How Do I Know if I Qualify for Social Security Disability in Georgia?

To know if you qualify for Social Security Disability in Georgia, you can review the Social Security Administration‘s (SSA) criteria for granting Social Security Disability Insurance (SSDI) benefits.

An Atlanta Social Security Disability lawyer can review your situation and help you determine if you qualify for these benefits. An attorney can also help you apply for benefits or assist with an appeal if the SSA denies your initial application.

How Do You Know if You Qualify for Social Security Disability in Georgia?

The SSA clearly explains who can get disability benefits. Reviewing the eligibility requirements provided by this government agency can help you determine if you qualify for SSDI in Georgia.

An attorney can provide more information on eligibility requirements for these benefits, so you know what to expect before you begin the application process.

What Are SSDI Benefits?

Social Security Disability benefits serve as insurance for people who can’t work because of a medical condition. However, the process is more complicated than it sounds.

If you submit an application for Social Security Disability (SSD), you’ll need to understand what those who review your application are looking for to confirm that you qualify for benefits.

You can learn more about what SSDI is and how it works with a lawyer.

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Qualifications for Social Security Disability in Georgia

All applications go through the Social Security Administration (SSA). To qualify for SSD benefits, you need to meet the following criteria:

• Worked in a job that paid into Social Security taxes for a certain length of time
• Have a medical condition that the SSA considers a disability
• Unable to work because of that medical condition, which should last 12 months or more

An attorney can give you more information about these requirements.

You Need Work Credits to Qualify for SSDI

You must have a certain number of “work credits” to qualify for the work portion of SSD. For most people, the minimum work credits are 40 overall, with 20 being earned within the last 10 years before you became disabled. If you are a younger worker, you may be eligible with fewer credits.

The way workers earn credits has changed throughout the years, but currently, you can earn up to four credits per year if you’re working and paying Social Security taxes. If you’ve worked a significant portion of your lifetime, chances are good that you’ve earned enough credits to meet the minimum for benefits.

If you don’t have enough work credits, you won’t qualify for benefits. However, you can earn more if you return to work at any time. Your work credits stay on your record.

Situations That Can Prevent You From Applying for Benefits

You cannot apply for benefits if you were already denied disability benefits within the last 60 days, or if you are currently receiving benefits on your Social Security record.

How Do I Know if My Medical Condition Qualifies?

The Social Security Administration’s List of Disabling Conditions provides criteria for approval with different medical conditions. The SSA divides the listed impairments into 14 sections, each with information on how the SSA defines and evaluates the conditions.

Your doctor will need to be familiar with the criteria for your condition if they are submitting statements on your behalf for your application. Be sure your doctor understands how your medical condition prevents you from working and impairs other areas of your life so they can detail that in their records.

You do not necessarily have to have one of the conditions listed to qualify for benefits. However, if your medical condition is not on the SSA list, they will determine if it’s as severe as another condition on the list. A lawyer can explain what conditions automatically qualify for SSDI.

Getting Approved if You Qualify

Although the qualifications seem straightforward, actually getting approved is another matter. When you submit your application, the SSA uses a specific review process to determine your eligibility.

For example, your medical condition must be severe enough to meet the SSA’s disability criteria. The SSA maintains a Listing of Impairments, which includes conditions that may qualify for benefits.

The condition must significantly limit your ability to perform even basic work-related activities, such as walking, sitting, standing, lifting, and remembering, for at least a year.

Determining Substantial Gainful Activity (SGA)

Your condition must prevent you from performing what’s known as substantial gainful activity (SGA) for you to qualify for benefits. SGA basically means work in which you make more than a certain amount each month.

The exact amount you can make changes each year. This amount does not include income you might be receiving from sources other than employment, such as investments or interest. If you earn more than the limit allowable by the SSA each month, the SSA will not consider you disabled. 

Otherwise, they’ll determine whether you’re able to perform the work of your last job or jobs you had in the last 15 years. If the answer is no, the SSA will see if you can still perform other types of work.

They’ll also consider facts about you, like your education level, age, skills you’ve learned, and all limitations you have.

Can Disabled Spouses Receive Benefits?

If a worker who paid into Social Security dies, their widow, widower, or divorced spouse may qualify for the worker‘s benefits if they are disabled. They’ll need to meet the following criteria:

• Between the ages of 50 and 60
• Became disabled before or within seven years of the worker’s death
• Has a condition that meets the SSA definition of disability

A lawyer can review your situation and determine if you qualify for benefits as a disabled spouse. An attorney can go over all the factors that would potentially impact your ability to receive SSDI benefits. 

Contact Our Attorneys Today if You Need Help With Your Social Security Disability Application

So, how do you know if you qualify for Social Security Disability in Georgia? Going over the requirements of the SSA or speaking with an attorney can help you determine if you qualify for benefits. 

Many Social Security Disability applicants get their first application (or more) denied, even if they should qualify. At John Foy & Associates, our Social Security Disability lawyers can help you strengthen your application or appeal a denial. We can also help you determine if you qualify and make sure your application includes all of the required information.

Don’t consider a denied application to be the end of the road. You have options. For a FREE consultation to go over your application, call us today or fill out the form on this page to get started today.