You may qualify for benefits to cover your losses after an accident on the job. In this situation, you can get professional help from a Cumming workers’ compensation lawyer from our team at John Foy & Associates.
Insurance companies want to do everything in their power to deny you support to save themselves money. Fortunately, you have stalwart allies on your side. Our Cumming personal injury lawyers have recovered over $1 billion in damages on behalf of our clients.
Our compensation attorneys can prevent insurance companies from minimizing your severe injuries, lowballing your recovery costs, or approving you for less treatment than you deserve. Talk to us now to discuss your next steps.
When Should You Contact a Workers’ Compensation Lawyer in Cumming, GA?
It’s essential that you reach out to a professional legal team for help quickly after an on-the-job accident. Getting help immediately can improve your chances of getting maximum compensation for your losses.
An attorney can help with any legal issues you face after an accident. We have extensive experience offering legal representation to employees struggling with compensation issues.
Working with our personal injury attorneys makes it easier for you to report work-related injuries within the 30 days required by most employers in Georgia. We can walk you through the process of filing a comp claim before defending your right to compensation in conversations with insurers and your supervisor.
Types of Workers’ Comp Claims We Handle
You can rely on our legal team to assist after a wide range of workplace accidents. You can reach out to us when you need help from a:
- Cumming Plant and Industrial Accident Lawyer: We can help you identify legal solutions that can bring you fair compensation after an accidental injury in an industrial workplace or a big plant in Cumming.
- Cumming Wrongful Death Workers’ Compensation Lawyer: Your family can turn to our law firm for professional help after the loss of a loved one in a workplace accident. We can provide compassionate help and support during this challenging time. We can explain what the workers’ compensation death benefits are in Georgia.
- Cumming Head Injury Workers’ Compensation Lawyer: Some on-the-job accidents result in concussions or traumatic brain injuries (TBIs). We can help you seek compensation after a head or brain injury.
- Cumming Shoulder Injury Workers’ Compensation Lawyer: You can contact our team for assistance if you sustain a shoulder injury while working. We can take steps to connect this injury to your job.
- Cumming Carpal Tunnel Workers’ Compensation Lawyer: Sometimes, employees sustain repetitive motion injuries due to their jobs. For example, you may develop carpal tunnel syndrome. We can help you build a claim in this situation.
The above list contains examples of the types of workplace injury claims we handle. Our lawyers want to protect your right to that support, no matter how long you’ve been on the job or your pay grade.
You can discuss your specific situation when you reach out to us for a risk-free consultation.
What Costs Does Workers’ Compensation Cover in Cumming?
If you want to argue for comprehensive accident coverage after a workplace accident, you must know what parts of your recovery workers’ compensation can help you address. These programs most often cover recovery costs like the following:
Medical Care
The insurance company will pay for all your hospital visits, doctor appointments, or other medical bills relating to your injury.
Some injuries will require physical therapy or some other form of rehabilitation. Your workers’ compensation can cover these costs. Additionally, your employer’s insurance should cover all prescription medicine.
If your injury requires physical therapy or speech therapy, it’s covered until you reach the maximum possible level of recovery. If you have difficulty doing your job or you have a disability, you could also receive vocational rehabilitation to help you return to work.
Missed Pay
If you miss a week or more of work because of your injury, workers’ compensation will give you a paycheck for the entire time you’re recovering. This pay is less than your usual paycheck, usually two-thirds of what you normally make, but it is tax-free.
Travel Costs
If you track the mileage you spend driving to and from doctor appointments, pharmacies, etc., the workers’ comp system will reimburse you at a rate of 40 cents per mile.
Permanent injuries will also qualify for additional payments. This money cannot repair the damage done, but it can offset the financial blow and the effect an injury has on your career. Workers who can continue their careers are in the best interest of everyone, and that means proper medical care.
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Distance is no obstacle. We work with clients across the country and make sure every one of them feels taken care of, no matter how far the call travels.
What Kinds of Injuries are Covered by Workers’ Compensation?
Workers’ comp may cover any injury that happens while you’re at work, including any injury in the workplace, as well as some other work-related situations:
- In an employer-owned parking lot
- On walkways or outside areas owned by the employer
- During business travel
- While working remotely or taking a client call on your cell phone
- Driving in a company vehicle
- Running an errand for your employer
- Attending a meeting at an offsite location
The most common workers’ compensation claims relate to the construction industry. These can involve injuries such as being hit by a falling object, electrically shocked, or caught between pieces of equipment.
