Virtually all workers in Mableton are covered under workers’ compensation, also known as workers’ comp, from the first day on the job. Most employers are legally required to carry workers’ comp to provide medical compensation, income benefits, and more. Unfortunately, many workers still struggle to get the full benefits they deserve—and that’s where a workers’ compensation lawyer in Mableton can help.
If you were injured a work, protecting your rights is key. Our workers’ comp attorneys at John Foy & Associates are here to assist you with your claim. We’ll give you a FREE consultation to talk about the details of your accident and how we can work together to get you the benefits you’re entitled to receive.
Call (404) 400-4000 or contact us online to schedule a FREE consultation with the best workers’ compensation lawyer for your case today.
How Workers’ Compensation Claims Are Handled in Mableton
Workers’ compensation is a government program that was set up to protect injured employees. Any business in Georgia that has three or more regular workers is required to carry a workers’ compensation insurance policy.
There are two main goals of workers’ compensation:
- To provide quick financial compensation and other benefits to injured employees
- To prevent a legal case between the employer and worker
Unlike personal injury claims, workers’ compensation claims are under a “no-fault” system. In other words, fault is not even considered in a workers’ comp case. You cannot blame your employer for the accident, and vise versa. If you were injured at work, your injury costs should be covered.
Filing Your Workers’ Comp Claim in Mableton
Workers’ compensation claims in Mableton are handled by the Georgia State Board of Workers’ Compensation (SBWC). Right after the accident happens, you should report it to your supervisor. If you wait more than 30 days to report your accident, you may lose any access to benefits.
You can file your claim by completing a Form WC-14 and filing it with the SBWC. Then, you’ll need to send a copy of your claim to your employer and the insurance company that provides their workers’ compensation benefits.
How to Know if Workers’ Compensation Will Cover Your Injuries
Workers’ compensation is meant to cover any injury that happens at your work. It doesn’t matter who was at fault, how the injury occurred, or whether or not the accident directly resulted from your work duties. If it occurred at work, it should be covered.
You also don’t need to work in an industry that is frequently dangerous to be eligible for workers’ compensation. A lot of claims do result from industries like construction or manufacturing, but an office worker can also file a workers’ comp claim if they are hurt at work.
If you have questions about your injuries in relation to your workers’ comp benefits, contact a workers’ compensation lawyer in the Mableton area. John Foy & Associates helps injured workers all throughout Georgia, and we can give you a FREE consultation today. Call (404) 400-4000 or contact us online to schedule yours.
What About Psychological Damages?
Physical injuries are definitely covered. We sometimes get asked if mental health conditions are also covered under workers’ compensation. If you had psychological damages that resulted from your physical injury, mental health treatment might be covered through workers’ compensation.
If you did not suffer a physical injury, emotional damages or mental health conditions will typically not be covered. That’s because you must have a physical injury or illness to have a valid workers’ compensation claim.
Benefits You Can Receive Through a Workers’ Compensation Claim
Workers’ comp is meant to compensate you for the costs of your work injuries, especially if your injuries prevent you from working for an extended period of time. Here are the main benefits you can receive through workers’ compensation. You can also find more benefits information through the SBWC website.
Any medical treatment that is reasonable, necessary, and related to your work injury or illness should be covered under workers’ compensation. To receive these benefits, you must see an authorized physician through your employer’s workers’ comp policy.
Your employer should provide a list of physicians for you to choose from or the name of a managed care organization to contact for treatment. It’s very important that you see a doctor who is authorized. Otherwise, your treatment costs may not be covered through workers’ compensation.
Most medical benefits cannot be received for more than 400 weeks, but most workers recover and are able to return to work well before that time.
Income Benefits for Temporary Disabilities
If you cannot work for at least seven days because of your work injury or illness, workers’ comp should pay you disability benefits to help supplement your lost income. There are two types of temporary disability benefits through workers’ comp:
- Temporary total disability benefits and
- Temporary partial disability benefits
Temporary total disability benefits provide two-thirds of your average weekly wage (or they cap out at $675 per week). These benefits are meant to provide you with weekly income until you’ve reached maximum medical improvement (MMI). MMI is the point at which your injuries have improved as much as they can with medical treatment.
Temporary partial disability benefits provide weekly payments if you are able to continue working but have to earn less because of your injury or illness. These benefits are equal to two-thirds of the difference between the average weekly wage you were making before your injury and after your injury.
Temporary partial benefits cap out at $450 per week and up to 350 weeks from your work injury date.
Benefits for Permanent Disabilities
When you’ve reached MMI, your doctor will evaluate your condition. If they determine you have a permanent disability, you can receive benefits through workers’ comp.
Your doctor will determine where your disability is and how disabled you are. These details will determine the full amount and length of your permanent disability benefits. Workers with a permanent and total disability may be eligible for lifetime weekly income benefits.
Talk to a Mableton Workers’ Compensation Lawyer for Free Today
Injured workers often run into issues when seeking workers’ comp benefits. At John Foy & Associates, we’re dedicated to helping you get the best outcome possible. Call us at (404) 400-4000 or contact us online to get started with a FREE consultation today.