If you are involved in a car accident in Georgia, there is a chance that an insurance claim can be filed against you. At this point, you may have no idea about how to dispute the claim. Fortunately, an Atlanta car accident lawyer can work with you to contest the claim and help you resolve it in as little time as possible.
At John Foy & Associates, we have been fighting and winning auto accident cases and many others for over two decades. If you need legal help to dispute a car insurance claim against you, please let us know. Our car accident lawyer can review your case and help you build your argument.
There Are Several Things You Can Do After a Car Insurance Claim Is Filed Against You
The effects of a car accident can linger in the days, weeks, and months following the incident. For example, you may get hurt in an auto accident that occurs through no fault of your own. In addition to getting medical care due to any accident-related injuries, you may receive a car insurance claim against you, even though you were not responsible for the incident.
If someone files an auto insurance claim against you, try not to panic. Take the claim seriously, do not ignore it, and remember that you can contest it. Here are things that you can do to dispute the claim:
File an Appeal
Most insurance companies have a process for filing an appeal against a claim. You will have the opportunity to explain why you are appealing the claim against you. Also, you can provide direct and circumstantial evidence to support your appeal.
Gather as Much Evidence as You Can
You can provide copies of medical bills, photos from the accident scene, and other pieces of evidence. Any evidence that you share should show the insurance company why you were not at fault. Your evidence should be compelling, to the point where it makes it clear to an insurance company that you are not responsible for the accident.
Hire an Attorney
When in doubt about how to respond to a car insurance claim, it pays to have an experienced lawyer at your side. Your attorney can walk you through all of the options at your disposal to dispute the claim against you. They can provide tips, recommendations, and insights to ensure that you present a strong argument to contest the claim as well.
John Foy & Associates is a law firm that has handled many car accident lawsuits to date. If you want help disputing a car insurance claim against you, please get in touch with us. Our car accident lawyer can provide you with the legal help you need to achieve your desired results.
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A Car Insurance Claim Against You Can Cause Your Premiums to Go Up
If you receive a car insurance claim against you, there is a good chance that your auto insurance premiums will be affected. This is common practice among car insurance companies. Your auto insurance premiums may go up, even if a false claim is filed against you.
Ultimately, it is in your best interests to dispute an auto insurance claim against you. In the short term, disputing the claim will not necessarily help you avoid having your car insurance premiums increase. Yet, if you prove that a claim against you was untrue, your auto insurer may lower your premiums.
One of the best things you can do if someone claims you are responsible for a car accident is dispute the allegation. A car accident lawyer can help you do just that. In some instances, the lawyer may be able to show that the other driver was responsible for the accident, and that you deserve to be awarded damages.
You Have Only a Limited Amount of Time to Request Compensation After a Car Accident
In Georgia, there is a two-year statute of limitations in which you can seek damages after an auto accident. This period takes effect on the day of your accident. If you do not pursue compensation after your accident, you lose the right to do so at a later time.
Rather than wait to have a car insurance claim filed against you, it can be beneficial to hire an attorney immediately following your auto accident. Your lawyer will make sure that you request an appropriate amount of damages from anyone responsible for your accident. Plus, they can file your lawsuit in alignment with Georgia’s statute of limitations.
After your car accident lawsuit is filed, you and your attorney will work together to build your case. Your attorney can help you collect and assess evidence and make sure that you are prepared for your trial date. They may be able to negotiate a settlement, too.
A Settlement Lets You Resolve Your Car Accident Case Before a Trial Is Needed
Although the driver responsible for your car accident may be tempted to file a false car insurance claim against you, they may struggle to put together a compelling argument. Meanwhile, if you hire a car accident attorney, you can develop an argument that shows why damages should be awarded. If the party responsible for your car accident realizes you have a strong case against them, they may be inclined to offer a settlement that lines up with your expectations.
If you receive a settlement offer, there is no requirement to accept it. You and your lawyer can review the proposal and weigh its pros and cons. If you are not satisfied with a settlement, you can decline it without penalty.
Comparatively, if you get a settlement that you believe is fair, you can approve it. When this happens, your attorney will make sure that your settlement is paid promptly. Once you receive your compensation, your auto accident case is closed.
Get Legal Help with Your Car Accident
If you want to dispute a car insurance claim against you or file an auto accident lawsuit, the team at John Foy & Associates can help you out. To get started, please contact us today.