It didn’t take long for Lyft to become a major competitor in ridesharing, but are they a safe ride? Their driver requirements are like their competition, but that doesn’t mean they’re safer than other forms of public transportation.
If you’re a Lyft passenger and your driver gets into an accident, it’s time to speak with a Lyft accident attorney in Atlanta who knows how to handle these cases. It’s time to get the Strong Arm, John Foy & Associates, on your side.
What Are Lyft’s Insurance Policies Like?
Rideshare insurance rules are complex and there are a fair number of loopholes that can let Lyft avoid paying from their own insurance policy. The biggest insurance policies they have only come into effect when the app is on and a ride is in process.
However, there may be a lot of arguing between the insurance companies about whose policy needs to come into effect first, how much needs to be spent, and so forth. This can drag out your case and financially pressure you to settle early.
By hiring our Atlanta Lyft accident lawyers, we can cut through the legalese and the fighting to get you the compensation you need. You don’t have time to waste on legal wrangling. The priority for you is healing and moving on from your accident. Hiring a lawyer lets you do that.
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Do I Have to Be a Driver to Collect From Lyft?
As a passenger, you have the right to make an insurance claim against the responsible driver. This could be your Lyft driver or it could be another one. But can you collect from Lyft’s insurance policy? It depends on the circumstances.
Most likely, you’ll need to max out the responsible driver’s insurance policy before Lyft will consider it. If your accident is worth more than the minimum required insurance limit, you definitely need to have an accident lawyer work with you to get more.
Fortunately, as a passenger, it’s unlikely you’ll have any role in the accident. Thus, you don’t have to worry about sharing liability. What you may have to worry about is splitting Lyft’s insurance policy among all the victims. That could reduce the amount of compensation for you.
Atlanta Lyft Accident Lawyer Near Me 404-400-4000
What Should I Do After the Accident?
If you’re a Lyft driver, you’ll need to notify both the police and Lyft of the accident. Lyft has a reporting option in the app to help you do this. Contact Lyft after you’ve checked on all the victims for injuries and called 911.
Passengers should also call 911, just in case drivers try to hide their accident. Even in a minor crash, don’t let your driver off the hook with a handshake. Your injuries could stay hidden for days or weeks. Take photos of the scene for evidence and try to get the contact information of eye-witnesses.
In both cases, see a doctor as soon as you can for a checkup. Tell the doctor you’ve been in an accident. Once that’s finished, contact a Lyft accident lawyer in Atlanta at John Foy & Associates for further advice. These steps will build the foundation of your claim, and we’ll use this information to rate your chances of success.
Lyft’s Insurers Are Calling Me. What Should I Do?
If your driver does the responsible thing and contacts Lyft to report the accident, you may get a call from Lyft or their insurance adjusters quickly after your accident. This may sound like great customer service, but don’t be fooled. They’re trying to minimize their liability.
Insurance companies have to assume fraud is a possibility, so they will try to see if your story matches the situation. But they’ll also look for any evidence that your injuries aren’t as bad as you claim. Even saying, “I’m fine,” on the phone as a polite response could work against you!
Try your best to avoid speaking with an insurance agent until you’ve spoken with a lawyer. Once you have one, you can tell them you’ve retained counsel. Your lawyer will handle the negotiations from there. Above all, do not agree to anything or sign anything from the insurance company without a lawyer’s approval.
For a free legal consultation with a lyft accidents lawyer serving Atlanta, call 404-400-4000
Work With an Experienced Lyft Accident Lawyer in Atlanta
Experience is important for ridesharing cases. Insurance questions can become quite complicated in these cases, and not all accident attorneys know how to do it right. In Atlanta, the team with experience is John Foy & Associates.
Speak with our Lyft accident lawyers in Atlanta today in a free consultation by using our contact form or calling us. Our team works on contingency, so you do not have to pay us anything unless you win your case.