Workers’ compensation is a type of insurance that most employers in Union City must provide to their workers. If you suffered an injury that happened at work or while fulfilling work duties, you have the right to benefits and compensation. Consult with a Union City personal injury lawyer as soon as possible to protect your rights.
At John Foy & Associates, we know how to fight back against insurance companies who try to reduce what they pay out on workers’ claims. We can help you with everything from finding the right doctor to filing your claim and negotiating for fair compensation. Call us today or contact us online for a free consultation.
What Can a Union City Workers’ Compensation Lawyer Do for Me?
Workers’ compensation claims don’t go to court, so you may wonder why it’s still essential to enlist the help of a workers’ compensation lawyer in Union City. Our lawyers can:
- Help you understand the merits of your case and the legal options available to you if your claim gets rejected
- Assist you in fighting for a fair amount of compensation that accurately reflects the injuries and damages you sustained
- Gather evidence and witness testimony on your behalf and use them to strengthen your claim
- Handle all communications with other parties to ensure the integrity of your case doesn’t get compromised
- Calculate all of your damages and leave nothing out of your final settlement total
Not hiring a lawyer can put you at an extreme disadvantage against the insurance companies. Insurance companies are always looking to short you on your workers’ compensation. Allow us to stop them from taking advantage of you and pay you what’s fair for your claim.
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Common Injuries that Are Eligible for Workers’ Compensation
When it comes to work injuries, certain fields tend to be riskier. The deadliest jobs in America include roofers, logging workers, truck drivers, farmers and ranchers, landscapers, and electrical power-line installers, just to name a few. That being said, work injuries that even happen during office or desk jobs.
Injuries that we often see that qualify for workers compensation benefits include:
- Neck, shoulder, back, or knee injuries
- Hearing problems
- Cuts, lacerations, or bruising
- Broken bones
- Work-related heart attacks or strokes
- Carpal tunnel
- Eye injuries
- Occupational diseases like asbestosis
- Work-related emotional problems
- Scarring or disfigurement
- Loss of limb
Your injuries must have happened at work or while performing work duties to get covered by workers’ compensation. If you were at work when you were hurt, it does not matter whether you were doing something related to your job. Whatever injury you sustained should still get covered.
Suppose you’re worried that your employer or the insurance company providing workers compensation will try to say your injuries don’t qualify. In that case, you should contact an experienced workers’ compensation lawyer in Union City right away.
Types of Compensation You Can Recover
Workers’ compensation claims allow you to recover a settlement for various damages:
- Medical bills
- Physical therapy and additional treatment costs
- Prescriptions and medical equipment
- Lost wages due to your injuries
- Wrongful death expenses
Workers’ compensation won’t cover any other damages unless they specifically relate to your physical injuries in some way. To prove this, you’ll need an experienced lawyer to help you establish a link.
Preparing Your Workers’ Compensation Claim
Workers’ compensation claims filed in Union City get governed by the Georgia State Board of Workers Compensation (SBWC). They determine which businesses must carry workers’ compensation and how injured workers can file claims. Here are some common questions you’ll need to answer before knowing whether or not you can make a claim:
- Were you employed at the time of the injury?
- Did the injury happen while you were “on the job”?
- What benefits fall under your employer’s workers’ compensation policy?
- How long is your injury expected to last?
- Will your injury affect your ability to continue doing your current job?
Workers’ compensation may pay you medical, income, and rehabilitation benefits meant to help cover your costs and return you to work.
Unlike personal injury claims, fault is not a factor in workers’ compensation. It does not matter whose negligence led to your accident; it is covered if it happened at work. You also do not have the option to sue your employer for your injury costs. You will need to go through workers comp for benefits.
If you have an injury that you expect to be permanent or affect your work abilities, you may be eligible for regular benefits and help to obtain a new job or position. However, serious injuries like this often require the assistance of a workers compensation lawyer who can make sure you get treated fairly.
How to Know If Your Employer Carries Workers’ Compensation in Union City
According to the Georgia SBWC, all employers in Union City with three or more employees must verify they carry workers’ compensation. Employees are also covered from the first day of work. Employers who do not have workers compensation or deny employees their benefits are subject to serious legal penalties and can face charges with a misdemeanor crime.
It’s more common than people realize for employers not to have workers’ compensation insurance when they are legally required to do so. If your employer says there is no workers’ compensation or you don’t qualify for benefits, contact a Union City workers compensation lawyer immediately.
Reasons Why Workers’ Compensation Benefits Get Denied
Sometimes, employers or their insurance companies will use tactics to try and deny workers’ compensation claims. Reasons they may use for rejecting a claim include:
- Claiming you were faking your injury
- Saying your injury isn’t serious
- Scaring you into not hiring a workers’ compensation lawyer
- Telling you that you are not allowed to choose your doctor for a second opinion
You should know that you are entitled to all benefits available under workers’ compensation in the state of Georgia. Do not let your employer intimidate you into not seeking what you deserve. A workers’ compensation lawyer can work with doctors in your area and the insurance company to pursue benefits that are your legal right.
Receiving Weekly Benefits Through Workers’ Compensation
If your accident happened on or after July 1, 1992, you can receive workers’ compensation benefits for up to 400 weeks. Benefits get paid weekly.
If you can return to work sooner, your benefits may get reduced in some situations. Also, if you have a severe and catastrophic injury, you may be eligible for lifetime benefits. The number of benefits you receive will depend on the severity and type of disability.
Trust Our Union City Workers’ Compensation Lawyers to Win for You
You can trust our Union City workers’ compensation lawyers to get the job done. With our dedication and experience, we won’t stop until you get the compensation you deserve. Our workers’ compensation lawyers don’t get paid unless you obtain compensation first. Therefore, we never charge anything upfront, and there are no risks or obligations when you reach out to us for assistance.
Talk to a Workers’ Compensation Lawyer in Union City for Free
At John Foy & Associates, our workers’ compensation lawyers are here to answer your questions and fight for your rights. We have been helping injured workers for over 20 years and have extensive knowledge of Georgia’s workers’ compensation laws.
Contact us today to get started with a free consultation where we’ll discuss the details of your case and how we can help you. Call us or contact us online to schedule an appointment. We are available 24 hours a day, seven days a week, to take your call.