If you are injured in a motorcycle accident, the biggest stressors unfortunately don’t end with the crash. You are likely facing a lot of medical costs, missed work time, and even mental anguish that has you worried about where to turn. Thankfully, if you have a motorcycle accident lawyer on your side, they can deal with the claims process and the insurance company for you.
You are probably entitled to seek compensation through a claim with the at-fault party’s insurance company, but the insurance company will not make it easy. They will look for ways to reduce what they have to pay you. To make sure you don’t get taken advantage of during the process, you’ll want to work with a motorcycle accident lawyer who knows how to stand up to insurance companies.
At John Foy & Associates, we are not afraid to fight for your rights and protect you from insurance companies’ tactics. Our lawyers have been helping motorcycle accident victims win the compensation they deserve for more than 20 years. Let us give you a FREE consultation to go over the details of your case and how we can help. Call (404) 400-4000 or contact us online to get started today.
How Insurance Companies Make Things Difficult After a Motorcycle Accident
Unfortunately, insurance companies care most about their bottom line—in other words, their money. They will not be excited about receiving a personal injury claim from the victim of a motorcycle accident. Insurance companies are notorious for employing tactics like the following after an accident:
- Blaming the victim for the accident
- Using prejudice or biases to make a motorcyclist seem at fault for the accident or otherwise irresponsible in the crash
- Trying to say that your injuries are not as bad as you’re claiming
- Contacting you and intimidating you
- Offering you a lowball settlement and making you feel like you cannot pursue more money
Getting the full compensation you deserve is especially difficult in a motorcycle accident because many people have unfair biases against motorcycle riders. They might have prejudices that lead them to believe bikers are reckless, speeders, or see themselves above the law. Although these are blanket statements without evidence in your case, the insurance company might use them to undermine your case.
Insurance companies also know that motorcycle accident victims are often in a lot of pain and worried about how to pay for their medical costs and account for lost wages. They are hoping they can offer you a lowball settlement or get a statement from you that forces you to close your case and not be able to pursue more.
Thankfully, a motorcycle accident lawyer knows better—and they can protect you from the insurance company’s antics.
How a Motorcycle Accident Lawyer Deals with Insurance Companies
No matter how nice they might seem in commercials, insurance companies do not have your best interest in mind. Again, they care most about making more money and losing as little money as possible. That’s why we highly recommend protecting yourself by hiring a motorcycle accident lawyer after your accident.
A lawyer who specializes in motorcycle accidents will know how to deal with the insurance company. (Plus, most motorcycle accident lawyers—like John Foy & Associates—do not charge a fee unless they win you money, so it’s risk-free to hire them.)
Here are some of the ways your lawyer will handle the insurer for you during your case.
Building a Strong Motorcycle Accident Claim
Experienced motorcycle accident lawyers know how to gather, compile, and present evidence from an accident in the most efficient and compelling ways possible. They know that insurance companies will be looking for holes or weak points in your claim. They will work to build the strongest case possible for you.
Insurance companies know that most motorcycle accident victims have never been in this situation before, let alone dealt with an insurance claim. However, if you have legal representation from the beginning, it will show the insurance company that you are serious about seeking the compensation you deserve.
An insurance company is more likely to offer a higher settlement if they can see you have an experienced and well-known lawyer working for you. Plus, your lawyer can handle all of the frustrating paperwork that comes with the post-accident legal process—so you don’t have to.
Protecting Your Legal Rights
Everyone has a legal duty to act in a way that does not harm others. If a motorist breaches that legal duty by acting in a way that causes an accident, the victim of that accident has a right to recover damages (Georgia Code § 51-1-6). Your lawyer will make sure this legal right is upheld during your case.
Insurance companies often reach out to victims soon after their accident looking for information that can be used against them later. That’s why we advise that you:
- DO NOT sign anything from the insurance company without approval from your attorney
- DO NOT agree to being recorded or giving a recorded statement
- DO NOT accept any money from the insurance company without speaking to your attorney
By dealing with the insurance company for you, your motorcycle accident lawyer is protecting your legal rights and making sure the insurer doesn’t do anything to trick you or undermine your case.
Negotiating for a Fair Settlement
Injury victims who do not seek legal counsel often end up being under-compensated (or not compensated at all) for their damages. The insurance company will typically offer a lowball settlement that doesn’t come close to covering all of your economic and non-economic damages.
Your lawyer will deal with this, too. They’ll work to negotiate with the insurance company for a settlement that is actually fair to you.
Filing a Motorcycle Accident Lawsuit
If the insurance company won’t budge on a higher settlement that can cover your damages, your motorcycle accident lawyer can file a lawsuit to begin taking your case to court.
There are several opportunities before you actually make it to trial for the insurance company to negotiate. Many times, a settlement is reached before the trial actually happens. However, if you do end up needing to go to court, your lawyer will be there every step of the way to handle the insurance company and fight for you.
Talk to a Motorcycle Accident Lawyer for Free Today
At John Foy & Associates, we are here to protect the rights of injured bikers—and we are not afraid to deal with the insurance company for you. Call us today at (404) 400-4000 and we’ll give you a FREE consultation to discuss your case and how we can help. Call (404) 400-4000 to get started today.