do Not Carry Insurance
Not carrying proper auto insurance may seem risky and irresponsible, yet many people choose to do it anyway. In doing so, they put themselves and others at great financial risk. When someone who does not have liability insurance gets into an accident, they are fully liable for any damage they caused and their own damages.
If they do not have the resources to pay these damages in full, the people they hit will be unlikely to have the opportunity to collect what they are owed. Depending on the circumstances, you have two options. If you have uninsured motorist insurance, you can file a claim with them.
This works, but you are not guaranteed to recover compensation for all of your damages without an uninsured motorist accident lawyer in Dallas on your side. Your second option is to file a claim directly against the uninsured driver. Through the civil courts, there may be a way you can collect money using wage garnishment or liens.
Get the strong arm
Here’s How Uninsured Motorist Insurance Works
Insurance companies offer uninsured motorist insurance as a means of providing their customers with financial protection from accidents caused by drivers who do not have insurance. These policies will pay out claims when an accident happens, but sometimes they are unwilling to give you exactly what you are owed. It may seem obvious that an insurance company would do what they said they would do when you signed the contract, but unfortunately, insurance companies often prioritize profits over people.
Remember, insurance companies are for-profit businesses. They will go to great lengths to give you the bare minimum amount of money possible. It is the same as if you were levying a claim against a defendant — they do not want to pay you, but they may have to.
Knowing this, you should equip yourself with the advanced legal expertise provided by a Dallas uninsured motorist accident lawyer. Having a lawyer on your side ensures that you have support from someone who understands how insurance companies operate. Your lawyer will negotiate on your behalf and prove that your claim is valid.
Once the insurance company sees the full extent of your damages and that you did not cause the accident yourself, full compensation should be offered in a settlement.
To collect on an uninsured motorist insurance claim, you must be able to prove that you did not cause the accident that injured you. If the insurance company even suspects that you caused the accident instead of the uninsured driver, they will work to refuse your claim partially or fully. This could be devastating financially, so we advise that you do not take the risk.
Even if your claim is proven to be valid because you are not liable, the insurance adjusters may also choose to diminish your injuries and claim that you are not as hurt as you have claimed you are. Fighting these accusations requires support from a Dallas uninsured motorist accident attorney. Reach out to one now to get help building a compelling case before filing your claim.
Get the Help You Need to Win Your Claim
Getting a settlement from the insurance company is easy, sometimes. But simply getting a settlement should not be your goal. You should be seeking full compensation up to your coverage limits.
This is the only way to ensure that you have the money needed to treat your injuries and repair your vehicle or other damaged property. To get the best results, rely on an uninsured motorist accident attorney in Dallas. Experienced lawyers are often expert negotiators who understand the process of collecting and presenting evidence.
By using the resources they have available, they can get the facts in order before you speak to the insurance company. If you want, you do not even need to speak to the insurance company. Your lawyers will do it for you.
Choosing the right lawyer is important because someone with legal expertise and experience will frequently have the upper hand in legitimate claims. When the insurance company is negotiating with someone who actually understands what they are doing, only rarely are they able to settle for less than what the claimant deserves.
Maximize Your Uninsured Motorist Claim in Dallas
The help you need is just one click or call away. When you speak to a lawyer, you will learn what your options are and what can be done. Usually, there will be an investigation into the accident to start things off so your lawyer has the resources they need to prove that you are not liable.
But, it does not start until you reach out to a Dallas uninsured motorist accident lawyer at John Foy & Associates to get your case evaluated. There is no need to wait; all you need to do is fill out the contact form on this page to get started.