Workers’ compensation is a type of insurance that most employers in Union City must provide to their workers. If you suffered an injury that happened at work or while fulfilling work duties, you have the right to benefits. An experienced Union City workers’ compensation lawyer will protect your rights.
At John Foy & Associates, we know how to fight back against insurance companies that try to reduce what they pay out on workers’ claims. Our Union City personal injury lawyers can help you with everything from finding the right doctor to filing your claim and negotiating for fair compensation.
Our team has over 350 years of combined legal experience advocating for injury victims. We know how to file a winning claim. Call us today or contact us online for a free consultation.
How Our Union City Workers’ Compensation Lawyers Can Help You
Workers’ compensation claims don’t go to court, so you may wonder why it’s still essential to enlist the help of a workers’ compensation lawyer in Union City.
Our Union City workers’ compensation attorneys will:
- Help you understand the merits of your case and the legal options available to you if your claim gets rejected
- Fight for a fair amount of compensation that accurately reflects the injuries and damages you sustained
- Gather evidence and witness testimony on your behalf and use them to strengthen your claim
- Handle all communications with other parties to ensure the integrity of your case doesn’t get compromised
- Calculate all of your damages and leave nothing out of your final settlement total
Not hiring a lawyer can put you at an extreme disadvantage against the insurance companies. Insurance companies are always looking to short you on your workers’ compensation. Allow us to stop them from taking advantage of you and pay you what’s fair for your claim.
Common Injuries Eligible for Workers’ Compensation
When it comes to work injuries, certain fields tend to be riskier. The deadliest jobs in America include roofers, logging workers, truck drivers, farmers and ranchers, landscapers, and electrical power-line installers, just to name a few. Find out more about the most dangerous jobs in the U.S. according to OSHA.
That being said, work injuries can even happen during office or desk jobs. Regardless of your career, if you were injured or became ill while working, John Foy & Associates could help.
Injuries we often see that qualify for workers’ compensation benefits include:
- Neck, shoulder, back, or knee injuries
- Hearing problems
- Cuts, lacerations, or bruising
- Broken bones
- Work-related heart attacks or strokes
- Carpal tunnel
- Eye injuries
- Occupational diseases like asbestosis
- Scarring or disfigurement
- Loss of limb
Your injuries must have happened at work or while performing work duties to get covered by workers’ compensation. If you were at work when you were hurt, it does not matter whether you were doing something related to your job. Whatever injury you sustained should still get covered.
If you’re worried that your employer or the insurance company providing workers’ compensation will try to say your injuries don’t qualify, contact an experienced workers’ compensation lawyer in Union City immediately.
Types of Compensation You Can Recover
Workers’ compensation claims allow you to recover a settlement for various damages:
- Medical bills
- Physical therapy and additional treatment costs
- Prescriptions and medical equipment
- Lost wages due to your injuries
- Wrongful death expenses
Workers’ compensation won’t cover any other damages unless they specifically relate to your physical injuries somehow. To prove this, you’ll need an experienced workers’ compensation attorney in Union City to help you establish a link.
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Preparing Your Workers’ Compensation Claim
Workers’ compensation claims filed in Union City are governed by the Georgia State Board of Workers’ Compensation (SBWC). They determine which businesses must carry workers’ compensation and how injured workers can file claims.
Here are some common questions you’ll need to answer before knowing whether or not you can make a claim:
- Were you employed at the time of the injury?
- Did the injury happen while you were “on the job”?
- What benefits fall under your employer’s workers’ compensation policy?
- How long is your injury expected to last?
- Will your injury affect your ability to continue doing your current job?
Workers’ compensation may pay you medical, income, and rehabilitation benefits meant to help cover your costs and return you to work.
Unlike personal injury claims, fault is not a factor in workers‘ compensation. It does not matter whose negligence led to your accident; it is covered if it happened at work. You also do not have the option to sue your employer for your injury costs. You will need to go through workers’ comp for benefits.
If you have an injury that you expect to be permanent or affect your work abilities, you may get regular benefits and help to obtain a new job or position. However, serious injuries like this often require the assistance of our Union City workers’ compensation attorneys, who will make sure you are treated fairly.
Does Your Employer Carry Workers’ Compensation?
According to the Georgia SBWC, all employers in Union City with three or more employees must verify if they carry workers’ compensation.
Employees are covered from the first day of work. Employers who do not have workers’ compensation or deny employees their benefits are subject to serious legal penalties and can face charges for a misdemeanor crime.
It’s more common than people realize for employers not to have workers’ compensation insurance when they are legally required. If your employer says there is no workers’ compensation or you don’t qualify for benefits, contact our workers’ compensation attorneys in Union City immediately, and we will determine the facts.
The Insurance Company Is Not on Your Side
The insurance company handling your workers’ compensation claim is not looking out for your best interests. Their main goal is to protect their company‘s money, so they often try to pay as little as possible or deny your claim. They may question your injury, delay payments, or request extra proof to make the process harder for you.
Remember, they work for the employer or insurance company, not for you. At John Foy & Associates, we will fight for your rights and make sure you get the benefits you need to build a better future.
Reasons Why Workers’ Compensation Benefits Get Denied
Sometimes, employers or their insurance companies will use tactics to try to deny workers’ compensation claims.
Common reasons for denying a workers’ compensation claim include:
- Claiming you were faking your injury
- Saying your injury isn’t serious
- Scaring you into not hiring a workers’ compensation lawyer
- Telling you that you are not allowed to choose your doctor for a second opinion
You should know that you are entitled to all benefits available under workers’ compensation in the state of Georgia. Do not let your employer intimidate you into not seeking what you need.
A Union City workers’ compensation attorney from our team will work with doctors in your area and the insurance company to pursue maximum benefits.
Receiving Weekly Benefits Through Workers’ Compensation
Generally, you can receive workers’ compensation benefits for up to 400 weeks. Benefits are paid weekly. If you can return to work sooner, your benefits may be reduced in some situations.
Also, if you have a severe and catastrophic injury, you may be eligible for lifetime benefits. The number of benefits you receive will depend on the severity and type of disability.
Trust Our Union City Workers’ Compensation Attorneys to Win for You
You can trust our Union City workers’ compensation lawyers to get the job done. With our dedication and experience, we won’t stop until you get the compensation you deserve.
Our workers’ compensation lawyers only get paid after you obtain compensation. Therefore, we never charge anything upfront, and there are no risks or obligations when you reach out to us for assistance.
Talk to a Workers’ Compensation Lawyer in Union City for Free
At John Foy & Associates, our workers’ compensation lawyers in Union City are here to answer your questions and fight for your rights. We have been helping injured workers for over 20 years and have extensive knowledge of Georgia’s workers’ compensation laws.
Contact us today to get started with a free consultation where we’ll discuss the details of your case and how we can help you. Call us or contact us online to schedule an appointment. We are available 24 hours a day, seven days a week, to take your call.
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