Accidents are common in industrial settings like Lowe’s, and if you were injured while working there, you likely qualify for workers’ compensation. Workers’ compensation is supposed to compensate you for work-related injuries, regardless of fault.
However, you may face obstacles when pursuing a claim since insurance providers often find excuses to deny claims. Even if your Lowe’s workers’ compensation claim is approved, the insurance company will look for reasons to minimize your payout.
After a life-altering accident at work, you deserve justice. An Atlanta workers’ compensation lawyer from John Foy & Associates can protect your rights and help you get the full amount you are entitled to. Learn how we can help you during a free consultation.
What Exactly Is Workers’ Compensation?
Workers’ compensation is a type of insurance that provides benefits to employees who suffer job-related illnesses or injuries. Also known as “workers’ comp,” the system was created to help protect both employees and employers when on-the-job hazards cause harm.
Workers’ compensation provides vital medical care and rehabilitation for employees’ injuries, rehabilitation services to help them get back to work, and money to help cover lost income during recovery time away from work.
Workers’ compensation laws are administered at the state level and provide a regulated system for reporting, investigating, and paying claims through insurance policies. Workers’ compensation coverage is required for Georgia businesses with three or more employees. When an on-the-job injury occurs, the system kicks in to handle medical care and lost income.
Injuries You May Have Sustained While Working At Lowe’s
While accidents can happen in any profession, working at Lowe’s around construction materials, heavy equipment, and sharp blades means a relatively high risk of on-the-job injuries.
Common injuries sustained in industrial workplaces like Lowe’s include:
- Cuts: Using box cutters, handling lumber and hardware, and operating forklifts, saws, and other machinery can cause deep cuts that need stitches and leave permanent scars.
- Back and neck injuries: Lifting heavy loads of inventory and building materials leads to back, neck, shoulder, and leg injuries. Repetitive motions can also cause injuries.
- Falls: Wet floors, cluttered aisles, and spilled merchandise cause employees to slip, trip, and fall on hard surfaces. These accidents often cause broken bones, head injuries, and bruising.
- Crush injuries: During transport and storage, shifting goods, faulty equipment, and falling inventory can all lead to crush accidents.
- Respiratory damage: Exposure to paint fumes, sawdust, chemicals, and other irritants can cause long-term respiratory issues for workers.
These are just a few examples since Lowe’s warehouse work can lead to a wide range of injuries. If you were hurt on the job, one of our attorneys can help you file a claim or appeal a wrongful denial.
What Expenses Should a Lowe’s Workers’ Compensation Claim Cover?
After being injured while working at Lowe’s, your workers’ compensation benefits should provide coverage for all of your injury-related expenses.
Typical costs covered in an Atlanta, GA, workers’ compensation claim include the following:
- Doctor visits, hospital bills, prescription medication, and physical therapy for treating your work injury
- A portion of your lost wages to replace income lost due to missed work during treatment and recovery
- Costs of medical devices like crutches, wheelchairs, or braces
- Rehabilitation services to help you recover and return to work if possible.
- Disability benefits or impairment ratings if your injury causes permanent limitations that impact your job performance
- Mileage reimbursement for travel to doctor appointments and therapy related to your work injury care
The experienced attorneys at John Foy & Associates can advise you on what expenses should be covered in your specific claim and make sure you receive the benefits you are entitled to.
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Time Limit for Filing a Workers’ Compensation Claim
Georgia law gives you just one year from the date of your workplace accident to take legal action. If you receive medical attention for an injury, the clock restarts at the most recent date of insurance-covered treatment. You also have up to two years from when you were issued a workers’ compensation payment.
Employees have 30 days to report their injury to their employer, although a verbal conversation often suffices as a report. That said, the nuances around injury reporting and claim filing can be complex.
An experienced workers’ compensation attorney in Atlanta, GA, can help evaluate your case timeline and ensure your paperwork is filled out correctly and on time.
Contact Us for Help With Your Lowe’s Workers’ Compensation Claim
If you were injured on the job at Lowe’s, an experienced attorney from John Foy & Associates can help you pursue a workers’ compensation claim. Navigating the claims process and dealing with insurance providers can be confusing and intimidating. Don’t let the workers’ compensation system deny you the medical care, lost wages, and support you need.
With our attorneys on your side, you can feel confident that you will receive the maximum compensation allowed under Georgia law. Our Atlanta-based firm has helped numerous clients secure settlements from major corporations like Lowe’s. We accept cases on a contingency fee basis, which means we only get paid when we win your case.
Contact us today for a free case evaluation.
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