When you are involved in an Atlanta truck accident, one of your first big steps is to seek an insurance settlement. You may have already filled out the paperwork and submitted your claim, only to be denied the needed funds for your recovery.
If you have been injured in a truck accident, your insurance company should step in and help you recover, but what if they deny your claim? At John Foy & Associates, we understand that getting a settlement from your insurance company can be critical to your recovery, and an unfair denial can make your life more difficult. Your Atlanta denied truck insurance claim lawyer can work to help you get answers and the settlement you are due.
Insurance Companies Are For-Profit Businesses
When you are injured in an Atlanta truck accident, you typically expect your insurance company to support you during this time.
You pay your insurance company a monthly premium to cover you when you are injured, but now, your claim has been challenged or denied. You are left asking why your insurance company is not covering the expenses accrued for your accident. This is when you should contact a denied truck insurance claim attorney in Atlanta, GA.
Unfortunately, insurance companies are still for-profit businesses, which means your insurance claim may take a backseat to their profits. They may do what they can to lower the value of your settlement, and in some cases, they may deny you the compensation you are owed. When this happens, you may need an Atlanta denied truck accident insurance claim attorney on your side.
Get the strong arm
Reasons Why Your Truck Insurance Claim May Be Denied
A truck insurance claim denial can be shocking and confusing. You did everything you thought you should do but were still denied your due settlement. It can be difficult to understand why this happened and what you need to do about it.
Mistakes
First, mistakes happen, and any errors on your paperwork may lead to an automatic rejection. That can be difficult to face, especially if you are unsure what was incorrect. Your denied truck insurance claim lawyer in Atlanta, GA, can review any paperwork and help you get yours right.
Suspicion
You may also be denied because the insurance company suspects you are not as injured as you claim. Many people with serious injuries have good and bad days, so while you may be stuck in bed one day, you can do yardwork the next. Insurance companies often use information like this to deny truck accident victims their compensation.
Bad Faith
In some cases, the answer is that your insurance company acted in bad faith and denied your claim to protect its profits. In these cases, you may have grounds for legal action against the insurance company that rejected your claim.
No matter why your request was refused, your denied truck insurance claim lawyer in Atlanta, GA, is here to help. If your insurer pushed back on your claim, reach out to learn more about your options to move forward and get compensated fairly.
How a Truck Accident Lawyer Can Help You
When you are hurt in a truck accident and then denied your insurance settlement, it can be tough to get your life back on track. You may need legal aid, but be unsure what a lawyer can do for you.
After an insurance claim denial, your truck accident lawyer can determine why your claim was denied, then negotiate with the insurance company to get a settlement. That gives you a chance to get the compensation offer you want, not just the one your insurer is willing to provide.
If the insurance company fails to supply appropriate financial relief to you after this, your lawyer can represent you in the courtroom. A well-qualified attorney has the legal experience and knowledge needed to get you the funds needed to recover compensation.
Compensation You May Be Due When You Are Denied
After a truck accident, your insurance claim is supposed to cover the costs of your recovery. Unfortunately, when you are denied your settlement, you may have trouble covering all the bills that result from your claim.
Your insurance claim settlement should allow you to pay for the total repairs and expenses you need to make after an accident. If you do not have these finances covered, you may need to file a lawsuit to get these damages covered.
If you have suffered through a truck accident and your insurance claim was denied, you may be due the following economic and non-economic damages if you choose to sue:
- Medical bills
- Lost wages
- Property damage
- Pain and suffering
- Loss of enjoyment of life
Time Limits for Denied Truck Insurance Claims
When you have been injured in an Atlanta truck accident, you may have grounds to sue, even if you were denied compensation by the insurance company. After the accident, the clock begins ticking, and you may need to act quickly for your insurance claim or lawsuit.
Often, it is best to report your Atlanta truck accident to your insurance company as soon as possible. If you are denied, specific time limits may be applied to your case to respond or take action. Whether you are denied or not, you have a general statute of limitations that expires two years after your accident. If you fail to sue within this timeframe, you may lose your opportunity to take legal action.
Talk with a Denied Truck Insurance Claim Lawyer in Atlanta
When you are injured in a truck accident, you need your insurance company to step up and provide you with the settlement you are due. Unfortunately, you may have trouble getting these funds without a denied truck insurance claim lawyer in Atlanta, GA.
At John Foy & Associates, we know that recovering from an accident without the help of your insurance policy is tough. We also know what it takes to negotiate a settlement offer or to represent you in the courtroom when you have been denied the compensation you need and deserve.
Your Atlanta denied truck insurance claim lawyer can help you get the funds you need for your recovery, no matter what direction your claim takes. When you are ready to speak with a lawyer, reach out for a free consultation. Call or fill out our online contact form to learn more.
404-400-4000 or complete a Free Case Evaluation form