We also see many injury claims from other industries, including white-collar work. Even just tripping and falling at work is covered by workers’ compensation.
In most cases, injuries that happen while commuting are not covered. If you’re unsure whether or not your employer’s workers’ compensation insurance will cover you, speak with one of our workers’ compensation attorneys in Cumming, GA, for advice.
Is Emotional Trauma Also Covered by Workers’ Compensation in Cumming?
Workers’ compensation does not cover purely psychological or emotional conditions, even work-related ones. However, it does cover treatment for these conditions if they have a connection to a physical injury.
For example, workers’ comp may cover these conditions if someone assaults you at work or where a workplace injury causes extreme trauma. If you’re unsure whether your condition might count, you should get a professional opinion from a lawyer.
What Do You Need to Do to File a Workers’ Comp Claim?
You must do a few things to file a claim after an on-the-job accident. First, you need to tell your employer about your injury within 30 days of when it happened. Second, you’ll need to read the labor poster at your employer to find out who the insurer and acceptable doctors are for examination.
Along with these is a bill of rights for workers’ compensation. It lists all the rights and responsibilities of employers and employees for these claims. Read and understand these to learn your additional responsibilities.
Then, contact a Cumming, GA, workers’ compensation lawyer to help you make your claim. We will help you gather evidence and talk to the insurer on your behalf to get the care you need. Nearly all employers want to see their workers get better. Hiring a lawyer to help you get the money for that should not affect your job.
Do You Have to Sue Your Boss if You Get Hurt on the Job?
No. In the city of Cumming, you are not allowed to file a lawsuit against your employer over a workplace injury. Workers’ compensation replaces lawsuits. It is a cheaper, faster, more reliable way for you to get the treatment you need.
We often hear from injured workers who are afraid to file a claim because they don’t want to blame their employer. Workers’ compensation isn’t about blame. Your employer already carries insurance specifically to pay for these kinds of claims. The insurance company deals with them every day, and your claim carries no backlash for anyone involved.
Your claim is also private between you and the insurer. Your employer won’t learn the details of your treatment unless you tell them. They aren’t allowed to act against you, and you cannot lose your job for filing a claim. Remember, you have already paid into the workers’ compensation system and have a right to use it.
We Offer a Free Workers’ Compensation Case Assessment
If you want to work with comp lawyers who will take your personal injury matters seriously, we recommend scheduling a free workers’ compensation claim case assessment as soon as possible after your initial injury.
We’re here to help you answer questions like:
- Can you quit your job while on workers’ comp?
- Can you get another job while on workers’ comp?
- What should you do if a workers’ comp representative won’t return your calls?
Our case evaluations are free of charge, and we work on contingency. We take every possible step to preserve your financial well-being.
We Can Explain the Workers’ Comp System
What happens when a worker gets injured on the job? Who should pay for the costs of the injury? Is it you or your employer? Let’s break down compensation laws so you can better understand your post-injury rights.
Workers’ compensation is a government program with two goals:
- Make sure every worker injured on the job gets the medical care they need
- Avoid expensive, time-consuming lawsuits for employers and employees
Workers’ compensation benefits go into effect on day one of your employment, and every employer in Georgia must have coverage. If you sustain injuries at work, you don’t have to pay out of pocket for emergency medical care.
While workers’ compensation benefits aren’t free, you’re already paying for the support you’re benefiting from.
Employers deduct a small percentage of their employees’ paychecks to afford workers’ compensation policies, much like they do to help you pay your taxes. In other words, you’ve already paid for the medical benefits you can receive after an accident.
How Long Will Your Workers’ Compensation Claim Take to Resolve?
How long your workers’ compensation case will take depends on many factors, like the severity of your injuries. It will take time for the insurer to get the information they need to make an offer. One thing you can do to speed things up is to follow all the requirements to make a claim.
The next thing is to hire a workers’ compensation attorney in Cumming to handle follow-up and keep the process moving. You can focus on recovery, and they can work to speed up your claim through the system.
A lawyer can also explain why your workers’ compensation case is taking so long.
Speak to Us After an Accident at Your Job
John Foy & Associates has been helping injured workers for over 25 years. Our law firm knows that the insurance company has an army of lawyers working against you, and we believe you deserve to have an experienced lawyer of your own to level the playing field.
Georgia employers have an obligation to provide workers’ compensation benefits to employees. Don’t let your medical bills pile up when you can take action. You can collaborate with a Cumming workers’ compensation lawyer today to make your voice heard.
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