Rideshare accident cases are generally not handled the same way as your average car accident. When major companies like Lyft or Uber are involved, the rules on fault change a little, which determines whose insurance coverage is responsible for injuries and other damages.
If you were injured in an accident involving a Lyft or Uber driver, a Mulberry rideshare accident lawyer can protect your rights and make sure the right party is held accountable. Insurance claims in these kinds of cases can be tricky, so having legal representation can be extremely beneficial.
At John Foy & Associates, we have over 350 years of combined experience helping injured victims get the support they need after an accident. If you need guidance, our personal injury lawyers in Mulberry can walk you through your options during a free consultation.
What Makes Rideshare Accident Cases Different?
Uber and Lyft accident claims tend to be more complicated because of how insurance coverage works in rideshare accidents. Unlike traditional car accidents, where the at-fault driver’s car insurance usually applies, rideshare crashes can involve multiple insurance policies.
Determining which policy is responsible depends entirely on what the rideshare driver was doing at the time of the incident. For example:
- If the rideshare driver was offline and not using the app, their personal auto insurance applies.
- If the driver was logged into the app but hadn’t accepted a ride, Uber or Lyft provides limited third-party liability coverage, which is typically secondary to the driver’s personal policy.
- If the driver had accepted a ride or was actively transporting a passenger, Uber or Lyft’s commercial insurance coverage applies, which provides up to $1 million in liability and uninsured/underinsured motorist coverage.
A rideshare accident attorney in Mulberry can help determine the driver’s status through trip data and app records and make sure your claim is covered by all insurance policies that apply.
This can make a substantial difference in how long your case takes and how much compensation you recover.
How a Mulberry Rideshare Accident Lawyer Can Help With Your Claim
After you’ve been in a rideshare accident, the main issues you will likely run into when filing your claim are proving what happened and getting the insurance company to pay what you are owed under the law.
Our Mulberry rideshare accident lawyers at John Foy are familiar with these types of claims and know how to gather the evidence needed to support your claim. Some of the many ways we can help include:
- Establish the applicable insurance coverage: Uber and Lyft policies vary depending on the driver’s status in the app. We can secure trip data and app logs as soon as possible to determine whether the rideshare company’s coverage applies and, if so, how much.
- Take over all insurer communication: We’ll speak directly with adjusters on your behalf so that you’re not put in a position where your statements can be misconstrued or used to limit your compensation.
- Secure and preserve evidence: Rideshare claims rely on evidence that can disappear if not obtained right away, such as app data, dashcam footage, and witness names. We know how to act quickly to preserve those important pieces of information.
- Fully document the extent of your injuries: Our team works hard to demonstrate how your injuries affect your ability to work, live independently, and return to normal life. This increases your chances of recovering a settlement that better reflects your pain and suffering.
- Resolve coverage disputes: If the insurance companies involved try to delay your claim or challenge liability, we can fight back, including taking the case to court if necessary.
Having a rideshare accident lawyer involved helps make sure the right party or parties are held liable in an Uber accident or a Lyft accident, and that you are fairly compensated for your injuries and losses.
Compensation You Could Recover After a Rideshare Accident in Mulberry
Georgia follows a fault-based system, which means the at-fault driver and their insurer are responsible for paying damages. In rideshare cases, that compensation could come from the driver’s personal policy, Uber or Lyft’s commercial coverage, or a combination of both, depending on the driver’s app status.
If you were injured in a rideshare crash, your claim could include:
- Economic damages: This can include medical expenses, future treatment costs, and lost wages if your injuries kept you from working.
- Non–economic damages: This included non-monetary types of damages, such as physical pain, ongoing discomfort, and the effect the injuries have on your daily activities and independence.
How Georgia’s Negligence Rules Apply
Georgia follows modified comparative negligence rules. This means that if you are found less than 50% at fault, you can still recover compensation, though the amount can be reduced based on your share of responsibility.
So if you are awarded a $30,000 settlement, but are found to be 20% at fault, your settlement would be reduced by $6,000.
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Injured in a Lyft or Uber Crash? Our Mulberry Rideshare Accident Attorneys Can Help
At John Foy & Associates, we don’t wait around for insurance companies to do the right thing. Our firm has recovered over $1 billion for injured clients and brings 350-plus years of combined experience to every case.
If you were hurt in a Lyft or Uber accident, get legal guidance from a team that knows how to win. Schedule a free consultation today to speak with a lawyer for your rideshare accident claim.
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