Yes, a car accident lawyer can deal with the insurance companies for you after an accident. In fact, in most cases, it is the smart way to handle your insurance claim. Otherwise, you could walk away with a much lower settlement than you deserve.
The process of recovering compensation for injuries after a car accident can be frustrating. It is important to focus on your physical recovery, but you may have medical bills and other expenses, and you may not be able to work.
You do not need to handle your case on your own. Having an experienced Atlanta car accident lawyer on your side levels the playing field. Contact us today and find out how The Strong Arm can help with your car accident claim.
Why You Shouldn’t Deal With Insurance Companies Alone
Some insurance companies use shady tactics to avoid paying what you deserve. Anything you say to the other driver’s insurance company could be used against you. Worse yet, they might contact you and feign concern, making you feel as if you can trust them.
The insurance provider may try to intimidate you or make you feel like their first offer on your injury claim is the best you deserve. Insurance companies have entire teams of insurance adjusters and attorneys ready to analyze your accident insurance claim.
By hiring a skilled car accident lawyer, you shift the power back to you. We understand the law, and we know how to deal with insurance companies.
How a Car Accident Lawyer Will Deal With the Insurance Companies
You have every right to deal with the insurance company on your own. In most cases, it’s not a good idea—especially if you have significant injuries and vehicle damage. Insurance companies know you are vulnerable after an accident.
Here are some of the ways a car accident lawyer can deal with the insurance companies for you after your motor vehicle accident.
Speak to the Insurance Company on Your Behalf
You are not legally required to talk to the other driver’s insurance company after your accident. Your car accident attorney can speak with the insurance company on your behalf.
If the insurance company tries to contact you after the accident, you do not have to talk to them directly. You shouldn’t give any recorded statements or admit any fault until you’ve spoken to your attorney.
You can give them your lawyer’s number and say all communications go through us. Your car accident attorney will know how to deal with the other insurance company‘s adjuster, which is crucial for the negotiation stage.
Negotiate for a Fair Settlement
When you file your injury claim with the at-fault driver’s insurance company, they will analyze the details of your claim. The insurance provider will do one of the following:
- Accept your claim and pay what you’re requesting for compensation
- Deny your claim for compensation for your accident injuries
- Send you a counteroffer settlement amount
Unfortunately, it’s rare for an insurance company to accept a claim right away, especially if you have suffered significant damages. Insurance companies are businesses that care about their bottom line, so they will look for ways to reduce compensation for injuries.
If they send you a small settlement offer or deny your claim completely, you will need help from an auto accident attorney. Your lawyer will negotiate with the insurance company for a fair settlement for your car accident claim.
Communicate With Your Own Insurance Company
In many cases, you will need to report the car accident to your own insurance company. Even if the other driver is completely responsible, there may be certain benefits available through your insurance policy.
While your insurer is on your side, you should still be wary. Don’t give them more information than you are required to. A car accident lawyer can help by giving you tips for talking to your insurance company after an accident.
Gather Evidence of Fault and Liability
Gathering compelling evidence for your case doesn’t directly involve dealing with the insurance company, but it helps set you up for success in the claims process and negotiation.
Even if you hold zero fault in the accident, the burden is still on you to prove it and file a claim for fair compensation. A car accident lawyer will help you gather evidence showing the other driver was the liable party in your accident and that they are responsible for your damages through their insurance policy.
They may do this by:
- Compiling pictures you took at the accident scene
- Accessing and reviewing the police reports
- Going back to the scene to investigate and take photographs
- Reviewing video evidence
- Getting copies of accident reports
- Collecting witness statements
- Collecting any other relevant evidence that is specific to your car accident case
All of this information is important for getting maximum compensation for your claim and personal injury lawsuit.
Prove Your Damages
Besides demonstrating the other driver’s fault, as the injured party, you will also need to prove that:
- You suffered damages.
- Those damages directly resulted from the car accident caused by the negligent driver.
Your personal injury lawyer will help you collect documentation of all expenses related to your injuries and any property damage you suffered. This includes requesting and compiling medical bills, records, and receipts.
Let a Car Accident Lawyer Deal With Insurance Companies for You
If you try to handle the injury claim yourself after a car accident, you will likely leave significant money on the table. It’s very stressful trying to communicate with the at-fault driver’s insurance company alone. They know most injury victims aren’t well-versed in tort law, and they can use that against you.
A car accident lawyer will deal with the insurance details on your behalf so you can focus on getting better. They know how to handle insurance companies, and they won’t be afraid to fight for your rights to maximum compensation.
This is why it’s best to contact a trusted car accident attorney in your area as soon as possible after suffering injuries in an accident.
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Your Car Accident Lawyer Can Prove Negligence
To strengthen your claim, your Georgia car accident lawyer will need to prove the four elements of negligence. This involves:
- Duty of care owed to you
- Breaching of duty of care by the at-fault party
- Injuries you sustained due to the at-fault party’s actions
- Damages you’ve incurred as a direct result of the accident
Because you don’t have long to file your car accident lawsuit, you and your legal team must act with urgency following your accident to identify these factors.
Car Accident Lawyers Can Help You Collect Damages
Your car accident attorney can assess your damages and use this information in settlement negotiations with insurance companies. This amount is specific to your case, so the average settlement for a car accident case doesn’t apply.
You can be entitled to financial compensation that covers:
- Lost wages for time you were not able to work due to your injuries
- Medical expenses from hospital visits, prescriptions, and therapy
- Future medical treatment you may require because of your injuries
- Property damage if your car needed repairs following the accident
- Pain and suffering or emotional pain
- Burial and funeral costs in the event of a wrongful death
You might be eligible to pursue additional financial compensation known as punitive damages, which are awarded as punishment to the negligent driver for their actions. Your car accident lawyer can explain what you’re eligible to receive.
Talk to a Georgia Car Accident Lawyer for Free Today
A car accident lawyer can deal with insurance companies for you and help you get the compensation you deserve. Our firm can handle every step of the process for you after your accident.
At John Foy & Associates, we’ve been helping car accident victims in the state of Georgia since 1999. We understand insurance laws, and our car accident attorneys know how to deal with insurance companies.
For over twenty years, our personal injury attorneys have been helping injury victims win the recovery they need, and we’re ready to help you, too. If we don’t win, you don’t pay. Contact us today for a free initial consultation.
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