Injuries from an uninsured motorist accident can prove particularly frustrating. Unfortunately, an estimated 12.4% of Georgia drivers do not carry auto insurance, which may leave you scrambling to recover the compensation you deserve following a car accident.
Working with a Mableton car accident lawyer can help you learn more about your right to compensation after an accident with an uninsured Mableton driver.
How to Recover Compensation After an Accident with an Uninsured Mableton Driver
If you suffered injuries in an accident with an uninsured Mableton driver, you may still have some options that can help you recover compensation.
Use Your Auto Insurance: Uninsured Motorist Coverage
If you carry auto insurance, you may have the ability to use your own insurance coverage to cover the cost of the damages you faced following a Mableton auto accident with an uninsured driver, especially if you planned for the possibility of an accident. Two key kinds of coverage may come into play.
Many drivers carry uninsured motorist coverage as part of their auto insurance bundle. Often, even if you carry just liability coverage for your vehicle, you will still have uninsured motorist coverage as an add-on. If you carry comprehensive or collision insurance, it will likely include compensation for damages caused by an uninsured driver.
Uninsured motorist coverage can provide much-needed compensation for the damages you sustained in an accident, making it easier for you to repair your vehicle and take care of the other financial challenges you may face, including potential medical expenses.
Take Advantage of MedPay Coverage
Georgia offers optional MedPay coverage as part of your insurance policy. Medpay coverage helps cover the immediate cost of medical bills after a car accident of any type. It covers the named party after any type of auto accident, regardless of who caused the accident.
Not only does that mean that you can use MedPay coverage after you have caused an accident and suffered injuries, it means that you have medical payment coverage available when another driver causes an accident, regardless of that driver’s insurance status.
File a Claim Against the Driver Directly
In some cases, you may have the right to file an injury claim against the driver who caused your accident directly. The driver may have to pay out of pocket for the damages that you sustained in the accident. While it may prove more difficult to file a claim and get compensation from a driver who does not carry auto insurance, you can still often get the compensation you may deserve for those injuries.
At John Foy, we help our clients put together claims against other drivers who may have caused their injuries directly when those drivers do not carry insurance.
Get the strong arm
Finding Another Liable Party
Sometimes, more than one party may share liability for a car accident; and while the driver may not carry insurance, you may still have the right to file a claim against one of those other parties.
Liable parties may include:
The Driver’s Employer
If the driver was on the clock at the time of the accident, and the driver did not carry insurance, the driver’s employer may end up liable for the accident.
Bars and Restaurants that Over-Serve Clearly Intoxicated Drivers
A bar or restaurant that serves someone under the age of 21 alcohol, or that provides someone who is visibly intoxicated with more alcohol, may bear liability for an accident caused if that individual gets behind the wheel while intoxicated.
The Vehicle Manufacturer or a Mechanic
Did a mechanical failure cause or contribute to your Mableton uninsured motorist accident? If so, you may have the right to recover compensation from the manufacturer of that vehicle, or from a mechanic that worked on the vehicle but failed to properly complete repairs.
How Can a Mableton Uninsured Motorist Accident Attorney Help Your Case?
If you suffered injuries in a Mableton accident with an uninsured driver, you may find that having a lawyer on your side provides a number of critical advantages as you move forward with a claim. At John Foy, we help our clients as they progress through Mableton uninsured motorist claims.
Learn More About Your Right to Compensation
First, an uninsured motorist accident lawyer in Mableton can help you learn more about your right to compensation following an accident with an uninsured Mableton driver. That information can prove critical in two ways: it helps you understand how much compensation you should expect, based on your injuries and the financial losses you have faced, and it provides you with more information about how you might reasonably pursue compensation for your injuries.
At John Foy, we will investigate every aspect of your Mableton uninsured motorist accident and all entities that may share liability for the accident and your injuries to help you get a better idea of who bears liability for your claim and how you can best pursue that much-needed compensation. Then, we will help you decide what option will work best to get you the full compensation you deserve.
Fight for the Compensation You Deserve
Even once you identify the party responsible for compensating you for your injuries, you may have a journey ahead of you. You may need to fight to get the compensation you really deserve for those injuries.
At John Foy, we make sure our clients receive the support and assistance they need to proceed with their injury claims, regardless of how they need to pursue that vital compensation.
Contact a Mableton Uninsured Motorist Accident Attorney After Your Accident
Did you suffer injuries in an accident with an uninsured motorist in Mableton? Despite the lack of insurance, we can often help our clients pursue and receive the vital compensation and assistance that can help them cover the cost of medical expenses and other financial losses related to their accidents. Contact John Foy today to learn more about the compensation you can recover after your uninsured motorist accident.