Any car accident in Johns Creek is overwhelming, but it’s even worse when the car is a rental. If you got into a rental car accident, the legal side of things may be complicated. You might wonder where to turn to recover your costs or who is to be held responsible. Thankfully, talking to a Johns Creek rental car accident lawyer can help clear things up.
A rental car accident might involve multiple insurance companies. Plus, the injuries and damages can be severe. If you were injured through no fault of your own, you need to know your rights.
John Foy & Associates can help. Our experienced team knows what it takes to win what you deserve. We can determine who was at fault and where to seek compensation. Contact us for a free, no-risk consultation at (404) 400-4000. You can also contact us online.
Your Options After a Rental Car Accident
A rental car accident claim depends on several details. First of all, it’s important to know who caused the accident.
In Georgia, the at-fault party in an accident is responsible for the damages. An injury victim can seek compensation through the at-fault driver’s insurance company.
When You Were Driving the Rental Car
There are a few scenarios that can happen with a rental car accident. In one, you were driving a rental car when another driver hit you. If the other driver was at fault, you would then file a claim with their insurance company.
Unless the other driver was also in a rental, this situation is the simplest. You usually only have to deal with one insurance company for your claim. However, you’ll still need to fight for the full compensation you deserve.
When a Rental Driver Is at Fault
In the other scenario, the at-fault driver was operating a rental car when they hit you. Since the rental car driver caused the accident, they are liable. But the insurance side of things is more complicated.
You will need to find out which insurance covers the accident. If the driver bought insurance through the rental company, that insurance company should pay. You can usually file a claim with the insurer for compensation.
If the driver did not buy insurance through the rental company, they are relying on their own insurance. You would need to file a claim with the driver’s personal insurance company. The driver’s credit card company might also provide coverage, so you might have to file several claims.
Uninsured Rental Car Accident Coverage
Rental car companies should not rent cars without insurance. If the renter denies the extra coverage, they should still carry their own insurance. However, some renters lie about their coverage or don’t realize their policy has lapsed.
If there is no insurance coverage, you might need to turn to your own insurance. If you have an uninsured motorist policy, you can seek compensation through that policy. Talk to a Johns Creek rental car accident lawyer if you have questions.
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Damages to Claim After a Rental Car Accident
A rental car accident can affect your life in many ways. Keep track of all costs and losses from the crash. You’ll need to provide proof of each in your insurance claim.
Common car accident damages include:
- Medical bills
- Medication costs
- Lost wages
- Loss of earning capacity
- Vehicle repair costs
- Pain and suffering
- Mental anguish
It’s important to know all of your accident damages before filing a claim. That includes future medical treatment you might need long after the accident. To make sure you’ve considered all losses, contact an experienced lawyer for help.
Our lawyers can help after a rental car accident. We’ll help you calculate all damages and determine what compensation you deserve. We can also help protect your legal rights through each step of the recovery.
Johns Creek Rental Car Accident Lawyer Near Me 404-400-4000
What to Do After a Rental Car Accident
A rental car accident happens suddenly. No one is prepared for this type of crash, and it can be a very stressful experience. However, it’s important to stay calm and gather as much information as you can.
After the accident, the following steps can help you build your claim:
- Call the police to report the accident. Make sure officers create an accident report on the crash. Ask how you can get a copy of this report for your records.
- Get medical treatment as soon as possible. If you need emergency medical attention, call 9-1-1 immediately. Otherwise, see a doctor as quickly as you can after the crash. You’ll want to document all doctor appointments and treatment for your claim.
- Gather information at the scene, including pictures, the other driver’s information, and witness contact information. Save all evidence you can from the accident scene.
- Call the rental car company. The company will need to know that you got into an accident, especially if you purchased insurance through them. If you didn’t have rental insurance, let your own insurer know about the accident.
- Document your damages, such as medical bills and lost income. Save all bills and receipts to use as proof in your claim.
Talk to a lawyer for help with all of the above. A lawyer can make sure you file your claim within the deadline and protect your rights. According to the Official Code of Georgia Annotated (OCGA) §9-3-33, you must bring a case within two years of the date of your accident. In some cases, you have even less time.
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A rental car accident can be complicated and stressful. It’s unnerving when an accident happens in a car you don’t own. But you still have rights, and you shouldn’t have to pay for an accident you didn’t cause.
At John Foy & Associates, we’re here for you. Our lawyers bring over 20 years of experience to the table. We also don’t collect any money unless we win you compensation. You can start working with us today and not pay anything upfront.
Call us at (404) 400-4000 or contact us online to get your free consultation today.
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