Virtually all workers in Sugar Hill are covered under workers’ compensation insurance. If you were injured while at work, you are likely able to receive benefits from your employer’s workers’ comp policy for supplemental income, medical costs, and more until you can return to work. Unfortunately, you might have trouble getting the full benefits you deserve from the insurance company—which is where a Sugar Hill workers’ compensation lawyer can help.
Insurance companies do not like to pay much on injury claims, even when those claims are for benefits you’re entitled to receive through Georgia workers’ compensation laws. At John Foy & Associates, our attorneys have been dedicated to getting injured workers the benefits they need and deserve for the past 20 plus years.
Contact us today and we’ll give you a FREE consultation to discuss your situation and how we can help you. We do not charge a fee unless we win you money, so there is no risk to you. To get started with your FREE consultation, call (404) 400-4000 or contact us online today.
An Overview of Workers’ Compensation in Sugar Hill
There are some common misconceptions about workers’ compensation insurance. Many people don’t realize that any injury sustained while on-the-job can be covered by workers’ comp. Although workers’ comp claims are more common in industries that are higher-risk and more dangerous, anyone—even those who work at a desk—are covered if they sustain a work injury.
Workers’ compensation also works like other types of insurance. Businesses pay into workers’ comp funds, and if a worker becomes injured or ill while working at their job, the benefits are paid from that insurance. Although, unlike personal injury claims, you cannot file a lawsuit against your employer for workers’ compensation.
Workers’ compensation was set up to:
- Avoid lengthy and expensive lawsuits between employers and employees and
- Ensure injured workers get access to medical care and other benefits after a work injury
Workers’ comp should act as your safety net. Although your employer purchases the workers’ compensation policy, you’ll actually be dealing with the insurance company that provides the benefits more than your employer. Good employers are happy that workers’ comp exists to provide help to their workers who get hurt during the course of their duties.
You might run into issues with the insurance company after you file your workers’ compensation claim. This is where a workers’ compensation lawyer comes in. They can support you during your case and make sure you are treated fairly. The goal is to get you the full benefits you deserve.
Benefits That Workers’ Comp Pays in Sugar Hill
There are two main benefits injured workers can receive through workers’ compensation in Sugar Hill:
- Medical care and
- Disability benefits
Let’s look at each of these more closely.
1. Medical Care Through Workers’ Compensation
All medical treatment that you receive for your work injury should be covered under workers’ compensation. This includes:
- Doctor bills
- Hospital bills
- Tests and lab work
- Prescription medications
- Physical therapy
- Travel to and from your medical appointments
You’ll want to keep track of all the medical expenses you face as a result of your work injury. That includes any future treatment that you will need, even after you are able to return to work.
The insurance company might look for ways to discount certain medical costs or downplay the severity of your injuries, so you and your lawyer will want to carefully document all treatment you receive and the costs you face.
2. Disability Benefits Through Workers’ Compensation
According to the Georgia State Board of Workers’ Compensation (SBWC), if you are unable to work for more than seven days because of your work injuries, you are eligible for weekly income benefits. You will not be able to receive compensation for those first seven days unless you miss more than 21 consecutive days of work.
Temporary Total Disability
Temporary total disability benefits are paid at two-thirds of your average weekly wage—capped to $675 per week if the accident happened on or after July 1, 2019. These should continue until you’re able to return to work or for up to 400 weeks.
Temporary Partial Disability
If you can return to work but you are earning less than before, you can receive temporary partial disability benefits. These are equal to two-thirds of the difference between your average weekly wages before and after your work injuries.
It’s also important to know that any injury that occurs at work should be covered under workers’ compensation. There is no need to prove who caused your accident or meet certain qualifications for a type of injury. If you were injured at work, you are entitled to seek compensation through workers’ comp.
Injuries That May Be Covered Outside of Work
Although most injuries must happen at work to be covered under workers’ compensation insurance, there are some gray areas. You may still be covered if you were hurt while:
- Running errands for your employers during work hours
- Attending a work meeting out of the office
- Operating a company vehicle
- Traveling for business reasons
- On company property outside of the building, such as in the parking lot
If you’re not sure whether or not your injury qualifies, contact a workers’ compensation lawyer in Sugar Hill right away. They can help you examine your workers’ comp policy and determine what you’re entitled to receive.
Talk to a Workers Compensation Lawyer in Sugar Hill, GA for Free Today
If you were hurt at work, you are probably covered by workers’ compensation in Sugar Hill. That means you have the right to benefits like medical care and weekly income benefits after a work injury. Workers’ comp should provide what you need until you are able to return to work in full capacity.
If you need help with your workers’ compensation claim in any way, John Foy & Associates is here to help. We have been helping injured workers get what they need for more than 20 years, and we have continued that trend today. To schedule a FREE, no-obligation consultation with us today, call (404) 400-4000 or contact us online.