Ridesharing accidents are on the rise in Athens. If you or a family member were injured in a crash with an Uber or Lyft driver, you have legal rights. You can request compensation for your costs, but the details are a little different than other accidents.
At John Foy & Associates, we can help you know the best next steps for you — and we won’t charge you. Our team offers a no-obligation, free consultation. And we don’t collect a fee unless we win you money.
Learn your rights today, before it’s too late. Call (404) 400-4000 or contact us online for a free consultation.
What if a Lyft or Uber Driver Hits Your Car?
When an accident happens in Athens, the at-fault driver is responsible for the costs. The same applies to ridesharing accidents, but it’s more complicated. How your accident is covered depends on the driver’s status when the crash occurs.
Picking up or Carrying Passenger(s)
Both Uber and Lyft provide up to $1 million in liability coverage for accidents when their drivers are transporting or picking up a passenger. The driver must have accepted the ride through the company app.
Waiting for Ride Requests
- $50,000 for bodily injury per person
- $100,000 for bodily injury per accident
- $25,000 for property damage per accident
Personal auto insurance policies rarely cover ridesharing accidents. While you can try filing a claim with the driver’s coverage, you’ll probably need to turn to the company’s insurance.
Off the Clock
Rideshare drivers use their personal vehicles to transport people. When the driver isn’t set as available in the app, they are “off the clock.” Uber and Lyft do not cover any accident that happens outside of work.
In this situation, you’d file a claim with the driver’s auto insurance.
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What if You’re Injured as an Uber or Lyft Passenger?
The above rules for coverage apply if you were riding in an Uber or Lyft. If you were not at fault, you can file a claim for compensation through the driver’s or the company’s insurance.
Insurance coverage can be confusing after an accident. If you’re not sure what options are available to you, talk to a lawyer as soon as possible. Our team at John Foy & Associates is happy to help you seek the compensation you deserve.
Athens Uber and Lyft Rideshare Accident Lawyer Near Me 404-400-4000
Will Lyft and Uber Cover Accidents?
Lyft and Uber can cover accidents when the driver is on the clock. However, the company and its insurer will look for ways to pay less. Even when there’s a $1 million policy, you’ll need to present a strong claim.
Because rideshare drivers are independent contractors, the company can avoid liability for accidents. You typically cannot sue Lyft or Uber for an accident, but you can request money through a claim. You also have the option of suing the driver.
Speak with an Athens Uber and Lyft rideshare accident lawyer to ensure you know your options. These cases are more complicated than other car accidents. Don’t assume your rights without scheduling a free legal consultation first.
What Insurance Company Does Lyft Use?
According to Lyft’s website, the claims process goes through one of the following companies:
- Allstate Insurance Company
- Liberty Mutual Insurance
- Mobilitas Insurance Company
After the accident, ask the driver about their insurance coverage. Also, get the driver’s personal coverage information and ask about insurance from Uber or Lyft. You will need the company’s name and the policy number to file a claim.
If you cannot obtain insurance information or have questions, talk to a lawyer.
For a free legal consultation with a uber and lyft rideshare accidents lawyer serving Athens, call 404-400-4000
Never Take the First Settlement Offer
After your accident, the insurance company may offer you money quickly. A lump sum of cash might seem tempting, but you should never accept the first offer. It will be a lowball amount that doesn’t come close to covering your costs.
If you get an offer, speak with an attorney as soon as you can. You will need help negotiating for compensation that covers your losses. Also, don’t take any money or discuss the accident with anyone before consulting a lawyer.
Tricks Insurance Companies Use
The insurance company might use tactics like:
- Asking you for a recorded statement
- Asking you to sign something
- Downplaying your injuries or other costs
- Using a previous statement you’ve said against you
- Trying to blame you for the crash
The insurance adjuster’s job is to save the company money. Even if the adjuster seems friendly, they are not on your side. They’re looking for things to use against you and devalue your claim.
Before you take any money or talk to the insurance company, call a lawyer. Speak with an attorney who is experienced in Uber and Lyft accident claims. The lawyer will guide you towards the best steps to take.
What Damages Can You Claim?
If someone else caused your accident, you can file a claim to recover your costs. You are entitled to request compensation under OCGA §51-1-6. “Damages” is the legal term for financial and non-financial losses after an accident.
Typical car accident damages include:
- Doctor bills
- Hospital bills
- Lost wages
- Loss of earning capacity
- Property damage
- Pain and suffering
- Future treatment costs
These damages fall into two categories:
- Economic damages
- Non-economic damages
Economic vs. Non-Economic Damages
Economic losses are your financial costs, like medical bills, missed income, and property damage. You can prove these costs through bills, receipts, and other documents. You and your lawyer will calculate economic damages based on their dollar values.
Non-economic losses are more complicated. After an accident, you might experience pain and suffering, mental anguish, or lost enjoyment of life. These are examples of non-economic damages after a car crash.
You do not (and cannot) provide receipts for emotional suffering. However, your lawyer will put a dollar value on your suffering before filing your claim. The combination of economic and non-economic losses will make up your case.
How Much an Uber and Lyft Accident Lawyer Costs
Cost is a common concern when someone thinks about legal services. But thankfully, hiring a lawyer for a personal injury case is often risk-free. Our lawyers only work on contingency, which means:
- We only get paid a fee if we win you money.
- We charge nothing upfront.
- The consultation is 100% free and no obligation.
Our attorneys only receive money if we win you compensation. Our fee comes as a percentage of what we win you, and you keep the rest. This arrangement ensures our team has your best interest in mind from the start.
Most accident lawyers’ fees start at 33%. Cases that go to trial will have higher fees but the potential to win a significant verdict. If you have questions about cost and services, reach out today, and we’ll discuss your accident and your legal options for free.
Talk to an Uber and Lyft Rideshare Accident Lawyer in Athens for Free
Grab your free consultation with John Foy & Associates, also known as the Strong Arm, today.
Call (404) 400-4000 or contact us online to get started at no cost.