Sumter
Workers’ Compensation Lawyer in Sumter

Did you get hurt on the job? From accidents that result in sudden injuries to long-term conditions caused by repetitive strain, workplace injuries can be a nightmare, especially if you decide to take legal action and pursue the compensation you deserve.

The process of filing claims and disputing insurance companies can be a lot to take on, not just in general but particularly if you’re simultaneously trying to heal mentally and recover physically. As your workers’ compensation lawyer in Sumter, we can handle these matters on your behalf.  

At John Foy & Associates, we’ve recovered more than $1 billion for people in positions just like yours. With 350 years of combined experience, our firm knows how to advocate for our clients. As The Strong Arm™, count on us to fight for you as your Sumter personal injury lawyer.  

Common Workplace Injuries Sustained by Victims in Sumter

South Carolina workplaces are home to a variety of injuries that trigger workers’ compensation claims. Let’s take a look at examples of situations that result in workers’ comp cases:

• Slips, trips, and falls
• Back and spinal damage
• Repetitive stress or overuse injuries
• Burns, cuts, and lacerations
• Occupational illnesses caused by exposure to chemicals or unsafe conditions

Your workers’ compensation attorney in Sumter will ask you about the details of your experience to understand the workplace-related incident that hurt you. Together, you and your legal counsel will then be able to pursue justice in your case.

How Claims Are Initiated

In South Carolina, reporting a workplace injury promptly is an important part of the claim process. Workers should notify employers immediately after the incident occurs. The time, location, and circumstances of the accident should be documented as accurately as possible.

From there, the act of filing the claim involves completing forms provided by your employer or insurance carrier, outlining the details of your injury, and submitting all medical documentation. The sooner you report, the more accurate your claim will be, which avoids disputes over timing.

Temporary and Permanent Disability Benefits

These benefits replace income for employees who are unable to work due to on-the-job accidents. More specifically, temporary total disability (TTD) payments cover complete work absences.

Meanwhile, temporary partial disability (TPD) benefits address reduced capacity. Permanent partial disability (PPD) or permanent total disability (PTD) benefits compensate people for long-term impairments.

Each type of workers’ comp benefit calculates compensation differently. It’s often based on a percentage of your average weekly wages while also considering the severity of your injuries.

Medical Coverage and Rehabilitation

Medical expenses related to workplace injuries are covered under workers’ compensation. Treatment includes doctor visits, hospital stays, surgical procedures, prescription medications, and therapy sessions.

Rehabilitation programs aim to restore function so you can return to work. In terms of processing your claims, the more accurate and thorough your medical documents are, the better this information will reflect the care you’ve received for your injuries.

Wage Calculation and Compensation Limits

South Carolina sets guidelines for determining compensation amounts. Wage calculations typically consider your average weekly earnings before you were injured, though they will likely be capped by state-mandated limits.

These calculations also vary depending on the type of benefits you’ll receive, such as temporary versus permanent disability. That way, your Sumter workers’ compensation attorneys can make sure the benefits you’re eligible for reflect your loss of income while still adhering to legal limits.

Employer and Insurance Responsibilities

Employers are responsible for maintaining workers’ compensation coverage. Insurance providers handle claims, investigate accidents, and process payments.

Employees should provide information as needed, attend all scheduled medical evaluations, and respond to reasonable requests for documentation. The more you cooperate with these processes, the sooner you will have access to your benefits.

Common Challenges in Claims

Workers often face obstacles when pursuing workers’ comp cases. Sumter workers’ compensation lawyers often come across instances of disputes regarding the severity of injuries, claims that are outwardly denied, or payment that isn’t received on time.

Disputes like these are more likely to arise if employers are skeptical about the cause of your injuries or the extent of your newfound incapacity. You can rely on your Sumter workers’ compensation lawyer to defend you and prove that your claim is accurate.

Third-Party Liability Considerations

In certain cases, workplace injuries are the result of negligence on part of a third party that is unrelated to the employer. While workers’ comp addresses employer-related claims, you can also pursue compensation through third-party liability claims in some situations.  

Statute of Limitations and Timelines

South Carolina law sets specific time limits for filing workers’ compensation claims. Known as the statute of limitations, claims must be submitted within two years of the date of injury. If you don’t file on time, you might not receive any compensation at all, so time is of the essence.

Contact Our Sumter Workers’ Compensation Law Firm ASAP

Getting hurt at work could affect the rest of your life. With Sumter workers’ compensation lawyers at John Foy & Associates, you can relax knowing that our attorneys will advocate for your rights and help you pursue what you deserve. Even if your benefits are delayed or denied, we’ll stay by your side.

We understand how isolating and unfair this entire process can seem, but the good news is that you don’t have to go through any of this alone. With our workers’ compensation attorneys in Sumter, you can make sure your rights as an employee are fully recognized and respected.