Most workers in Conyers are covered by their employer’s workers’ compensation insurance from the very first day. If you were hurt at work, you should not have to pay for your damages. A Conyers workers’ compensation lawyer can help you seek the money needed to cover your costs while you heal and recover.
Workers’ compensation insurance companies are like all the other insurance companies. They do not like to pay out much on claims. Even though it’s your right to receive compensation for injury costs, you may run into issues getting the full coverage you need. At John Foy & Associates, we can help represent your legal rights and fight for the benefits you’re entitled to receive.
Let us give you a FREE consultation and case evaluation to discuss your case and your options. Call us today at (404) 400-4000 or simply contact us online to get started with your FREE consultation.
How to Know if You Qualify for Workers’ Compensation Benefits in Conyers
After being injured at work, you might wonder if there is workers’ compensation. Thankfully, most workers are covered by workers’ comp through their employer.
Workers’ compensation is a government program that has two main purposes:
- To compensate injured workers’ with medical and income benefits after an injury and
- To protect the employer from long, expensive lawsuits
According to the Georgia State Board of Workers’ Compensation (SBWC), any business with three or more regular workers must carry workers’ compensation insurance. This includes regular part-time and seasonal workers.
So, most employers are required to provide workers’ compensation coverage, and chances are good that you are covered. However, it’s surprisingly common for employers to not have workers’ comp when they should. If your employer tells you there is no workers’ comp but you suspect they should have it, contact a Conyers workers’ compensation lawyer right away.
All Injury Costs Are Covered Under Workers’ Compensation
You should also know that all injuries that happen at work are covered under workers’ comp. It doesn’t matter whether or not you are injured while performing duties for your job. If you were hurt or became ill at work, you should be covered.
Workers’ compensation provides benefits like:
- Compensation of medical costs, including doctor visits, hospital stays, tests, and prescription medications
- Weekly income benefits at two-thirds of your average weekly pay (up to $675 per week as of July 1, 2019)
- Reimbursement for travel to and from medical appointments (at 40 cents per mile)
- Vocational rehabilitation if you need help returning to work or adjusting to a new line of work because of your injuries
Disability Benefits Through Workers’ Comp
Sometimes, a work injury can leave you with a disability that impairs your ability to live and/or work as you did before. If you are left with a permanent disability, you can receive additional weekly benefits based on the type and extent of your disability. This includes injuries that leave you with loss of hearing or sight.
After you have completed all medical treatment, your authorized treating physician will evaluate you using the American Medical Association’s Guides to the Evaluation of Permanent Impairment, fifth edition. For more information on this process, contact a workers’ compensation lawyer in Conyers.
Death Benefits Through Workers’ Comp
If a worker is killed as a result of their workplace accident, their dependents can also receive benefits. Those would be paid at two-thirds of your average weekly pay (up to $675 per week, as of July 1, 2019). Surviving spouses, children, or stepchildren can receive these benefits.
It Does Not Matter What Type of Injury You Suffer
The type of injury you suffer or who caused it also does not matter under workers’ compensation. Unlike personal injury claims in Conyers where fault is everything, workers’ comp claims don’t take fault into account at all.
The no-fault nature of workers’ comp is why you cannot sue your employer through it. You cannot bring a lawsuit, but it also means you don’t need to prove fault or show you were not at fault to have your costs covered.
The most common workers’ comp claims come out of workplaces like construction industries and other more dangerous jobs. However, any type of work injury is covered—even if you work a desk job. Do not be afraid to pursue a workers’ comp claim, no matter what type of work you do.
When Injuries Are Not Covered By Workers’ Compensation in Conyers
The only time when injuries are not covered under workers’ comp is situations where you are not at work or “on-the-job.” Injuries that happened in the following situations will typically not apply:
- Traveling home from work
- While not “on-the-job” at work
- When company policies are being violated
- Injuries that are self-inflicted or performed during a serious crime
Your injuries may still be covered if you were traveling for business, running an errand for your employer off-site, driving a company vehicle, in the work parking lot, or at a work meeting off-site.
If you’re not sure whether your work injury conditions are covered under workers’ comp, contact John Foy & Associates so we can evaluate your case during a FREE consultation. Call (404) 400-4000 or contact us online to get started.
How the Insurance Company May Try to Reduce Your Claim
Unfortunately, all insurance companies are pretty much the same. Even if your employer is happy to provide workers’ comp coverage for work-related injury benefits, the insurance company may look for ways to reduce or deny your claim.
It is in the insurance company’s best interest to pay out as little as possible on an injury claim. They might try to minimize your injuries, refer you to physicians who aren’t looking out for your bests interests, or dispute other facts about your accident.
Don’t let yourself get taken advantage of when you’re seeking the benefits you are legally entitled to as a worker in Conyers. Contact a workers’ compensation lawyer who can fight for your rights and make sure the insurance company is held accountable throughout the entire process.
Talk to a Workers Compensation Lawyer In Conyers, GA for Free Today
At John Foy & Associates, we want to help all injured workers get the benefits they deserve—and we helped countless people do just that for more than 20 years. If you were injured at work, contact us today for a FREE consultation. Call (404) 400-4000 or contact us online to get started with your FREE consultation today.