Lyft is a popular rideshare service in many cities. Like all rideshare services, drivers have liability for the safety of their passengers, and so does the rideshare company. If your driver gets into an accident, you might need to make a claim against Lyft’s third-party liability insurance.
This policy is far larger than most car insurance policies, and the insurance companies will try to fight to keep you from claiming everything you’re owed. Our Lyft accident attorneys in Columbus at John Foy & Associates work on your side to fight for the true value of your case. You deserve to get full compensation.
Lyft’s Insurance Policy
You may have access to additional compensation options because you were in a Lyft during your accident. The current details of Lyft’s insurance policies are complicated, but the basics are simple enough.
If your driver isn’t using the app, their personal insurance applies. If the driver is waiting on a ride request, a lesser level of insurance is available to them through Lyft. Once a driver accepts a ride request, Lyft’s full insurance coverage applies until the ride is completed.
As a passenger, the odds are high that you can make a claim against Lyft’s insurance policy for your injuries. However, until you speak with a Lyft accident lawyer, it’s impossible to say who has the most responsibility for your injuries.
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Why Finding Who Is Liable Is Crucial
The laws surrounding rideshare responsibility are complicated. Before you give up hope of adequate compensation, you’ll need to speak with a lawyer that specializes in Lyft accidents. They will seek the best way to get you all the compensation you need.
If the other driver in the accident was the one at fault, you may have to go through their insurance to make a claim. This may mean you can claim much less money as compensation. However, if you’re a passenger, both drivers may share some of the fault, granting access to more policies.
If you’ve been injured, you don’t need to struggle through all the legal hoops and insurance tricks during your recovery. By using a Lyft accident lawyer in Columbus, you can focus on regaining your health while they focus on getting your compensation.
I’m a Lyft Driver. Can I Still Make a Claim?
Yes. In fact, Lyft’s insurance policy is primarily for its drivers. If you are in an accident, you should be able to claim additional coverage. The caveat is that you may need to go through your own personal insurance or the insurance of the other driver first.
Naturally, Lyft’s third-party insurers want to pay out as little as possible, so they will try to put up roadblocks in your way. We can help you get around them. Let us handle all the complicated legal negotiations.
Ultimately, our goal is to get you the compensation you need for your injuries and damaged vehicle. We can negotiate with all the insurers involved to come to a fair deal. Our firm has been helping victims of rideshare-related accidents since ridesharing became popular. We know how to handle these cases.
Do Not Speak to Insurance Adjusters
Lyft drivers are required to report accidents immediately to Lyft. Since Lyft will have everyone’s contact information, you may be contacted by an insurance adjuster quickly after your accident. Sometimes, they’ll call you on your way home.
Do not speak with an insurance adjuster about what happened until you’ve spoken with a lawyer. We recommend seeing a doctor first thing after your accident, even if you feel fine, and then speaking with a lawyer about your next steps.
The insurance adjuster’s job is to look for evidence to reduce your claim, or to deny it outright. They will use anything you say against you. Lawyers know the language tricks of the insurance companies, and they know we can call them out on their tactics. This makes them much more willing to negotiate.
Call Our Lyft Accident Lawyers First
You need to call a car accident lawyer with experience in Lyft collisions. Not every personal injury lawyer has this experience. The team at John Foy & Associates does. If you live in Columbus, GA, you know who you need to call.
The Strong Arm has helped Georgians for over 25 years. Don’t wait. Contact our offices to arrange a free consultation meeting with a Columbugs, GA, Lyft accident attorney You will not owe us anything unless you hire us and we win your case. Find out what we can do for you with one free call.