Almost all workers in Peachtree City are covered by workers’ compensation from their first day of work. Workers’ compensation should provide medical benefits, supplemental income if you can’t work, and other benefits. However, many workers struggle to get the full benefits they deserve. If you need help after a work accident, speak with a Peachtree City workers’ compensation lawyer today.
At John Foy & Associates, we know that workers’ compensation is meant to help you, not punish you. We routinely see workers have problems getting their workers’ comp benefits after filing a claim, and that’s where we’re here to help. We’ve been helping injured workers get the benefits they need for more than 20 years.
Contact us today to get started with a FREE consultation and case evaluation. We’ll go over the details of your case and discuss how we can help you. Plus, we only charge a fee if we win you money. Call (404) 620-2412 or contact us online to schedule your FREE consultation today.
How to Know if You Are Covered By Workers’ Compensation in Peachtree City
Workers’ compensation is a type of insurance that employers purchase to cover employees. If someone gets hurt while at work, they are entitled to medical treatment, medical reimbursement, disability benefits, and sometimes vocational rehabilitation through workers’ comp benefits.
Chances are very good that you are covered under workers’ compensation in Peachtree City. That’s because any business with three or more regular workers is required to purchase a workers’ compensation policy, according to the Georgia State Board of Workers’ Compensation (SBWC). The SBWC assists with the resolution of workers’ comp claims in Georgia and serves more than a quarter of a million employers and 3.8 million workers.
You are probably covered by workers’ compensation in Georgia. If you are still unsure, you can verify your employer’s coverage through the Georgia State Board of Workers’ Compensation website or by contacting an experienced Peachtree City workers’ compensation lawyer.
Workers Who Are Not Covered By Workers’ Compensation
Although most workers are covered under workers’ comp, there are some who are not. According to Georgia Code § 34-9-2, those workers not covered typically include:
- Common railroad carriers
- Farm laborers
- Domestic servants
- Any person, firm, or private corporation that has less than three employees
- Licensed real estate salesperson or associate brokers providing services as an independent contractor
- Other independent contractors
Many of the above workers are often covered by other programs that provide similar benefits to workers’ compensation.
There is No “at Fault” Party in Workers’ Comp Cases
When you file a personal injury claim after an accident like a car crash, the case depends on who was at fault. This is not the case with workers’ compensation. Workers’ comp is unique in that it’s a “no-fault” system. You cannot blame or sue your employer for your work accident, and your employer cannot deny you benefits by blaming you.
The no-fault structure of workers’ comp is meant to:
- Ensure workers get benefits after being injured at work and
- Prevent lengthy and expensive lawsuits between employees and employers
Although workers’ comp is no-fault, there are still issues workers run into when trying to file a claim. That’s because you’re typically dealing with an insurance company, not your employer directly. Insurance companies do not like to pay much on injury claims, even if they are for workers’ comp.
To make sure you fully understand what you’re owed and are seeking the best compensation possible, contact a workers’ compensation lawyer in Peachtree City soon after your accident. They can be your legal guide through each step of the process and deal with any trouble from the insurance company.
To schedule a FREE consultation with John Foy & Associates, call (404) 620-2412 or contact us online now. Our goal is to get you the fullest and fastest compensation possible.
Most Common Injuries That Happen at Work
It’s important to understand that any injury that happens at work is covered under workers’ compensation. It doesn’t matter what industry you work in or how seriously you were injured. Workers from the construction industry to office settings can file claims for workers’ comp.
Some of the most common work injuries that happen include:
- Slips, trips, and falls
- Injuries caused by falling objects
- Muscle strains
- Collisions or crashes
- Repetitive strain injuries
- Cuts and lacerations
- Loud noise exposure
- Inhalation of toxic fumes or other materials
- Fights at work
What You Must Do to Receive Your Workers’ Compensation Benefits in Peachtree City
No matter what type of injury you suffer, you’ll need to file a claim to actually receive your benefits. Here’s how you can do that.
Report the Accident
Make sure your employer knows about the accident. It’s best to report your work injury to your supervisor immediately after it happens. If you wait more than 30 days to report your accident, you will likely lose your chance at benefits.
Gather Evidence of Your Costs
Before you can file your claim, you’ll need to understand the costs of your injuries. A workers’ compensation lawyer can help you determine how much your costs will be, including medical expenses, missed work time, and whether or not your injuries might leave you with a permanent disability.
File Your Claim
You will need to fill out a Form WC-14 and file it with the SBWC. Then, you’ll need to send a copy of that form to your employer and the insurance company they use to provide workers’ comp benefits.
Contact a Lawyer
You’ll also want to contact a lawyer as soon as you can, even if it’s just to schedule a consultation and get advice on how your case looks. A workers’ comp lawyer can be invaluable for your case—and the sooner they can help, the better.
Talk to a Workers Compensation Lawyer in Peachtree City for Free Today
Navigating a workers’ compensation case without legal assistance can feel like a shot in the dark. Workers’ comp is different than any other injury case, and there are specific rules you must follow. Let us attorneys at John Foy & Associates help you today, starting with a FREE consultation.
To schedule your FREE consultation today, call us at (404) 620-2412 or contact us online.