Car accident victims in Kennesaw have the right to fight for compensation for injuries, damages, and any other losses. If you or someone you love has been hurt in a car accident, don’t try to negotiate with the insurance company alone.
John Foy & Associates has been fighting for people just like you since 2003. Known across Georgia as “The Strong Arm™,” our team of Kennesaw personal injury lawyers has recovered over $1 billion for clients and brings more than 350 years of combined experience to every case.
If you need a Kennesaw car accident lawyer who will treat you with respect and fight hard to win, we’re ready to help. No fees unless we win.
Why Choose John Foy & Associates?
There are a lot of law firms out there. Here’s why so many people across Georgia trust our Kennesaw car accident attorneys with their cases.
No Fees Unless We Win
We know that after an accident, money is already tight. That’s why we work on a contingency fee basis, which means you pay us nothing unless we win your case.
No upfront costs. No hidden fees. Just results.
Respect and Superior Care. Always.
We treat every client like family. You’ll never feel like just a case number here. From your first call to the resolution of your case, you’ll have a team that listens, communicates, and genuinely cares about your outcome.
Deep Roots in the Georgia Community
John Foy & Associates isn’t just a law firm; we’re part of this community. We’ve been serving Georgia families for over two decades, and we take that responsibility seriously.
When you work with us, you’re working with people who understand your community and are invested in its well-being.
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What if the Other Driver Has No Insurance?
Getting hit by an uninsured driver is frustrating, and unfortunately, it happens more than you might think. Georgia law requires every driver to carry auto insurance, but some people get behind the wheel anyway without it. If that driver caused your accident, you might be wondering if that means you’re out of luck.
Not necessarily.
Uninsured Motorist Coverage (UM Coverage)
Georgia law requires your insurance company to offer you uninsured motorist (UM) coverage. This is a type of protection built into your own policy that kicks in when the at-fault driver has no insurance or not enough to cover your losses.
There are two types of UM coverage in Georgia:
- Add-on UM coverage: This stacks on top of any coverage the at-fault driver does have, giving you extra protection.
- Reduced UM coverage: This fills in the gap between what the at-fault driver’s insurance pays and your total damages.
If you’re not sure what kind of coverage you have, don’t worry. An attorney can review your policy and explain exactly what you’re entitled to.
What About Underinsured Drivers?
Sometimes the other driver has insurance, just not enough. Georgia’s minimum coverage requirements are relatively low, and serious accidents can easily exceed those limits.
In that case, your underinsured motorist (UIM) coverage may cover the difference between what their policy pays and what your damages actually cost.
Your Own Insurance Company Isn’t Always on Your Side
Here’s something a lot of people don’t realize: even when you’re filing a claim through your own insurance policy, the company’s goal is still to pay out as little as possible. They may downplay your injuries, question your medical treatment, or offer a settlement that doesn’t come close to covering everything you’ve lost.
That’s why having a lawyer matters, even in UM and UIM claims.
Other Options Worth Exploring
Depending on the details of your accident, there may be additional avenues for compensation:
- Personal assets of the at-fault driver: In some cases, it’s possible to pursue the driver directly if they have assets that could cover your damages.
- Third-party liability: If another party contributed to the crash, like a negligent employer or a vehicle manufacturer, they may share responsibility regardless of the other driver’s insurance status.
- Medical payments coverage (MedPay): If you have MedPay on your own policy, it can help cover immediate medical expenses while your claim is being sorted out.
No insurance on the other driver’s end doesn’t mean no options on yours. A car accident attorney in Kennesaw will look at every possible source of compensation and make sure nothing is left on the table.
How Much Does a Car Crash Claim Typically Pay Out in Kennesaw?
There is no single “typical” amount. The amount depends on the costs of the accident. What we can say, however, is that the first amount you’re offered is almost never the amount you deserve under the law. This is because insurance companies typically base their first offer on only the immediate medical costs of the accident.
They hope you’ll take the money before you realize you have other costs and may deserve more.
Types of Damages You Can Include in Your Claim
Some of the damages you can collect in a car accident case include:
- Money for long-term treatment or recovery
- Money for additional procedures if there are complications with your recovery
- Lost income if the accident kept you home from work
- Help to pay for any mental health treatment you need following the trauma of the accident
- Money to offset serious losses like a permanent injury, or pain and suffering
- Wrongful death claims if your loved one died in the accident
All of this money is designed to help protect you from long-term costs, and make it easier to remain stable after a tragedy that cannot be reversed. Because you may have a right to any or all of these costs, it’s not uncommon for a car accident recovery to be $100,000 or more.
Do You Need to Hire a Car Accident Attorney?
You can try to pursue your claim on your own, but you may find you’ll have better luck with legal representation. Why? Because insurance companies tend to take you more seriously when you have an attorney.
If you try to go it alone, they may think your claim isn’t important enough to warrant you securing legal help.
Further, a lawyer knows the law and, perhaps more importantly, has more direct experience with average settlement amounts in cases like yours. They will know what’s fair and will argue strongly against any settlement offer that isn’t.
Georgia’s Statute of Limitations: Don’t Wait Too Long
In Georgia, you generally have two years from the date of your accident to file a personal injury lawsuit. This is called the statute of limitations, which is basically a legal deadline.
Missing that deadline can mean losing your right to compensation entirely, no matter how strong your case is. The sooner you reach out to an attorney, the better. Evidence can disappear, witnesses’ memories fade, and time works against you the longer you wait.
Contact a Kennesaw Car Accident Law Firm for a Free Consultation
Car accidents have serious, life-altering effects on every part of your life. The physical pain, the lost wages, and the emotional weight of it all can be too much to deal with all at once. You have legal rights, and understanding them is the first step toward getting the fair outcome you deserve.
At John Foy & Associates, we fight for full compensation, including medical bills, lost wages, and non-economic damages like pain and suffering. Our car accident lawyers in Kennesaw bring over 20 years of experience and have recovered more than $1 billion for Georgia families. We treat every client with respect and genuine care from start to finish.
Still wondering what a car accident lawyer can do for you? Contact John Foy today for a free consultation. We never charge anything unless we win.
(404) 400-4000 or complete a Free Case Evaluation form