If you were in an accident involving an Uber or Lyft vehicle in Columbus, you have rights. Our trusted lawyers can determine if you deserve compensation for your accident costs. You might be entitled to a full financial recovery.
Our Columbus Uber and Lyft rideshare accident lawyers know what to do. At John Foy & Associates, we have over 20 years of experience helping injured clients. If you were not at fault, call us today. Call (404) 400-4000 or contact us online for a free consultation. We are available 24/7 to take your call.
Can You Sue Uber or Lyft for an Accident?
You probably cannot sue the company directly after an accident with a driver. Uber and Lyft drivers work as independent contractors, which means the company can avoid liability in most cases.
However, ridesharing companies do provide insurance coverage for their drivers in some circumstances. If you were injured because of a rideshare driver, the driver’s or ridesharing company’s insurance should cover the costs.
Suing the Company as a Lyft or Uber Driver
As a driver for Uber or Lyft, you might be able to sue the company. You must have some evidence of misconduct from the company towards you.
If you believe the company wronged you, contact a lawyer. You’ll need to know your options.
If you were injured in an accident as a driver, you’ll need to turn to the at-fault driver. In Georgia, the responsible driver in a crash pays for the damages. You’ll probably need to file a claim with the driver’s insurance company.
Uber also provides the following insurance if someone else causes an accident:
- Uninsured/underinsured motorist coverage: This coverage helps pay for damages if the at-fault driver doesn’t have enough insurance or hits and runs. Coverage is at least $250,000 and varies by state.
- Comprehensive and collision coverage: Uber covers physical damage to a driver’s car if the driver maintains comprehensive and collision coverage on their own policy.
If you were not at fault, your options will depend on the other driver. It’s best to speak with an experienced lawyer as soon as possible.
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What Happens if Your Lyft or Uber Driver Gets into an Accident?
Most clients who come to us after an Uber or Lyft accident were:
- Passengers in an Uber or Lyft
- Drivers of another vehicle involved in the accident
- Passengers of another vehicle involved in the accident
Insurance coverage for a ridesharing accident depends on the situation. The company does cover accidents, but only in some instances.
Coverage When the App Is Off
If you’ve ever called for an Uber or Lyft, you’ve probably noticed the drivers use an app.
If the driver is signed out of the app and not receiving rides, an accident is not covered. The driver’s own insurance applies.
Coverage When Waiting for a Request
If the driver is waiting for a ride request when they cause an accident, the driver’s insurance applies first.
Most personal insurance policies don’t cover ridesharing accidents. If the driver’s insurance doesn’t cover the accident, Lyft provides third-party liability coverage.
Lyft insurance includes:
- $50,000 per person for injuries
- $100,000 per accident for injuries
- $25,000 per accident for property damage
Some of these details might vary by state.
Coverage When Picking Up or Transporting
If a driver is heading to pick up a passenger or has a passenger, Lyft covers the ride. If an accident happens, Lyft should provide $1 million in third-party liability coverage.
That’s a lot of coverage, but don’t be fooled. The company and insurer will do what they can to hold onto their money.
If you were injured in an Uber or Lyft accident, speak with a lawyer. You will almost surely need professional legal assistance to know what to do.
To get a free consultation with John Foy & Associates, call us at (404) 400-4000 or contact us online.
Columbus Uber and Lyft Rideshare Accident Lawyer Near Me 404-400-4000
What Insurance Covers After an Accident
As the injured party, you can seek compensation for your costs.
The at-fault party and their insurance company should pay. But you’ll need to request compensation for all of your damages.
Here are the damages you might have.
Even minor accidents can require costly medical treatment. As everyone in Columbus knows, medical care is not cheap.
Thankfully, you can include all of your treatment costs in your claim. Expenses can include:
- Doctor and hospital bills
- Prescription drug costs
- Physical therapy
- Blood tests and imaging tests
- Long-term treatment needs
It’s best to receive all of your treatment before filing your claim. If you need long-term care, your lawyer can help estimate your future costs. You shouldn’t have to pay for any lingering expenses from the crash.
Accident injuries can affect your ability to earn a living. Your lawyer will add up all lost income since the accident. They’ll also calculate future income you might have lost because of the accident.
Many accident victims cannot work the same after their incident. If the crash affects your income, talk to a lawyer immediately.
Pain and Suffering
Financial damages are about compensating you for your costs, such as your medical bills. But pain and suffering damages are about what you’ve suffered.
An accident can impact your life in so many ways. You might be unable to enjoy life as you could before. Many victims have long-term physical or mental suffering.
Our lawyers can calculate what pain and suffering damages you can recover after your accident. These damages are difficult to determine, so speak with a lawyer who has experience with Uber and Lyft collisions.
Talk to a Columbus Uber and Lyft Rideshare Accident Lawyer for Free
Don’t wait to get help after an Uber or Lyft accident you didn’t cause. Call John Foy & Associates for the power of the “Strong Arm” today. There is no fee unless we win your case for you. Call us at (404) 400-4000 or contact us online for a free consultation.