Just about every employee in Covington is covered by a workers’ compensation policy. In Georgia, employers with three or more employees must have this coverage. If you get hurt while performing work duties, you are probably eligible for compensation through workers’ compensation insurance. Unfortunately, the insurance company may look for ways to pay you less—or nothing at all. To protect yourself, you may need an experienced good workers compensation lawyer in Covington.
Our workers’ compensation lawyers at John Foy & Associates have been helping Covington-area workers for over 20 years. We understand the complicated details of workers’ compensation policies—and we are not afraid to fight hard for your rights. To talk about the details of your case today, call us at (404) 400-4000 to get started. Our phones are open 24 hours a day, seven days a week.
How to Get Compensation if You Are Injured at Work in Covington
Workers compensation, or workers comp for short, is a system that was set up to protect injured workers. If you suffer any type of injury while working, you should be covered by your employer’s workers’ comp policy. To seek benefits after an injury, you will need to file a workers’ compensation claim.
Here are the steps you should take after a work injury when filing your workers’ comp claim.
Report the Injury Immediately
As soon as you are hurt on the job, tell your supervisor or boss what happened. Make sure they understand the details of your injury and make a note of it.
It’s vital to report your injury right away. If you wait over a month to report it, you can lose your chance at compensation.
File Your Claim in Georgia
You will need to file a claim with the Georgia State Board of Workers Compensation (SBWC) through a WC-14 form. You can get a copy through the SBWC or visit an office in person. You will need to know information about the insurance carrier your employer uses. If you don’t have this information, contact the SBWC or your employer.
Once you have filed the form, send your employer and the workers’ compensation insurance company a copy.
Get a Covington Workers Compensation Lawyer
Unfortunately, workers’ compensation insurance carriers are no different than other types of insurance. They care most about their bottom line, so you may run into problems when seeking the benefits you deserve. Insurance companies will look for ways to reduce the value of your claim, such as downplaying your injuries or asking for recorded statements when you’re most vulnerable.
To protect yourself from the beginning, contact a workers compensation lawyer in the Covington area to discuss your case. They can make sure your rights are upheld throughout the process.
When You Can’t Work Because of Your Injuries
If the injuries you suffer on the job keep you from working for more than seven days, you should be eligible for weekly payments. In Georgia, compensation is two-thirds of what you were making—up to $575 per week. The amount of time you receive these benefits depends on the severity and details of your injuries.
Suing Is Not an Option with Workers Compensation
Workers sometimes wonder if they can sue their employer for damages after a work injury. Unlike other injury cases, you cannot sue for workers’ compensation in some cases. In fact, fault in the accident is not even considered. Workers comp is set up to:
- Guarantee you benefits after an injury
- Protect your employer from a lawsuit
The only time you may be able to file a lawsuit after a work-related accident is if a third party was involved or if your employer intentionally meant to cause you harm.
If a third party, such as a product manufacturer or another driver in a car accident, caused some of your injuries, you will need to file a separate personal injury case against them. If your employer had mal intent, your workers’ compensation lawyer will need to help you gather evidence to prove it.
Costs You Can Recover in a Covington Workers Compensation Claim
A worker’s comp claim can cover many of the costs resulting from your work-related injuries, including:
- All costs of medical treatment, including doctor visits, imaging tests, surgeries, and prescription medications
- Types of therapy, such as occupational therapy or physical therapy
- Weekly payments at two-thirds of your regular rate (assuming you cannot work for seven days or more)
- Travel to and from doctor appointments
- Long term disability payments if you cannot return to work at all
All Injuries Are Covered by Workers Compensation
Most people correlate workers compensation injuries with dangerous jobs like construction. However, with workers comp claims, it does not matter what type of injury you suffer or how your injury happened. The injury also does not have to result from work-related duties. If you were hurt at work from falling downstairs, the injuries should still be covered because they happened while at work.
How a Covington Workers Compensation Lawyer Can Help
The main goal of your workers’ compensation lawyer will be to get you the benefits you deserve after being hurt at work. A good lawyer should have comprehensive knowledge of the workers’ comp claims process. They should also approach your case with compassion and your best interests in mind.
A workers compensation lawyer can make your case by:
- Completing necessary paperwork for your case
- Contacting doctors about the details of your injuries
- Answering any and all questions you have about your workers’ comp claim
- Helping you obtain the medical care that fits the workers’ comp policy requirements
- Negotiating for a fair settlement from your claim
- Communicating with your boss or supervisors about the case
Plus, an experienced workers comp lawyer is one your side at all times, fighting for your rights.
Talk to a Workers Compensation Lawyer in Covington, GA for Free
Don’t miss out on the benefits you are legally entitled to as an injured worker in Covington. In some cases, you have as little as one year to file your claim after your accident. For help with any aspect of your claim, call John Foy & Associates today.
We have been helping injured workers for over 20 years. We will approach your case with the experience and compassion you need in a legal professional. Don’t delay your chance at fair compensation. To get started today with a FREE consultation, call us at (404) 400-4000.