Uber, Lyft, and other rideshare services are common in Marietta. Scheduling a ride is easy and convenient — unless an accident happens. Since rideshare drivers are human, they can make mistakes. If a rideshare accident injured you, talk to a Marietta Uber and Lyft accident lawyer today.
At John Foy & Associates, we are here to help. Our lawyers have been helping accident victims for over 20 years. We continuously stay up-to-date on the newest laws for rideshare accidents.
Contact us today for a FREE, no-risk consultation. We do not collect a fee unless we win your case. You can get started free of any upfront costs. Call (404) 400-4000 or contact us online to schedule your FREE consultation.
How Uber and Lyft Accidents Differ From Other Accidents
When a driver causes an accident, their insurance company should pay. However, Uber and Lyft accidents are not that straightforward. A rideshare accident might involve multiple insurers.
The insurance covering your accident will depend on the ride status. Let’s look at the coverage options according to the Lyft website.
Driver Has the App Off
Lyft and Uber drivers use an app to accept and manage ride requests. The status of their app will determine what insurance applies.
If the driver does not have the app on, the driver’s personal insurance applies. Rideshare drivers must carry the minimum auto insurance for Georgia, which is:
- Bodily injury liability: $25,000 per person and $50,000 per accident
- Property damage liability: $25,000 per accident
Most insurance companies recommend higher coverage. If an accident costs more than the policy, the driver will have to pay the rest.
If an Uber or Lyft driver caused your accident when not using the app, their personal insurer must pay. You will need to file a personal injury claim with the driver’s insurance.
What if the driver’s insurance is not enough to cover your costs? You might need to sue them for the rest. Talk to a rideshare accident lawyer about your lawsuit options.
Driver Mode Is “On” Before Accepting a Ride
Lyft has a primary liability coverage option. This insurance can apply in specific situations. Lyft might cover an accident if the driver has the app turned on but has not yet accepted a ride.
The primary liability coverage includes:
- Bodily injury liability: $50,000 per person, $100,000 per accident
- Property damage liability: $25,000 per accident
The policy might vary based on the city and state of the accident. Also, this coverage only applies if the driver’s personal insurance won’t cover the accident.
Insurance companies do not like to cover rideshare accidents. You will need to investigate where to file your claim. Your lawyer can advise you on this.
Driver Is Transporting a Passenger
Lyft’s insurance applies when the driver has a passenger. In this case, the insurance provides up to $1 million per accident. If the driver already has commercial insurance, that will apply first. Then, Lyft should cover the rest.
A $1 million policy seems excellent. However, the policy limit does not guarantee anything. The company will fight to protect itself if you file a claim. The insurer will look for ways to reduce what it pays. Plus, you can rarely file a lawsuit against companies like Lyft and Uber.
You will need an experienced Uber or Lyft rideshare accident lawyer on your side. Your lawyer will know how to handle the complexities of these cases. They can determine where and how to seek compensation.
Determining Fault After an Uber or Lyft Rideshare Accident
Georgia is a fault state. That means the negligent party in an accident must pay the costs. “Negligent” is a legal term for “careless.”
After a rideshare accident in Marietta, you’ll need to determine who was at fault. The negligent party in your accident could be:
- The Uber or Lyft driver
- Another driver involved in the crash
- A maintenance company
- A manufacturer
Product defects or poor maintenance can sometimes cause accidents, but this is rare with a rideshare accident. The at-fault party is probably the rideshare driver or another motorist.
You usually cannot find Lyft or Uber “at fault” since their drivers are independent contractors. Since rideshare drivers are not employees, the company can avoid responsibility. But you might be able to file a claim with the company’s insurance.
A Marietta rideshare accident lawyer can help you figure out who was at fault. From there, you will need to build your claim and prove your damages. To discuss the details during a FREE consultation with John Foy & Associates, call (404) 400-4000, or contact us online.
How to File Your Marietta Uber or Lyft Accident Claim
As an accident victim, the burden is on you to seek compensation. You must file a personal injury claim with the insurance company.
You can begin building your claim by:
- Gathering evidence from the accident scene
- Talking to an experienced lawyer about your options
- Preserving all proof of your damages, such as medical bills and receipts
Be careful what you do and say after the accident. If the insurance company contacts you, wait until you have a lawyer. The insurer can use even a seemingly innocent conversation against you.
Get medical attention as soon as possible. Even if you feel okay after the crash, see a doctor. Save all of your medical records and bills. If you wait too long to do this, the insurance company can use it against you.
Rideshare insurance claims are not straightforward. To fight for what you deserve, talk to a lawyer about your options. Schedule a consultation with a lawyer who has the right experience.
Speak with a Marietta Uber and Lyft Rideshare Accident Lawyer for Free Today
At John Foy & Associates, we have over 20 years of experience. We have been helping rideshare accident victims since ridesharing existed. As one of the largest and most respected firms in Georgia, we know what it takes to win.
Contact us today for a FREE, no-risk consultation. We do not charge you a dime unless we win you compensation. To get started for FREE today, call (404) 400-4000, or contact us online.