If you live in Riverdale and are employed, you are probably covered by workers’ compensation insurance through your employer. (All employers in Georgia with three or more regular workers must carry coverage.) However, actually getting the full benefits you deserve after a work injury is not always easy, and you might be considering help from a workers’ compensation lawyer in Riverdale.
A workers’ compensation lawyer can help fight for your rights and ensure you are pursuing the full benefits you’re entitled to receive. Insurance companies often look for ways to reduce what they need to pay, even on workers’ comp claims. At John Foy & Associates, we have been helping injured workers get what they deserve for more than 20 years.
As one of the largest and most respected injury law firms in Georgia, we know what it takes to win these types of cases. We’ll give you a FREE consultation to discuss the details, and there is no fee to you unless we win you money in your case. Call (404) 400-4000 or contact us online to get started with your FREE consultation today.
What Workers’ Compensation Covers in Riverdale, GA
Workers’ compensation was created to provide you, as a worker, with benefits no matter what after an injury on the job. If the injury happened during the course of your employment, you are entitled to receive:
- Medical treatment and compensation of your medical expenses and
- Income benefits if your injury prevents you from working
You may also be entitled to income benefits if you are earning less because of your injury and vocational rehabilitation services if you are forced to find new work because of your work injuries.
Medical Benefits Through Workers’ Compensation in Riverdale
Medical costs that are covered under workers’ comp include:
- Doctor visits
- Hospital stays
- X-rays, labs, and other tests
- Prescription medications
- Physical therapy and
- Travel to and from medical appointments
These costs are eligible for compensation as long as they result from your work injury and you see an authorized medical provider. According to Georgia Code section 34-9-201, your employer must provide you with a list of at least six options for treatment or contact information for a managed care organization that is contracted to provide services for workers’ comp benefits.
It’s very important that you see the right physician. Otherwise, your treatment costs might not be covered under your employer’s workers’ compensation policy. Your employer should provide you with the right information, but if you still need help, contact a workers’ compensation lawyer today.
Income Benefits Through Workers’ Compensation in Riverdale
Other than medical compensation, you are also entitled to regular payments if your work injury keeps you from working for more than seven days. You can begin receiving temporary total disability (TTD) benefits:
- TTD benefits provide two-thirds of your average weekly wages or up to $675 per week (as of July 1, 2019), whichever is lower.
- You can receive TTD benefits until you’re able to return to work or until 400 weeks have passed.
- If you can still work but are earning less, you can receive temporary partial disability (TPD) benefits. They are equal to two-thirds of the difference between the average weekly wages you were earning before and after your work injury.
If your work injury leaves you with a permanent disability, you may be able to receive additional income benefits—possibly even for life. To learn more, reach out to Riverdale workers’ compensation lawyer as soon as possible.
All Work Injuries Are Covered Under Workers’ Comp
Workers’ compensation is a “no-fault” system, which distinguishes it from personal injury cases in Georgia. Unlike the latter, workers’ comp does not require you to prove fault or negligence to receive benefits. If you are injured while on the job, your injury should be covered.
It also does not matter what type of job you do, what your title is, or how much you earn. If you are working under a business in Georgia that is required to carry workers’ comp, you should be covered. This includes everyone from construction workers to office workers.
Suing Your Employer is Not An Option
In exchange for coverage no matter how the injury at work happened, you cannot blame or sue your employer for your damages. You also cannot claim pain and suffering damages in a workers’ compensation claim. Workers’ comp is specifically set up to:
- Ensure injured workers get access to benefits and
- Avoid lengthy and expensive lawsuits
You actually won’t be interacting with your employer much at all after you file your workers’ comp claim. The claim is handled between you (and your lawyer, if you have one) and the insurance company that provides workers’ compensation benefits.
How to File Your Workers’ Comp Claim After a Work Injury in Riverdale
If you are injured while on the job in Riverdale, you’ll need to file a workers’ compensation claim to seek your benefits. Before you do that, you should give notice of your work accident to your employer or a supervisor. According to Georgia Code section 34-9-80, you must do this within 30 days of your accident to receive benefits—but we urge you to report the injury as soon as possible.
To file your workers’ comp claim, you’ll need to:
- Complete a Form WC-14
- File the form with the Georgia State Board of Workers’ Compensation (SBWC) and
- Send a copy of the form to your employer and the insurance company that provides benefits
If you need help filing your claim or getting the benefits you deserve, a workers’ compensation lawyer in Riverdale can help.
Talk to a Workers’ Compensation Lawyer in Riverdale, GA for Free Today
At John Foy & Associates, we are dedicated to getting injured workers the benefits to which they are legally entitled. Contact us today and we’ll talk about the details of your case (and how we can help you) during a FREE, no-risk consultation.
To schedule your consultation today and get matched with the best workers’ comp lawyer for your case, call (404) 400-4000 or contact us online. We are available 24 hours a day, seven days a week to take your call.