If you are employed in Roswell, you are most likely covered by workers’ compensation. Coverage starts as soon as you begin work, and it applies to everyone from top executives to hourly, entry-level employees.
Sometimes, a worker’s compensation claim goes smoothly and you don’t need any help. That’s often not the case. If you’re having any trouble with your claim, you need to talk to a Roswell workers’ compensation attorney as soon as possible.
At John Foy & Associates, our law practice is devoted to helping injured people recover money to pay for their medical expenses and make up for lost income. We’ve been handling workers’ compensation claims for the past 20 years, and we understand how the system works and how to get insurance companies to pay.
Is It Worth Getting a Workers’ Compensation Attorney in Roswell?
Yes, it’s often worth it to get the help of a workers’ compensation lawyer in Roswell. Because of the contingency fee structure that we use, you’ll never pay legal fees for a claim that won’t be successful. We don’t charge anything upfront and we only get paid if you win compensation.
Many people find that the process of filing a workers’ compensation claim is extremely difficult. Having a skilled attorney in your corner can increase your chances of having your application accepted, and you could even be able to increase your compensation.
If your initial claim was denied, then it’s definitely worth hiring a workers’ compensation attorney in Roswell to help. The appeals process with the Georgia State Board of Workers’ Compensation (SBWC) can be very hard to navigate. You’ll need to prove that you deserve compensation and a lawyer will be able to handle the negotiations for you.
If you’re not sure whether you need legal help with your workers’ compensation claim, you can always get a free consultation with our team. One of our Georgia workers’ compensation lawyers will listen to your story and tell you how they will be able to help you.
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How Much Does a Roswell Workers’ Compensation Attorney Cost?
The most important thing to understand about your workers’ compensation lawyer’s fees is that they won’t charge anything upfront. Our attorneys work on a contingency fee basis, which means our fees depend on the results that we get for you.
When you win compensation for your injuries, your lawyer’s payment will come out of the benefits that you receive. We will never take anything more than 25% of your workers’ compensation payout.
Roswell Workers’ Compensation Lawyer Near Me 404-400-4000
How Does Workers’ Compensation Work in Roswell?
Workers’ compensation, also known as “workers’ compensation,” is a program developed by the government to ensure compensation for people who are injured at work. Workers’ compensation is meant to do two things:
- To provide financial support and medical treatment for injured workers
- To make sure workers don’t have to file expensive lawsuits
Workers’ compensation is a lot like any other insurance policy. Georgia state law requires employers to buy workers’ compensation insurance. If you are injured on the job, the policy will cover the costs. But many people are reluctant to file a workers’ comp claim or think the program doesn’t apply to their injury. Here’s what you need to know:
- Workers’ comp isn’t a handout. Your employer pays for this insurance coverage, and most of the cost comes from deductions from your paycheck.
- It doesn’t matter how your injury occurred. If it happened at your job, you have a right to benefits.
The process of applying to and benefitting from workers’ compensation can be very confusing. A workers’ compensation lawyer in Roswell can help you understand what you’re doing. Don’t hesitate to get a free consultation with an attorney who knows how to navigate your claim.
What Is the Average Settlement for Workers’ Compensation?
Because every workplace injury is different, there is no “average” number that will help you understand how much your settlement might be. The only way to give you a good idea of how much you can expect is by knowing the details of your specific case.
Factors that can affect your workers’ compensation settlement in Georgia can include:
- The extent of your injuries
- How much work you have to miss because of your accident
- Your disability rating, based on standards set by the American Medical Association (AMA)
- Your average salary
- Your age
- Your expected medical bills
A Roswell workers’ compensation attorney will be able to tell you more. Our team can assess your situation and give you a better estimate of how much your settlement might be.
For a free legal consultation with a workers’ compensation lawyer serving Roswell, call 404-400-4000
What Damages Can I Claim?
In most cases, workers’ compensation will pay 100% of your costs. Typical workers’ compensation benefits include:
- Medical treatment, including doctor visits, surgery, and tests
- Prescription medications
- Physical therapy
- Vocational training that enables you to get back to work
- The cost of driving to medical appointments, at a rate of 40 cents a mile
- A paycheck while you are out of work due to your injury. Although a workers’ compensation check is usually less than a normal paycheck, it is not taxed.
