No one expects their Cartersville Uber or Lyft ride to end in an accident. But unfortunately, some do. If your rideshare driver crashed, you might wonder what to do. The best first step is to contact a Cartersville Uber and Lyft rideshare accident lawyer.
Many people love using rideshare services. They’re quick and convenient. But when an accident happens, many victims don’t know how to handle it. That’s understandable because ridesharing is still new.
At John Foy & Associates, we’re here to help. We’re up-to-date on rideshare accident laws. We can help you seek compensation for your costs. To get started with a FREE consultation, call (404) 400-4000, or contact us online.
What to Do After an Uber or Lyft Rideshare Accident in Cartersville
You could be:
- An Uber or Lyft passenger
- A driver in another vehicle
- A passenger in another vehicle
- An Uber or Lyft driver
No matter your role, there are actions you can take after the accident.
Call the Police
You should report any accident in Georgia with:
- Injuries or deaths
- $500 or more in property damage
Call 911 to report the accident. The police will create an accident report. You will need to get a copy of this report for your records.
Get as much information as you can at the scene:
- Take many pictures of the accident scene.
- Photograph your injuries and vehicle damage.
- Write down the driver’s name, license number, and insurance information.
- Note the make and model of all involved vehicles.
Also, pay attention to the driver’s actions. Do they appear impaired? Were they driving recklessly before the crash? What about the other driver? These are details to discuss with your lawyer.
Get Medical Attention
Do not neglect your physical health. If you have severe injuries, call for an ambulance. If you don’t need an ambulance, see a doctor as soon as possible.
Do not wait too long to get medical help. If you do, it will hurt your case. The insurance company can try to claim you were not hurt that badly. Even if you feel okay, have a doctor check you for injuries.
Contact a Lawyer Immediately
After the accident, the driver’s insurance company might contact you. Do not speak with the insurance company without a lawyer.
The insurer might try to get information out of you. To legally protect yourself, contact a lawyer before discussing the accident. A lawyer can let you know your full legal rights.
To learn your options now during a FREE consultation, call John Foy & Associates. We’ll hear your story and discuss how we can help. Call (404) 400-4000, or contact us online.
How to Know Who Is Responsible for Your Accident
The at-fault driver is responsible for your accident costs.
How do you determine who is at fault? It comes down to negligence. Negligence is the lack of care that a reasonable person would have in the same situation (Georgia Code Section 51-1-2). In other words, it means someone has been careless.
If someone’s negligence led to your accident, they are responsible.
Proving Fault in Your Accident
It’s one thing to know the driver was at fault. It’s another issue to prove it. You will need to show that the other driver:
- Owed you a duty of care.
- Failed to exercise care (and was negligent).
- Caused your accident and injuries through their negligence.
You do not have to prove these points by yourself — you can hire a rideshare accident lawyer to help. Your lawyer can handle every detail of your case.
Rideshare Accidents Versus Other Car Accidents
Uber and Lyft accidents are complicated. Multiple insurance companies could be involved:
- The Uber or Lyft driver’s insurance
- The ridesharing company’s insurance
- The other driver’s insurance
If another driver caused the accident, their insurance would apply. But if the rideshare driver was at fault, it depends.
How Uber and Lyft Insurance Works
Uber and Lyft do provide insurance coverage for drivers. However, the coverage is different based on the ride status.
The Driver Is off the Clock
If the Uber or Lyft driver has their app off, the company’s insurance does not apply. You would file a claim with the driver’s personal auto insurance.
The Driver Hasn’t Accepted a Ride Request
If the driver is waiting for a request or hasn’t accepted one yet, the driver’s insurance applies first. If the driver’s insurance won’t cover the accident, the company provides some insurance:
- $50,000 in bodily injury per person
- $100,000 in bodily injury per accident
- $25,000 in property damage per accident
The Driver Has Accepted a Ride Request
If the driver is heading to pick up a passenger or currently has one, the company covers the accident. That includes up to $1 million in third-party coverage.
As you can see, rideshare insurance is complicated. Plus, a $1 million policy does not mean that’s what you’ll get. Insurance companies will try their best to reduce the amount they pay to you.
Contact a lawyer before talking to the insurance company. And do not accept a settlement without consulting a lawyer. You might not realize how much your damages are worth. If you take the first offer, you’ll sign your rights away.
Costs You Can Recover After a Lyft or Uber Accident
If another driver caused your accident, they are liable. You might be able to recover all of your accident costs. Those costs may include:
- Medical bills
- Prescription medications
- Lost wages
- Vehicle repairs
- Pain and suffering
Your lawyer will calculate all of your damages. You’ll know what type of settlement you deserve. From there, your lawyer can fight for what you deserve.
Talk to a Cartersville Uber and Lyft Rideshare Accident Lawyer for Free Today
Uber and Lyft rideshare accidents are stressful. But you do not have to handle yours alone. At John Foy & Associates, we’re here to help.
Our lawyers have over 20 years of experience. We know what it takes to win. We’re not afraid to stand up to the insurance companies.
To schedule a FREE, no-risk consultation, call (404) 400-4000, or contact us online today. We are available 24 hours a day, seven days a week to take your call.