Getting injured at work in Smyrna can cause a lot of stress. One, you’re having to deal with painful injuries and costly treatments to get better. And two, you probably have to miss work time as you recover. Workers’ compensation was set up to protect workers from having to take on these costs themselves. However, many workers still struggle to get the full compensation they need, which is why hiring a Smyrna workers compensation lawyer is highly recommended.
John Foy & Associates can help you with your workers’ compensation claim and make sure the insurance company does not take advantage of you. We have been representing injured workers for over 20 years, and we know what it takes to win cases. For a FREE consultation, call us at (404) 400-4000 or contact us online today.
The Problem With Workers’ Compensation Claims in Smyrna
Workers’ compensation, also known as workers comp, was created as a type of insurance that employers pay to protect their workers in the event of an injury. Workers comp is also meant to protect employers because it doesn’t allow employees to sue for the injuries and no one can be blamed for what happened.
The problem with workers’ compensation is that insurance companies (not employers) handle the actual claim. Insurance companies care most about their bottom line and routinely look for ways to pay out less on injury claims. As an injured worker, you may run into issues like:
- Having your claim denied (even if it was valid)
- Being pressured to return to work too soon
- Having claims for certain conditions, such as emotional damages or scarring, denied
- Having lost wages or injury severity undervalued
- Feeling like you cannot seek a second opinion from another doctor (even though it’s your right)
The insurance company does not have your best interests in mind. Sometimes, your employer does not either. This is why it’s best to consult with a workers compensation lawyer who can make sure your rights are protected as you try to heal from your injuries.
How Work Injuries Happen in Smyrna
Although there are certain types of jobs that are more prone to injuries (such as construction or electrical), any type of work can lead to injuries. Under workers’ compensation laws in Georgia, it does not matter how your injury happened. If it occurred at work, it should be covered by workers’ comp benefits.
Some examples of situations where injuries may happen at work include:
- Injuries from repetitive use of equipment or electronics, including computers
- Truck accidents
- Construction site accidents
- Poorly-maintained equipment
- Falling from ladders or tripping downstairs
- Slip and fall accidents
These are just a few examples, but any type of injury may be eligible if it happened at work (or, in many situations, while performing work duties somewhere else).
How to Know if Your Company in Smyrna Has Workers’ Comp
In Georgia, any business with three or more regular employees is required to carry workers comp insurance. This includes those who are full-time, seasonal, or part-time (as long as they are regular). If the business is an LLC or incorporated, any members or corporate officers also count towards the “three or more” employee requirements (even if they have exempted themselves from coverage).
There are a few exceptions to who must carry this coverage. Those include government agencies, railroad carriers, domestic servants, and farm laborers. For most injured workers, they are covered.
To check for sure if your employer has workers comp insurance, you can use the Georgia State Board of Workers Compensation (SBWC) online employer’s workers compensation coverage verification.
What to Do After an Injury at Work
If you become injured at work, there are several things you should do to protect your rights to workers’ comp benefits and begin working on your claim.
Report the Injury
Any injury that happens on the job should be reported to your employer right away. Tell your supervisor or boss that you were hurt.
It’s vital that you report the accident as soon as possible. If you wait more than 30 days, you might lose your right to receive benefits.
See a Doctor
Under workers’ compensation, you need to initially see a doctor listed under your employer’s works comp policy. Your employer should provide and post visible information with the names of medical care providers you can use.
Your employer may post a list of at least six doctors you can choose from for your treatment. In some cases, an exception may be made if the listed doctors are not easily accessible.
Another option the employer has is to provide the name of a Workers Compensation Managed Care Organization (WC/MCO) contracted with your employer to provide medical services. This organization must be approved by the Georgia SBWC. If your employer does not provide information about medical providers after your injury, contact a Smyrna workers compensation lawyer right away for help.
Use your phone or a camera to take pictures of your injuries and the accident scene. It never hurts to have picture evidence as proof of what your injuries looked like right after the incident.
Keep Track of Expenses
Keep detailed records of all:
- Medical bills, including hospital and doctor bills
- Prescription medications
- Travel expenses to medical appointments
- Physical therapy
- Missed work time
All authorized expenses should be eligible for coverage through workers’ compensation. You will want to maintain proof of everything you’ve experienced from the injury.
Call a Smyrna Workers Compensation Lawyer
An experienced lawyer can give you the best chance at the full compensation and benefits you deserve. Workers’ compensation is your right. A good lawyer will be your biggest advocate throughout the entire process.
Talk to a Workers Compensation Lawyer in Smyrna for Free
Our lawyers at John Foy & Associates make the process of filing a workers’ compensation claim as easy as possible. We can help you compile all the necessary information, attend hearings on your behalf, and make sure your rights are upheld every step of the way.
To get a FREE, no-risk consultation, call us at (404) 400-4000 or contact us online now. We are available 24 hours a day, seven days a week.