Ridesharing services are more popular than ever in Alpharetta. Lyft, Uber, and other companies provide quick and convenient transportation options. However, accidents can still happen. If you sustained injuries because of a driver, talk to an Alpharetta ridesharing accident lawyer today.
Ridesharing drivers must drive carefully while on duty. If a driver is not careful, they can cause a severe accident. As a victim of a ridesharing accident, you may be entitled to recovery for medical bills, lost wages, etc.
John Foy & Associates can help. We’ve been helping car accident victims win what they deserve for 20-plus years. Plus, we do not charge a fee unless we win your case. To get started with a FREE consultation, call (404) 400-4000, or contact us online.
How Insurance Works for Ridesharing Accidents in Alpharetta
Insurance coverage for ridesharing accidents is complicated. The coverage depends on the driver’s status when the accident occurred. You might need to file a claim with:
- The ridesharing driver’s insurance,
- The ridesharing company’s insurance,
- Or both.
Ridesharing companies provide insurance for their drivers while on the clock. However, drivers’ own insurance might apply too. Let’s look at how ridesharing insurance coverage usually works.
Off the Clock
Most ridesharing drivers use their personal cars for work. If the driver has their app off and is not accepting rides, their personal insurance applies. The ridesharing company will not cover an accident that doesn’t involve picking up passengers.
If the driver is at fault for your accident, you’d file a claim with the driver’s auto insurance.
On the Clock with No Passenger
If the driver is waiting for a passenger but doesn’t have one yet, the driver’s insurance might apply first. If the insurance company won’t pay for damages, the ridesharing company’s insurer should help. You will probably need to file two injury claims.
Working on a Ride Request
If a ridesharing driver is picking up a passenger or has a passenger in the car, the company’s insurance applies. The biggest ridesharing companies provide $1 million in liability insurance. However, that doesn’t mean it will be easy to get the recovery you deserve.
No matter the driver’s status, contact an Alpharetta ridesharing accident lawyer. Large insurance companies are protective of their costs. You will probably need help from a lawyer to get what you deserve.
When Another Driver Is at Fault
Sometimes, a ridesharing driver is not at fault for the accident. If a third-party driver is at fault, they are responsible for the damages. You would file a personal injury claim with that driver’s insurance.
Auto Insurance for Lyft and Uber Drivers
Lyft and Uber drivers must carry the minimum liability insurance for their state. The auto insurance minimums in Georgia are:
- Bodily injury liability: $25,000 per victim; $50,000 per incident
- Property damage liability: $25,000 per incident
If a driver has the minimum coverage, it might not cover all of your accident costs. If you’re concerned about this, talk to your lawyer.
When to Hire a Ridesharing Accident Lawyer
Liability in ridesharing accidents is complex and confusing. If you suffered injuries in this type of crash, it’s best to hire a lawyer immediately. You will need to deal with at least one insurance company to get what you deserve.
Insurance companies do not like to pay much on injury claims. With companies like Lyft and Uber, there are enormous insurance policies. The insurance company will fight hard to protect their money.
A ridesharing accident lawyer will help protect your rights by:
- Gathering evidence of your accident and the driver’s fault.
- Calculating your total accident damages.
- Building a strong personal injury claim.
- Communicating with the insurance company on your behalf.
- Negotiating for a fair settlement.
- Making sure the insurer does not take advantage of you.
The insurance company might try to blame you for the accident. They could downplay your injuries and make you doubt yourself. If you say something without a lawyer present, the insurer could use your statements against you.
Contact a lawyer as soon as possible to protect yourself. Your lawyer can handle the legal side of things while you focus on healing from the accident. Plus, insurance companies are more likely to make a fair offer if you have a lawyer on your side.
At John Foy & Associates, we do not collect a fee unless we win you compensation. You can get started today without any upfront costs. To schedule a FREE consultation, call us at (404) 400-4000, or contact us online.
Your Legal Rights After Ridesharing Accident Injuries
If a ridesharing driver caused your accident, they are legally liable. You should not have to pay for accident injuries that you didn’t cause. You have a legal right to seek compensation for your losses.
Common ridesharing accident damages include:
- Medical bills
- Prescription medications
- Future treatment costs
- Lost wages
- Loss of earning capacity
- Property damage
- Pain and suffering
Your costs are probably much higher than you realize. A lawyer can account for any future medical expenses you might have. They can also calculate your emotional injuries like mental anguish or pain and suffering.
Before discussing your accident with anyone, contact a ridesharing accident attorney. An experienced lawyer will know how to protect your rights. They’ll work to get you the fullest compensation possible for your losses.
Talk to an Alpharetta Ridesharing Accident Lawyer for Free Today
Ridesharing accidents can happen out of nowhere. You’re just trying to get to your destination when a crash occurs. One thing’s for sure: you shouldn’t pay for someone else’s negligence.
At John Foy & Associates, our ridesharing accident lawyers have the experience and knowledge to help. With over 20 years of experience, we know what it takes to win cases. Plus, we do not charge a fee unless we win your case.
Contact us today to get started with a FREE consultation. We’ll discuss the details of your accident and how we can help. To schedule your FREE consultation, call us at (404) 400-4000, or contact us online.