When an employer in Dublin carries workers’ compensation insurance, their workers are covered from the first day of employment. In Georgia, almost all employers are required to carry this coverage, but too many workers struggle to get all of the benefits they deserve. If you are worried about your workers’ comp after a work injury, you’ll want to speak with a Dublin workers’ compensation lawyer about your options.
It does not matter your job title, salary, or how many hours you work. If you are a regular employee in Dublin, you are probably covered by workers’ compensation. At John Foy & Associates, we are here to make sure you get all of the benefits workers’ comp entails, and we’re not afraid to fight for your rights.
Contact us today for a FREE consultation. We’ll go over the details of your injury and your workers’ comp situation. If you decide to work with us, there is no fee unless we win you money. Call (404) 400-4000 or contact us online to get your FREE consultation today.
How Workers’ Compensation Started in Georgia
Workers’ compensation is a government program that was officially adopted through the Workers’ Compensation Act of 1920. Most states put this system into practice between 1911 and 1920. Georgia was the 42nd state to adopt workers’ compensation.
The rise of industrialization greatly increased the number of work-related injuries, and there was not enough protection for injured workers and employers. Before, workers had to prove that their injuries were caused by negligence from their employer, which is the legal structure of personal injury claims today. However, workers with injuries from work strain or natural conditions did not have a way to get compensation.
Workers’ compensation, or simply workers’ comp, is in place today to provide immediate medical and income benefits to workers who become injured on the job. It’s a “no-fault” system, meaning the worker does not need to prove any negligence to receive benefits. If the injury happened during the course of the worker’s employment, they should be covered under workers’ comp.
Workers’ Compensation is Insurance
In Georgia, businesses with three or more regular workers are required to carry workers’ compensation. They purchase this coverage from an insurance company that should provide benefits to workers who file a claim. From the first day of work for a worker, they are covered by this insurance in the case of a work injury.
Unfortunately, insurance companies are not known for having a claimant’s best interests at heart. They will look for ways to reduce how much they have to pay on each claim to protect their bottom lines. So, if you are filing a workers’ compensation claim, it’s a good idea to protect yourself with a Dublin workers’ compensation lawyer.
Your workers’ comp lawyer can make sure:
- Your claim encompasses all of your medical costs and missed work time.
- The insurance company does not try to intimidate you into accepting less than you deserve.
- You are not pressured to return to work before you’re fully recovered, which can cause you to miss out on certain benefits.
To schedule a FREE, no-obligation consultation with an experienced workers’ compensation lawyer in Dublin today, call John Foy & Associates at (404) 400-4000 or contact us online today. There is no risk to you because we don’t charge a fee unless we win you money.
Benefits Covered By Workers’ Compensation in Dublin
Under workers’ compensation, you should be able to receive medical benefits and income benefits after a work injury.
The medical benefits include compensation for costs like:
- Medical treatment, tests, surgeries, and more
- Prescription medications
- Physical therapy and
- Travel costs to and from medical appointments
You’ll want to keep close track of all medical costs so you can know the full extent of the compensation you deserve.
Besides medical benefits, you can also receive income benefits if your injuries prevent you from working. If you are out of work for more than seven days, you can begin receiving temporary total disability (TTD) benefits:
- TTD is paid at two-thirds of your average weekly wage or up to $675 per week.
- You cannot receive TTD for more than 400 weeks.
- These benefits are meant to provide you with regular income until you have reached maximum medical improvement (MMI) and are able to return to work.
You can also receive income benefits if you are able to return to work but are earning less because of your injury. Temporary partial disability (TPD) benefits are paid at two-thirds of the difference between your average weekly wage before and after your work injury. TPD benefits are capped at $450 per week.
If you have a catastrophic injury that leaves you with a permanent disability, you may be able to receive further income benefits, possibly for life. To learn more, speak with a knowledgeable workers’ compensation lawyer in Dublin.
All Injuries On the Job Are Covered
It’s a common misconception that an injury must happen while performing job duties to be covered by workers’ compensation. In reality, any injury is covered as long as it happens during the course of your employment.
It doesn’t matter exactly where the injury happened at work, who caused it, or whether or not it was related to the duties of your work. Again, if it occurred during your regular employment, it’s covered.
Although many workers’ comp cases are filed from employees in more dangerous industries, such as construction, any worker can receive workers’ comp benefits if they were hurt at work.
Speak with a Workers’ Compensation Lawyer in Dublin, GA for Free Today
If you were hurt on the job in Dublin, you should know your rights as a worker. Workers’ compensation should provide you with the benefits you need to recover from your injuries as much as possible and return to work. At John Foy & Associates, we can help protect your legal rights and seek the full compensation you deserve.
Contact us today and we’ll give you a FREE consultation and case evaluation. Call us at (404) 400-4000 or contact us online to get started with your FREE consultation today.