You probably know that drivers in Sandy Springs are required to buy insurance for their vehicles. But you may be surprised to learn just how many of Georgia’s car owners ignore the law—about 12 percent. This means if you’re in an accident, there’s about a 1 in 9 chance that you’ll find out there’s no insurance coverage. You’re even more likely to be told that the other driver doesn’t have enough insurance to pay for your damages. An accident may leave you with growing medical bills, weeks without work, and a totaled car. But even if there’s no insurance, you can recover money for your losses. You need a Sandy Springs uninsured motorist accident lawyer on your team.
At John Foy & Associates, we’ve made it our business to help accident victims like you get the money they need to put their lives back together. We only represent accident victims—never uninsured drivers or insurance companies—and we have a 20-year history of getting injured people the money they need and deserve, even where the driver at fault didn’t have insurance. You don’t have to suffer financially for another driver’s bad choices. Call us at 404-400-4000 and get your free consultation today.
What money am I entitled to in an uninsured motorist case in Sandy Springs?
In auto accident cases, Georgia is known as a “fault state.” This simply means that the driver who caused the accident must pay all the costs of everyone who’s involved. This rule is the same regardless of whether a driver has insurance. In the City of Sandy Springs, you can recover all your costs and damages, and you may be eligible for additional large amounts of money for serious injuries. The most common types of damages in an uninsured motorist case include:
- Medical bills
- Rehabilitation, including long-term physical therapy
- Car repair bills
- Lost wages if you missed work because of the accident
Other common damages include awards for physical pain and suffering, ongoing disabilities, loss of a loved one, or other serious losses. The courts know that money can never make your life the same as it was before the accident. But we have seen how it can relieve the financial stress that many victims and their families feel, leaving you better equipped to cope with the challenges that lie ahead.
I’ve been in an accident with an uninsured motorist in Sandy Springs. What should I do now?
The first step after any accident is to seek emergency medical care for everyone at the scene who needs it—especially yourself. If you are able, we also recommend that you take a few simple steps to document what happened. Uninsured motorists often try to escape responsibility, so it’s a good practice to protect yourself right away.
- Get the police involved. The other driver may try to convince you there’s no need to call law enforcement, but you should know that the law requiresyou to report accidents if they cause injury or significant property damage. The police will come to the scene and make a report that will show you did your duty and will also provide important evidence in your claim.
- Keep your cool. The other driver may get emotional or angry and may accuse you of causing the accident. Don’t take the bait. Things you say in anger or frustration, including apologizing or blaming yourself for the accident, can be used against you later.
- Take pictures or video. Photographs can provide clear evidence of what happened and how much damage occurred. Get photos or video of the accident scene, any factors that contributed to the accident, the damage to the vehicles, and your own injuries.
- Talk to people at the scene. Often, people pull over to see if they can help. Find out if they saw anything and take down their names and contract information.
- Go to the doctor. Always see a doctor as soon as possible after any accident. Many people delay seeking treatment because they think they can “tough it out” or get better on their own. But when you wait to see a doctor, you risk making your injuries worse, and you make it easier for the other side to claim that your injuries aren’t as serious as you say they are.
It’s also important to talk to a lawyer as soon as you can. Uninsured motorist claims can be complicated, and a lawyer will know the best way to approach your case.
How will I get money if the other driver doesn’t have insurance?
There are several ways to recover money in an uninsured motorist case, and the best approach will depend on the particulars of your case. You should first understand that the law requires all drivers in Sandy Springs to carry a minimum amount of car insurance:
- $25,000 or more for bodily injury (per victim)
- $50,000 or more for bodily injury (total)
- $25,000 or more for property damage
If you’ve had a major medical procedure or shopped for a car recently, you know that these minimum amounts won’t come close to covering the cost of a major car accident. This means that there are two types of “uninsured” motorist claims—ones where there’s no insurance at all, and ones where there’s not enough insurance. Fortunately, the local courts have other ways to compensate accident victims. Your lawyer might use one of these approaches:
- Making a claim on the uninsured motorist coverage of your own auto insurance
- Finding other insurance policies that might cover your accident
- Asking the judge to order the other driver to pay you out of his or her own pocket
- Putting a lien on the other driver’s house, car or other property. The lien will remain until you are paid—if necessary by selling the property in question.
All these strategies require investigation and legal expertise, and it’s difficult for an accident victim to recover from an uninsured motorist on their own. That’s why it is important to see a lawyer as soon as possible after the accident. A good lawyer can make the process of recovering money as stress-free for you as possible.
Talk to a Sandy Springs Uninsured Motorist Accident Lawyer for Free
At John Foy & Associates, we believe that every accident victim is entitled to legal help. That’s why we don’t charge anything for our initial, in-depth consultation, and we won’t charge you anything at all unless we are able to win money for you. Another driver made a bad choice, but you shouldn’t suffer financially. Call us at 404-400-4000 or fill out the form to your right and get your FREE consultation today.