You can receive additional benefits if you develop a long-term disability or permanent condition. If a close family member has died because of a workplace accident, you can recover financially for your loss.
Of course, money can never erase the effect of a tragic accident, but it can go a long way toward helping you rebuild your life after your loss.
What Injuries Are Covered by Workers’ Compensation in Roswell?
The general rule is that any injury that happens at work is covered. It’s important to know that:
- You are covered regardless of who caused the injury.
- You are covered regardless of how the injury occurred.
- You are covered even if the injury had nothing to do with your job duties. Slipping on a bathroom floor is covered the same as being injured by the equipment you use to do your job.
- You do not have to blame your employer or prove who was at fault in order to be approved for benefits.
The construction injury tends to generate more workers’ compensation claims than other types of businesses. We have seen construction workers who were hit by falling objects, caught in equipment, or suffered electric shocks. We also have handled many claims by workers in other industries, including restaurant employees, delivery drivers, and office workers.
What Kinds of Injuries Are NOT Covered by Workers’ Compensation?
Workers’ compensation was created specifically to cover injuries in the workplace. Because of that, workers’ compensation usually doesn’t cover any injury that happens outside of work. However, the law recognizes that employees aren’t always on-site all the time, and therefore there are some exceptions.
Workers’ compensation may cover you if you were injured in one of these situations:
- During business travel
- In a company vehicle
- While running an errand for your employer
- At an off-site meeting
- While working remotely
Sometimes, a worker may be injured during their commute. These injuries are not covered by workers’ compensation but may be covered under ordinary auto insurance policies. However, if you are injured on your employer’s sidewalk or parking lot, workers’ compensation may cover you.
Does Workers’ Compensation Cover Pain and Suffering?
In many cases, yes. Workers’ compensation covers the consequences of a physical injury, including emotional trauma. Therefore, if you are physically hurt and also need mental health treatment, workers’ compensation should cover it.
However, if you suffer a psychological injury without any physical harm, you will not be eligible for workers’ comp. If you think you should be eligible for workers’ comp but your initial claim was denied, a Roswell workers’ compensation lawyer can help to prove that your injuries should be covered.
How Does the Insurance Company Handle a Workers’ Compensation Claim?
Workers’ compensation should pay the cost of an on-the-job injury, but the insurance companies that issue workers’ compensation policies don’t like to pay out claims if they can avoid it. That means that if you are injured at work, the insurance company may drag its feet, try to minimize your injuries, or question how and where you were injured.
An insurance company may even send you to a doctor who isn’t looking out for your best interests. All of this can leave you struggling financially, without the benefits you’re legally entitled to.
Will I Have to File a Lawsuit Against My Employer to Get Workers’ Compensation in Roswell?
The workers’ compensation system guarantees that you will never have to sue your employer in Roswell for a workplace injury. In fact, it’s not allowed, for a few reasons:
- A lawsuit can drag on for years. Workers’ compensation ensures that you won’t have to wait that long for financial recovery.
- It can be hard to predict the outcome of a lawsuit. Workers’ compensation takes away the uncertainty and stress.
- Most workers don’t want to go up against their employers in court. Workers’ compensation lets workers make a claim with an insurance company, not with their employers.
Many of the workers who come to us for a free consultation fear that their employer will sue them if they file a workers’ compensation claim. But these fears are mostly unfounded – most employers want to see their workers get the care necessary to get back to the workplace.
Insurance companies, however, may do everything in their power to avoid paying a claim. That’s why you need to have a Roswell workers’ comp lawyer on your side as soon as possible.
Talk to a Roswell Workers’ Compensation Attorney for Free
As an injured worker, you have the right to recover financially for your injuries. Don’t delay and let insurance companies push you around.
The Roswell workers’ compensation lawyers at John Foy & Associates can give you a free consultation to explain how we can help you get the workers’ compensation benefits that you’re entitled to. Call us or fill out the form to your right and get your FREE consultation today.