Personal injury claims for truck accidents in the North Druid area often involve different procedures than those followed for other motor-vehicle accidents. Truck accidents also typically result in more serious injuries and financial worries.
After a truck accident, you need and deserve substantial compensation to cover your household’s present and future needs. To ensure you receive it, have a North Druid truck accident lawyer from John Foy & Associates handle your case.
Commercial Drivers Must Follow Strict Regulations
All drivers on the road are required to
- Obey traffic laws
- Avoid driving when blood alcohol content (BAC) is .08 or higher
- Take their vehicles for regular inspections
- Carry driver’s insurance
Drivers of commercial trucks must abide by additional regulations established by the Federal Motor Carrier Safety Administration (FMCSA):
- Stricter BAC levels. Commercial vehicle operators are guilty of driving under the influence (DUI) with BACs of .04 or higher
- Daily truck inspections carried out by the driver and scheduled formal inspections and maintenance
- Hours of operation. Drivers are limited in the number of consecutive hours they can work before mandatory rest periods.
- Load weight and security. Truck loads must not exceed legal regulations and must be secured according to FMCSA instructions
The FMCSA also holds truck companies accountable for conducting background checks, training, and evaluations of drivers, and for maintaining the safety of their trucks, among other requirements. If a truck operator’s or truck company’s non-compliance with these or other FMCSA regulations causes your accident, your truck accident lawyer in North Druid will hold them accountable.
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Truck Accidents Can Involve Multiple Insurance Companies
In motor vehicle accidents between drivers of privately owned vehicles, the insurance companies involved are those of the drivers. Negotiations, even with just two insurance companies, can be frustrating, complicated, and time-consuming.
Truck accidents often involve multiple insurance companies. You may need to communicate with representatives from these entities:
- Driver’s insurance
- Truck company’s insurance
- Cargo insurance
- Cargo loaders’ insurance
Navigating the different policies and keeping track of conversations with different adjusters are extremely difficult undertakings, especially if you are in physical pain and emotional distress, which is often the case following a truck accident. Do not risk saying the wrong thing, having your words used against you, or being coerced into accepting settlements far too low to meet your needs or bring you justice. Leave these conversations in the capable hands of an experienced North Druid truck accident attorney from John Foy & Associates.
Accidents with Government-Owned Trucks Involve a More Complicated Legal Process
Truck accident claims become even more complex when the truck involved is government-owned, and should only be managed by an expert truck accident attorney in North Druid.
Accidents with Georgia State, County, or City Trucks
In Georgia, victims of accidents with state, county, or city vehicles, such as utility or fire trucks, must follow a different legal procedure. Victims may have to file a legal notice, called an ante litum notice, before proceeding with a claim. The notice must include the following information:
- The name of the government entity you are filing against
- The actions, or lack of actions, on the entity’s part that prompted your filing
- The time of the occurrence
- The location of the occurrence
- The types of damages you have suffered
- The amount of the damages you have suffered
While the statute of limitations for filing injury claims is usually two years, filing an ante litum notice must occur sooner. The actual time period can vary depending on who the claim is being filed against. If you are able to proceed with your claim following your filing of the notice, you must submit the claim within the two-year statute of limitations.
Accidents in North Druid with Federal Trucks
Should your accident involve a truck under federal-government oversight, such as a United States Postal System truck, you will have to take your claim through the process detailed in the Federal Tort Claims Act (FTCA).
How Georgia’s Fault Laws Affect Your Settlement
You must also keep Georgia’s comparative fault system in mind when filing your claim. You will need to be prepared to fight against false accusations from the at-fault party or parties.
Under the comparative fault system, only victims who are less than 50% responsible for the accident causing their injuries can file against the at-fault party. If the victim meets this standard, but still holds a percentage of fault, the settlement amount will be reduced by the same percentage.
To avoid significant pay-outs, at-fault parties and their insurance companies have been known to resort to unethical, even dishonest, methods to protect their assets. Your North Druid truck accident attorney has the experience, legal knowledge, and boldness to stand up to these practices and protect your interests and your settlement.
You Need the Expertise of a Truck Accident Attorney in North Druid
Without a legal background, it is tough to pursue and receive the settlement you deserve. However, a lawyer from the Strong Arm of Georgia has the expertise you need, as shown through a record of successful outcomes. Your lawyer is on your side and will take your case through every step:
- Investigating your accident to ensure you hold the right party accountable
- Filing appropriate legal documents with appropriate entities
- Collecting evidence to prove the at-fault party’s negligence caused your accident, the subsequent injuries, emotional distress, loss of income, and other economic losses you have endured, and owes you compensation for those damages
- Negotiating a fair settlement, one that meets your financial needs and delivers justice
- Taking your case to trial, should the at-fault party deny you a fair settlement
Secure the Representation You Need for a Successful Outcome
Life-changing injuries and financial losses are the devastating and common consequences of a truck accident. You need compensation to foster your physical well-being and alleviate some of your emotional distress by securing your household’s financial stability. Call on an empathetic, communicative, and experienced North Druid truck accident lawyer from John Foy & Associates to fight for that compensation.
You have suffered enough. Your attorney will work to help you move toward recovery.