How to Negotiate a Settlement With Safeco

You may get compensation through an insurance settlement with Safeco after a collision in Georgia. Our team at John Foy & Associates can help you review how to negotiate a settlement with Safeco, and we can take on your legal needs. 

We have decades of legal experience and the resources to guide clients through each step of the legal process, including filing a claim, reviewing settlement offers, and issuing counter offers. Find out more with an Atlanta car accident lawyer. 

You can fill out our online contact form or call to get started.

How Do You Handle Negotiations with Safeco?

You may decide to settle out of court with Safeco after a motor vehicle accident. In some cases, settlements are straightforward. For example, you may quickly accept a settlement after an accident that caused only minor property damage. 

However, accidents involving considerable damage or injuries often involve complicated negotiations. Safeco may attempt to minimize your compensation or even deny your claim. You can meet these challenges head-on by hiring a personal injury lawyer to negotiate for you. 

Hiring a lawyer to handle negotiations means you’ll have professional help. Our team has decades of experience and the resources to push back against unfair strategies by the insurance company. We handle your legal needs so you can focus on recovering. 

Does Safeco Negotiate Fairly After an Accident?

Safeco has handled insurance claims for almost a century. The company has operated as part of Liberty Mutual Insurance since organizational changes in 2008, and they focus on minimizing or denying claims to protect their profit margins. 

While insurance agents may act like your friends, they focus on undervaluing claims in most cases. For example, they may:

• Start negotiations with an offer far under the fair value of your losses
• Downplay the injuries caused by your accident
• Engage in stalling tactics to put off covering your losses
• Refuse reasonable settlement offers 

Fortunately, you do not have to deal with questionable insurance practices alone. You can get professional help. Our team can provide detailed information about how a car accident settlement works and stand up for you.

How Do We Prepare for Safeco Negotiations?

We believe in going into all car accident settlement negotiations well-prepared. We collect documentation and other evidence to support your claim, allowing us to fully demonstrate the extent of your financial losses and giving us an advantage during negotiations. 

We examine all your losses, assigning a monetary value to the effects of your accident. Depending on your situation, we may push to bring you compensation to cover your: 

Current and Future Healthcare Costs

In some cases, Safeco may have to cover the costs of your emergency care, medical assessments, procedures, medications, and rehabilitation. We gather records to show that your injuries came from your accident. 

Property Damage

Your insurance settlement may provide you with funds to cover the costs to repair or replace your vehicle. You may also receive funds for other property damaged in your collision. 

Lost Pay

Your lawyer may help you seek funds to cover your lost wages and diminished earning potential. We work with your employer to determine how much time you took off work to recover following a head-on, rear-end, or side-impact accident. 

Non-Economic Losses

Your settlement may also cover the emotional pain and mental anguish caused by your accident. We look at the cost of lost consortium or companionship and factor these effects into your request for compensation. 

How Much Compensation Do You Get Through a Settlement? 

We can help you determine how much your car accident settlement is worth. The damages you receive will depend on the losses associated with your accident, so we carefully assess each claim on an individual basis. 

You can help us determine fair compensation for your claim by keeping copies of all your medical forms and other documents showing your expenses. 

What if Safeco Refuses to Negotiate Fairly?   

In some cases, Safeco may refuse to fairly cover your losses, even after a period of negotiations. Your attorney may recommend filing a lawsuit against the at-fault party in this situation. 

Lawsuits generally take longer to resolve and may require you to pay court fees. However, they provide another option for you to seek maximum damages for all or your losses. In some cases, the threat of litigation can prompt insurance agents to treat you more fairly. 

Speak to Us About Negotiating with Safeco 

Are you ready to learn how to negotiate a settlement with Safeco? A car accident lawyer from John Foy & Associates can guide you through the settlement process, help with negotiations, and track all the losses caused by your collision. 

You can take charge of your legal claim today by calling or completing our online contact form.