Workers’ compensation is a type of insurance that most employers in Union City must provide to their workers. If you suffered an injury that happened at work or while fulfilling work duties, you likely have the right to benefits and compensation. However, it’s rarely that straightforward—so it’s best to consult with a Union City workers compensation lawyer as soon as possible to protect your rights.
At John Foy & Associates, we have seen it all when it comes to workers’ comp cases. We know how to fight back against insurance companies who try to reduce what they pay out on workers’ claims. We can help you with everything from finding the right doctor to filing your claim and negotiating for fair compensation. Call us today at (404) 400-4000 or contact us online for a FREE consultation.
Common Injuries That Are Eligible for Workers Compensation
When it comes to work injuries, there are certain fields that tend to be riskier. The deadliest jobs in America include roofers, logging workers, truck drivers, farmers and ranchers, landscapers, and electrical power-line installers, just to name a few. That being said, work injuries that even happen during office or desk jobs.
Injuries that we often see that qualify for workers compensation benefits include:
- Neck, shoulder, back, or knee injuries
- Hearing problems
- Cuts, lacerations, or bruising
- Broken bones
- Work-related heart attacks or strokes
- Carpal tunnel
- Eye injuries
- Occupational disease like asbestosis
- Work-related emotional problems
- Scarring or disfigurement
- Loss of limb
To be covered by workers’ compensation, your injuries must have happened at work or while performing work duties. If you were at work when you were hurt, it does not matter whether you were doing something related to your job. It should still be covered.
If you are worried that your employer or the insurance company providing workers comp will try to say your injuries don’t qualify, you should contact an experienced workers compensation lawyer in Union City right away.
Questions to Ask After a Possible Workers Comp Injury
Workers’ compensation claims filed in Union City are governed by the Georgia State Board of Workers Compensation (SBWC). They determine which businesses must carry workers’ compensation and how injured workers can file claims. Here are some common questions you’ll need to answer before knowing whether or not you can make a claim:
- Were you employed at the time of the injury?
- Did the injury happen while you were “on the job”?
- What benefits fall under your employer’s workers’ compensation policy?
- How long is your injury expected to last?
- Will your injury affect your ability to continue doing your current job?
Workers’ compensation may pay you medical, income, and rehabilitation benefits meant to help cover your costs and return you to work.
Unlike personal injury claims, fault is not a factor in workers’ comp. It does not matter whose negligence led to your accident; if it happened at work, it is covered. You also do not have the option to sue your employer for your injury costs. You will need to go through workers comp for benefits.
If you have an injury that is expected to be permanent or affect your work abilities, you may be eligible for regular benefits and help for obtaining a new job or position. Serious injuries like this often require the assistance of a workers comp lawyer who can make sure you are treated fairly.
How to Know if Your Employer Carries Workers Compensation in Union City
According to the Georgia SBWC, all employers in Union City with three or more employees must carry workers’ compensation. Employees are also covered from the first day of work. Employers who do not have workers comp or deny employees their benefits are subject to serious legal penalties and can face being charged with a misdemeanor crime.
It’s more common than people realize for employers to not have workers comp insurance when they are legally required to do so. If your employer says there is no workers comp or you don’t qualify for benefits, contact a Union City workers compensation lawyer immediately.
Reasons Workers Compensation Benefits Get Denied
Sometimes, employers or their insurance companies will use tactics to try and deny workers compensation claims. Reasons they may use for rejecting a claim include:
- Claiming you were faking your injury.
- Saying your injury isn’t serious.
- Scaring you into not hiring a workers compensation lawyer.
- Telling you that you are not allowed to choose your own doctor for a second opinion.
You should know that you are entitled to all benefits available under workers’ compensation in the state of Georgia. Do not let your employer intimidate you into not seeking what you deserve. A workers comp lawyer can work with doctors in your area and the insurance company to pursue benefits that are your legal right.
Receiving Weekly Benefits Through Workers Compensation
If your accident happened on or after July 1, 1992, you are entitled to receive workers comp benefits for up to 400 weeks. Benefits are paid weekly.
If you are able to return to work sooner, your benefits may be reduced in some situations. Also, if you have a catastrophic injury that is serious, you may be eligible for lifetime benefits. The number of benefits you receive will depend on the severity and type of disability.
Talk to a Workers Compensation Lawyer in Union City for Free
At John Foy & Associates, our workers’ comp lawyers are here to answer your questions and fight for your rights. We have been helping injured workers for over 20 years and have extensive knowledge of workers’ compensation laws in Georgia. Working with us is always risk-free because you don’t pay anything unless we win your case.
Contact us today to get started with a FREE consultation where we’ll discuss the details of your case and how we can help you. Call us at (404) 400-4000 or contact us online for your FREE consultation. We are available 24 hours a day, seven days a week to take your call.