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Uber and Lyft services make transportation easier in Brookhaven. But accidents still happen. If you or a loved one were injured in an accident, you have rights.
Our Brookhaven ridesharing accident lawyers can help. At John Foy & Associates, we understand complicated insurance policies for Lyft and Uber accidents. With over 20 years of experience, we know how to win cases.
Let us give you a FREE consultation to discuss your accident. Call (404) 400-4000 or contact us online to get started.
How Ridesharing Services Work
Uber and Lyft provide rides for people in Brookhaven. Users can request a ride through their smartphone app. Each ridesharing driver works as an independent contractor and uses their own car.
Drivers accept ride requests through their own app. Payment happens through the app, as well. During the trip, drivers and passengers can view a map of the journey.
Ridesharing is convenient for many people. But no one is ready for an accident. If you suffer injuries in a ridesharing accident, it’s important to know your options.
Insurance Options for Ridesharing Accidents
Insurance for ridesharing accidents is complicated. The ride status determines what insurance applies if an accident happens.
Both Uber and Lyft have similar insurance rules. Here’s how it works.
Offline or App Off
Uber and Lyft drivers use their personal vehicles. So, there are times when they’re “off the clock.”
If the driver isn’t signed into the app, the driver’s personal insurance applies. Ridesharing drivers must carry the minimums for Georgia:
- Bodily injury liability: $25,000 per person and $50,000 per accident
- Property damage liability: $25,000 per accident
If the driver causes your accident on their own time, they are responsible. You’d need to file a claim with only the driver’s insurance.
Available or Waiting for Ride
If the driver is available to take rides but hasn’t accepted one yet, the company provides some insurance.
The driver’s own insurance applies first. But if the driver’s insurer won’t cover the accident, Uber or Lyft provides this coverage:
- Bodily injury liability: $50,000 in per person and $100,000 per accident
- Property damage liability: $25,000 per accident
Insurance companies will often deny ridesharing accidents. So, you might need to file a claim with the company’s insurance. Talk to a ridesharing accident lawyer if you’re not sure.
Pickup Up or Transporting Rider
If the driver is picking up someone or has a rider in the car, an accident is fully covered. Uber and Lyft offer $1 million in insurance if the driver is at fault.
Of course, $1 million is the maximum. You will still need to fight for your right to a fair recovery. The insurance company will look for ways to reduce what they pay you.
Contact a lawyer after your accident. Also, do not discuss your settlement without talking to your lawyer first. They can protect your rights and fight for the best offer.
What It Takes to Become a Ridesharing Driver
The requirements to be a ridesharing driver aren’t too complicated. A driver must:
- Meet the minimum driving age in their city
- Have a valid driver’s license
- Have at last a year of licensed driving experience
- Own an eligible four-door vehicle
Driver Documents
If a driver meets the above details, they must also have:
- A valid U.S. driver’s license
- Proof of auto insurance for their vehicle
- Proof of residency
- A profile picture for the app
The driver must also go through a screening process. Uber or Lyft will look at the person’s driving records and run a criminal background check.
As you can see, it doesn’t take much to become a ridesharing driver. Without any training, accidents are more likely to happen. If you were injured in an accident, you have compensation options.
John Foy & Associates can help after your accident. Our lawyers have been helping accident victims for over 20 years. Plus, we do not charge you until you win a settlement. Call (404) 400-4000 or contact us online for a FREE consultation.
What to Do After a Ridesharing Accident
You might wonder what to do after a ridesharing accident. Here are five steps to take to protect your legal rights.
1. Report the Accident
Call 911 to report the accident to the police. Make sure officers create a crash report. You’ll need to get a copy of this report later.
2. Get Medical Care
If you have severe injuries, call 911 for an ambulance. If you don’t get treatment at the scene, see a doctor as soon as possible.
3. Take Pictures
Use your phone to take pictures of:
- Your injuries
- Your vehicle damage
- The entire accident scene
Picture evidence will preserve the accident scene. Photos of the accident will help your lawyer as they build your case.
4. File a Claim with the Insurance Company
You will need to know where to file your claim. This will depend on the details of your accident. In some cases, you might need to file more than one claim.
5. Call a Ridesharing Accident Lawyer
Contact an attorney as soon as possible. Ridesharing insurance companies have high coverage. But they’ll fight hard to protect their money. Having a lawyer will improve your chances of getting the best recovery.
Our lawyers will determine which insurance policies apply. We’ll also handle the insurance companies for you. If you get a lowball settlement, we know how to negotiate.
Talk to a Brookhaven Ridesharing Accident Lawyer for Free
Be careful what you do after a Lyft or Uber accident. Before accepting anything from the insurance company, contact an experienced lawyer. Insurance companies will look for ways to pay less than you deserve. But your lawyer will be there to fight back.
At John Foy & Associates, we know what it takes to win cases. Our attorneys have been helping accident victims for over 20 years. We are not afraid to fight for your rights.
There is no charge to you unless we win your case. Plus, our fee is simply a percentage of what you win. To learn more during a FREE consultation, call us at (404) 400-4000 or contact us online.
