Through workers’ compensation insurance, most employees in Milledgeville in the event of a workplace accident. You should be able to make a workers’ comp claim to cover the costs of your injuries and more. However, many workers have trouble actually getting the compensation they deserve, which is why it’s good to speak with a Milledgeville workers’ compensation lawyer as soon as you can.
Although workers’ comp is your right as a worker, you might still run into issues with the insurance company that provides your benefits. They are often hesitant to pay the full value of a workers’ comp claim. That’s where our workers’ compensation lawyers at John Foy & Associates are here to help.
We can help you seek the full compensation you need and deserve after a work injury—and we’ll do it risk-free to you. We do not take a fee unless we win you money, and the consultation is always FREE. Call us today at (404) 400-4000 or contact us online to get started with your FREE consultation.
An Overview of Workers’ Compensation in Milledgeville
A version of workers’ compensation has existed in the United States for more than 100 years, but the concept of compensating employees has been around since ancient times. In Georgia, workers’ compensation was adopted in 1920 and its laws are found under Chapter 9 of the Georgia Code.
Georgia workers’ compensation is meant to accomplish two things:
- Provide medical treatment and financial compensation to workers who are injured on the job and
- Protect employers from lengthy and expensive lawsuits
Under workers’ compensation, it is legally impossible for an employee to sue their employer for a work injury. Unlike other personal injury claims in Milledgeville, workers’ comp is a no-fault system. If your injury happens at work, it should be covered—and who was at fault does not matter.
Workers’ Compensation Requirements in Milledgeville
According to the Georgia State Board of Workers’ Compensation (SBWC), any business with three or more regular employees must carry workers’ comp insurance. These employees do not have to be full-time. Part-time and seasonal workers count too as long as they work on a “regular” basis.
If a business is incorporated, the employer and all corporate officers are counted as part of the three-employee minimum for carrying workers’ comp insurance. Up to five officers can waive coverage for themselves, but they still count towards the minimum requirement.
So, if you are employed in Milledgeville, chances are very good that you’re covered under workers’ compensation insurance.
Injuries Covered (and Not Covered) Through Workers’ Compensation Insurance
Any injury that occurs at work is covered under workers’ compensation. The details of how the injury happened typically don’t matter as long as it occurred at work. It also doesn’t matter what type of work you do.
While workers’ comp claims are more common in more dangerous industries like construction or manufacturing, they are available for any work setting. Even office workers or others in more stationary jobs can file a workers’ comp claim.
An injury is typically not covered by workers’ compensation if it did not happen at your work location. If you were away from work but performing duties for your job, though, you might still be covered. Those situations may include while:
- Running an errand for your employer
- Traveling for business
- Attending an off-site work meeting
- Driving a company vehicle
We often get asked if mental health conditions are covered under workers’ compensation. The answer is, “it depends.” If you have emotional damages that directly result from a physical injury you suffered at work, then the cost of your mental health treatment may be covered. This will depend on the details of your accident and your damages.
If you’re not sure whether or not your injury will be covered under your employer’s workers’ comp policy, a workers’ comp lawyer can help you make sense of everything. To get a FREE consultation with one of our experienced lawyers today, call (404) 400-4000 or contact us online.
What Else Workers’ Compensation Covers in Milledgeville
As mentioned above, workers’ comp can help cover the costs of medical treatment you need to recover from your injuries. This can include costs like:
- Doctor visits
- Hospital stays
- Emergency room visits
- Prescription medications
- Ongoing or future medical care
You will want to get a good idea of your work injuries will impact you going forward. If your doctor recommends future treatment, you’ll need to account for those costs in your workers’ comp claim. Your lawyer can help you do this accurately.
Besides medical costs, workers’ comp can also help cover:
- Lost wages from the income you missed from taking time off to recover from your work injury
- Treatment for illness if your working conditions expose to you to chemicals or other substances like cause illness rather than an injury
- Treatment for repetitive injuries, such as carpal tunnel syndrome, that develop over the years
- Disability benefits if your injuries leave you temporarily or permanently disabled
- Compensation for funeral and burial costs for family members if an employee is killed from a work injury or accident
To make sure you are seeking full compensation for all of your costs, you’ll want to get started on your claim as soon as possible while keeping track of all damages. To make sure you are doing this as efficiently as possible, contact a workers’ compensation lawyer today.
Talk to a Milledgeville Workers’ Compensation Lawyer for Free Today
At John Foy & Associates, our workers’ comp lawyers have been helping injured workers for more than 20 years. We can help you build your claim and ensure the insurance company treats you fairly. Too many injured workers end up with the short end of the stick if they don’t realize the full value of their claim.
Call us at (404) 400-4000 or contact us online to get a FREE consultation today. We’ll go over the details of your work accident or illness and discuss how we can help you seek the compensation you deserve.