Social Security Disability Insurance (SSDI) was originally set up to provide income to all U.S. citizens—like those in Cartersville—who are disabled and can’t work. However, the process for applying for SSDI and getting approved is lengthy and often leaves those who truly need the money without support. Plus, many lawyers will take on SSDI claims without having the necessary experience to increase your chances of approval. That’s why, to have the best shot at getting your disability claim accepted and receiving income, you need a Cartersville Social Security Disability lawyer to help.
Our attorneys at John Foy & Associates are some of the most experienced Social Security Disability lawyers in Cartersville and all of Georgia. For more than 20 years, we’ve represented people who are disabled and unable to work, through no fault of their own, in getting the SSDI benefits they’re entitled to receive. Money is taken out of your paycheck for these benefits, and you should be guaranteed them if you are no longer able to work.
To get started, we can set you up with a FREE consultation with one of our lawyers. During this consultation, we’ll listen to your situation and look at your application if you’ve already started it or have applied and been rejected. We can discuss your options and how we can help with the process. For that free consultation, call us today at 404-400-4000, or fill out the form to your right.
How Does the Social Security Administration Decide Who Gets Approved and Who Doesn’t?
Under the federal Social Security Act, anyone who has worked in the past and develops a medical disability (physical or psychological) that now prevents them from working will be provided with monetary benefits. These benefits are meant to help disabled individuals pay living expenses and also help support any dependents. At its core, this is what the Social Security Administration (SSA)—the agency who handles disability claims—is looking for evidence of before they will start paying you SSDI benefits.
However, the government is hesitant to hand over benefits. Paperwork errors, technicalities, lack of sufficient documentation, and other issues can lead to a claim getting denied. Many applicants struggle with providing exactly what the SSA is looking for to accept their claim because it can be such a lengthy review process with the need for lots of documentation.
When the SSA receives a claim for SSDI, they will be looking for proof that you:
- Earned enough “work credits” (based on net earnings) under their guidelines
- Have at least 20 work credits over the past 10 years
- Were diagnosed with a medical condition
- Have a medical condition that is likely to last over one year or is terminal
- Cannot perform the duties of your previous job or a new line of work because of your medical condition
The amount of work credits you need depends on the age at which you were disabled. For example; someone disabled between the ages of 31 and 42 would need 20 credits in the last five years of work, while someone age 62 or older would need 40 work credits within the last 10 years. In 2019, you can get one work credit for every $1,360 you earn up to four credits per year. If you’ve worked much at all over the past 10 years, chances are you meet the requirements.
However, if you didn’t work enough or weren’t employed recently enough but are still disabled, this could qualify you for Supplemental Security Income (SSI), which is a different system. For this, you will still need to provide proof that you have a low income to the Social Security Administration.
The Social Security Administration closely scrutinizes applications when deciding who gets approved and who doesn’t. If you don’t have precise documentation to support each claim about your income, medical condition, and the fact that it has disabled you from working, you can get denied—and many people do without legal help. That’s why it’s so beneficial to hire a Social Security Disability lawyer. They can go through your application with you and ensure you provide everything the SSA is going to be looking for.
What if I Worked Part-time or Was Out of Work? Do I Still Qualify?
As long as you meet the requirements for work credits over the number of years in the time period for your age range, and you have a medical condition that prevents you from working, you should qualify for SSD insurance. The amount of time you worked does not need to be full-time or over a consecutive period as long as the company you worked for paid taxes to the Social Security Administration on your behalf (or you paid self-employment taxes to the SSA).
If you had stretches of time when you were out of work or not working all the time, it doesn’t disqualify you from benefits as long as you meet the main requirements and can provide proof that you meet them. If you’re unsure whether you meet the work credit requirements because you weren’t working all the time in the last several years, a Social Security Disability lawyer can help you find out your eligibility and how to best demonstrate it in your application.
Talk to a Cartersville Social Security Disability Lawyer for Free
Don’t let the lengthy process of applying for Social Security Disability Insurance — or a denial of your application — keep you from seeking the benefits you need and deserve. You’ve worked for years and paid into the system, and SSD is your right; it’s the law. Our SSD attorneys at John Foy & Associates have been helping clients improve their SSD applications for 20+ years, and we know what the Social Security Administration is looking for when they award an applicant SSD benefits. Let us give you a FREE consultation to look over your application and discuss how we can help you improve it. Call us today at 404-400-4000, or fill out the form to your right to get started with your free consultation.