Suffering a car accident and having to deal with the aftermath is already confusing and challenging enough. When you throw an uninsured motorist into the mix, winning a settlement for your damages becomes even more complex. Don’t worry, you don’t have to go through this process alone.
A Union City car accident attorney at John Foy & Associates can assist you in getting the best settlement possible. Even if the at-fault driver doesn’t have insurance, we will help you file your claim and pursue other avenues to get compensated. Learn more about what we can do for you.
Uninsured Motorists in Georgia
Did you know that according to the facts and statistics surrounding uninsured motorists, recent data from 2019 shows that 12.4% of drivers in Georgia don’t have car insurance? The odds of getting into an accident with an uninsured driver is one in eight.
As you can see, the statistics show that there is a decent chance that the car accident you suffered happened due to the negligence of someone without insurance. While this makes things more difficult when it comes to recovering compensation, that doesn’t mean it’s impossible.
Get the strong arm
Who Our Uninsured Motorist Accident Lawyers Can Help You Hold Liable
One of the main ways our uninsured motorist accident lawyers in Union City will help you is by figuring out the best way to get a settlement on your behalf. We will look at several parties and ways you can hold someone liable for the damages you sustained.
Filing a Lawsuit Directly Against the Uninsured Driver
In most car accident cases, you don’t have to file a claim against the other driver directly since their insurance company will typically be the one that pays out a settlement. However, since the at-fault driver is uninsured, you can file a claim against them specifically to hold them liable for your damages. There are many legal options available to ensure they pay.
However, keep in mind that if the driver didn’t have insurance because they couldn’t afford it, this strategy may not work since they have little money, to begin with. So, while this is usually the preferred option of handling uninsured motorist accidents, there’s a chance this may not work completely.
Filing a Claim for Uninsured Motorist Coverage
Under the Official Code of Georgia Annotated (OCGA) § 33-7-11, insurance companies must offer uninsured motorist coverage. While a driver can refuse this coverage, if you have it you can get compensated through your own insurance company.
Even though you’re filing a claim with your own insurance, that doesn’t mean that you’re guaranteed a fair settlement. Insurance companies, regardless of whether they represent you or not, aren’t always on your side. Our lawyers will ensure that your insurance company doesn’t try to downplay your accident.
Holding Another Party Accountable
Car accidents are inherently chaotic. A thorough review of the evidence and circumstances surrounding your case may reveal additional parties that were involved in your accident. If this is the case, you can also hold them accountable for your damages.
For example, if the automobile manufacturer or another driver with insurance involved in the accident were a part of the accident and there is evidence of their negligence, this can allow you to file a claim against them.
Types of Damages You Can Recover
There are several damages that you can recover from an uninsured motorist accident in Union City, including:
- Loss of consortium and enjoyment of life
- Pain and suffering
- Emotional trauma and mental anguish
- Wrongful death
- Medical expenses
- Vehicle repairs or replacement
- Property damages
- Lost wages and reduced earning capability
Even if you don’t file against the at-fault party’s insurance company, that doesn’t mean you won’t be able to receive financial compensation for all your damages. We will calculate all the damages you suffered to ensure that nothing gets left out of your settlement.
Get Help With Your Uninsured Motorist Accident Case
Aside from helping you figure out who to file your claim against, our Union City uninsured motorist accident attorneys can assist you in various ways. We will:
- Gather evidence for your car accident
- Ensure that your insurance company or the at-fault party pay a settlement that reflects all your damages
- Consult with experts in various fields to get testimony that supports your claim
- Handle all your communications with other parties
- Represent your best interests at all times
Our lawyers will stand by your side. For more than 20 years, we’ve dedicated ourselves to helping clients with even the toughest of cases. We don’t charge anything for our services upfront. If we can’t win compensation for your claim, you owe us nothing.
Statute of Limitations in Union City
Uninsured motorist accidents in Union City have a general statute of limitations of two years. There may be certain factors in your case that could shorten the amount of time that you have. Don’t wait to file your claim. Instead, take proactive steps to start preparing and building a strong case.
While we don’t recommend rushing to file on your own, we also don’t recommend sitting on your case for too long. This only makes things much more difficult to get the settlement you deserve. Take action immediately after seeking medical treatment.
Talk to Our Union City Uninsured Motorist Accident Lawyer
Don’t give up and pay out of pocket for a car accident caused by a uninsured motorist. Instead, get the legal help you need to fight and win your settlement. Our Union City uninsured motorist accident lawyers at John Foy & Associates are waiting.
For a free consultation at no risk or obligation to you, please call us or fill out our online contact form. Schedule an appointment with us today. We are available 24/7.