How to Negotiate a Settlement With American Family Insurance

Our team at John Foy & Associates can help you learn how to negotiate a settlement with American Family Insurance after a car accident in Georgia. The process typically involves providing evidence regarding your losses and reviewing all offers from the company. 

An Atlanta car accident lawyer can take care of negotiations on your behalf. We have decades of experience and the resources to stand up to powerful insurance companies that may try to deny your compensation. 

Discuss your next steps now by calling or filling out our online contact form.

How Can You Negotiate with American Family Insurance?

American Family Insurance started issuing insurance policies in the 1920s and has grown immensely since that time. The insurance group also includes other carriers, like The General, and operates with a focus on the bottom line. 

Negotiating with American Family Insurance requires dedication and the resources to stand up to insurance agents. You can take on these challenges with help from a lawyer from our team at John Foy & Associates. 

We understand the strategies American Family Insurance can use to try to dismiss your claim, such as: 

• Issuing a low initial settlement
• Denying the severity of your injuries or claiming they came from a pre-existing condition
• Trying to stall during negotiations to wear you down

We know how to counter these techniques used by insurance agents, providing our clients with comprehensive legal assistance. 

How Do We Negotiate From a Place of Strength?

Our legal team has extensive experience and the resources to dig into the facts surrounding your accident, allowing us to build a solid claim to bring you compensation. We evaluate all of the damages you sustained, collecting documentation regarding your:

Healthcare Costs 

We gather medical bills and documents from healthcare professionals to demonstrate the full scope of your losses. You may receive funds to cover emergency care, a stay in the hospital, medications, and physical therapy. 

Property Damage

You may qualify for funds to cover any repairs on your property after an accident. For example, we can help you secure damages for vehicle repairs. 

Lost Pay

Our team tracks the wages you lost during your recovery after an accident. You could get damages for lost bonuses or raises, depending on the amount of time you had to take off work. 

We also consider damages for lost earning potential for clients who sustain a disabling injury in an accident.

Pain and Suffering

Finally, we can focus on the value of possible non-economic losses. Your lawyer may discuss the mental anguish and emotional pain you experienced after an accident, factoring these issues into the negotiation process. 

We understand the importance of understanding the value of your claim before we begin negotiations so we know what to expect from an acceptable settlement offer. 

How Much Compensation Do You Get Through Negotiations?

We focus on accurately determining how much your car accident settlement is worth. We look at all of your losses on an individual basis and use this information to provide personalized information about possible compensation.

Each individual injured in a car accident receives a different amount of damages, so we only offer information about compensation after reviewing a case carefully. 

What Documents Do You Need to Negotiate a Settlement?

Insurance companies like American Family Insurance take every opportunity possible to deny claims. Our team stands up to these efforts and collects evidence to support claims for our clients. 

We may look for copies of your:

• Accident report 
• Pictures taken at the accident scene
• Surveillance video from the accident
• Any medical records related to your care
• Prescriptions from doctors

This information provides solid proof to back up what you say happened in an accident. Thorough documentation also helps us show that the accident directly caused all of your injuries. 

You can help your lawyer prepare for negotiations by promptly going to the doctor and keeping any paperwork you receive. We also recommend taking pictures of the accident scene and getting contact information from eyewitnesses. 

How Long Do American Family Insurance Settlement Negotiations Take?

The time settlement negotiations take varies based on many different factors. Individuals with more complex losses may face longer negotiations. Generally, the process takes a few months, though it may take longer if your lawyer advises you to file a lawsuit. 

We may suggest suing the at-fault party if insurance agents refuse to take your losses seriously or engage in extensive stalling tactics. 

Speak to Us About Negotiating with American Family Insurance

Our team at John Foy & Associates can help you determine how to negotiate a settlement with American Family Insurance after a car accident. We put you first and review your specific claim as we build a solid request for maximum damages.

Call or complete our online contact form to learn more.