Most workers in Dacula are covered by workers’ compensation insurance. Workers’ compensation, or workers comp, is meant to cover the costs of treatment and other expenses after a work injury. However, many hurt workers have a hard time actually recovering the money they’re entitled to receive. Many times, it takes the help of a Dacula workers compensation lawyer.
At John Foy & Associates, we’ve been helping injured workers get the compensation they need for over 20 years. We understand just how expensive a work injury can be. It’s vital that you get the money you deserve to pay your costs and recover as fully as possible. To discuss the details of your case, call us today for a FREE consultation. Call (404) 400-4000 at any time—we’re available 24 hours a day, seven days a week.
How Dacula Workers Are Protected By Workers’ Compensation
Workers’ comp was set up to protect workers who get hurt on the job. Most employers have to purchase workers’ comp insurance for their employees.
- Any employer with three or more employees must provide workers comp coverage.
- That includes employees who are full-time, part-time, or seasonal.
- Even the business is an LLC or incorporated, they likely still need coverage even with less than three employees.
There are a few exceptions to this rule, such as farm laborers, government agencies, and domestic servants.
Workers’ compensation protects injured workers by providing them with medical treatment and compensation for the costs of their injuries. Workers comp also removes the need for a lawsuit because it is impossible to sue your employer.
Bottom line: If you are hurt while at your job, you should be entitled to workers’ comp benefits.
How Fault Works in Workers’ Compensation Insurance
Unlike personal injury cases, the fault is not even considered with a workers’ compensation claim. The following details do not matter:
- Who caused the accident or injuries
- How you got hurt
- Whether or not you were hurt while performing work duties
If your injury happened at work, it should be covered. This applies even if you were doing something unrelated to your job duties.
Common Injuries Covered By Workers’ Compensation
Any injury that happens at work can be covered by workers’ compensation. Some of the most common ones we see include:
- Being hit by an object, such as merchandise or tools falling from shelves
- Slip and fall injuries
- Repetitive strain injuries from performing the same motion over and over again
- Injuries from faulty equipment or machinery
- Auto accident injuries (which are common in driving-heavy jobs like truckers)
Work injuries are most common in occupations like construction, steelworking, factory work, and roofing. However, workers comp applies even in industries that are safer, such as desk jobs.
Any type of physical injury is covered by workers comp. If you suffer from psychological or emotional trauma because of a physical injury, it may also be covered. However, there must be a physical injury present.
Sometimes, Injuries Outside of Work are Covered
There are certain situations where an injury might be covered even if you aren’t physically at your work site. You may be covered if you were hurt while:
- Operating a company car.
- Traveling for business.
- Attending a work meeting off-site.
- Working at a remote location.
- Running an outside errand as part of your job duties.
If you are unsure whether your injury is covered, contact a workers’ compensation lawyer in Dacula. You should also consult with a lawyer if the insurance company or your employer is trying to say an off-site injury doesn’t apply. They may just be looking for ways to avoid paying your claim.
Costs You Can Recover Through a Dacula Workers’ Compensation Claim
Workers compensation coverage is meant to protect you from the costs of your injury, so it includes losses like:
- Medical expenses, including doctor visits, tests, emergency care, hospital stays, and prescription medications.
- Lost wages from missed work time.
- The cost of travel to and from doctor visits.
- Physical therapy or other long-term treatment.
If your injury leaves you disabled or unable to perform the same work duties as before, you will be eligible for more benefits. Also, if someone is killed in a workplace accident, workers’ compensation may provide benefits to certain family members.
How to Make a Workers’ Compensation Claim
After being injured at work, you will need to file a claim with the Georgia State Board of Workers Compensation. You do this by completing a WC-14 form, which you can get from the Board’s website or in person. You’ll then need to send a copy of the WC-14 to your employer and the insurance carrier that provides workers compensation. Your employer can help you get this information.
You will also want to contact a Dacula workers compensation lawyer as soon as possible. They can help you with the filing process and make sure all pertinent details are accounted for. If your employer or the insurance company tries to deny any of your claim, your lawyer can fight for your rights.
What Happens if a Business Does Not Purchase Coverage
It’s more common than you would think for businesses to not carry workers comp insurance—even if they legally should. Not complying with the laws on workers’ comp coverage is serious, and a business can face up to $5,000 per violation and one year in prison.
If you believe your employer should have coverage but doesn’t, you can contact the Georgia State Board of Workers Compensation for coverage verification. A workers’ compensation lawyer can also help you verify coverage.
Talk to a Workers’ Compensation Lawyer in Dacula, GA for Free
If you are hurt while doing your job in Dacula, you are entitled to workers’ comp benefits. It’s your legal right to get financial recovery for your costs. No worker should have to suffer financially because of a workplace accident.
Make sure your rights are protected by calling John Foy & Associates. Our workers’ compensation lawyers have been helping injured workers get the money they need for over 20 years. We are here to help—starting with a FREE consultation. Let’s discuss the details of your case and how we can assist right away. Our consultation line is available 24 hours a day, seven days a week. Call now at (404) 400-4000 or contact us online for a free consultation today.