How to Negotiate a Settlement With Liberty Mutual

You may wonder how to negotiate a settlement with Liberty Mutual after a car accident in Georgia. Generally, the negotiation process requires you to file a claim, review any offers the company makes, and submit counteroffers backed by evidence that supports your request. 

An Atlanta car accident lawyer from our John Foy & Associates team can help you with the settlement process. We have over 20 years of experience and can take over negotiations on your behalf, giving you time to recover. 

Find out more by calling or completing our online contact form.

How Do You Begin Negotiations with Liberty Mutual?

You may not immediately begin settlement negotiations after a car accident. Generally, you must take a few steps first, including:

• Reporting the accident to the police
• Seeking medical care for all of your injuries
• Notifying your insurance company of the wreck
• Contacting a car accident lawyer

Once you’ve taken care of these steps, your attorney may provide information about negotiations, which may involve submitting a claim directly to Liberty Mutual regarding the at-fault driver’s liability. 

Should You Let Your Lawyer File Your Insurance Claim?

Your attorney may file this claim on your behalf. Liberty Mutual has operated as an insurance company for over 100 years, currently operating as the fifth largest insurer for property and casualty.

The company maintains its status and bottom line by striving to deny claims for compensation. Therefore, we often advise hiring a lawyer to file a car accident claim with Liberty Mutual. 

A legal professional can protect your case and help you avoid mistakes that can reduce your compensation. 

How Do Lawyers Negotiate a Settlement?

Working with a lawyer means you’ll always have professional assistance negotiating maximum compensation. Your lawyer can handle negotiations by:

Communicating with Insurance Adjusters 

Our team skillfully handles all communication with Liberty Mutual. We focus on:

• Clearly conveying your position and compensation goals
• Analyzing all offers made by the insurance company 
• Working towards a strong agreement 

We understand the strategies that Liberty Mutual insurance agents often use and know how to counter them. We can give you an advantage through our experience and legal understanding. 

Calculating the Value of Your Claim

We determine an acceptable minimum settlement amount to cover your losses before we begin negotiations. This step allows us to confidently focus on getting compensation for all your documented losses. 

Depending on the facts surrounding your claim, we may focus on bringing you funds to cover your:

• Current and future healthcare costs 
• Lost wages, bonuses, or raises
• Diminished earning potential
• Vehicle repair costs 
• Pain, suffering, and emotional anguish
• Lost companionship

We can push beyond the automated system used to handle many insurance claims, which may undervalue the cost of your accident. We focus on the unique losses you experienced and take our time to handle these negotiations. 

We review offers Liberty Mutual makes, compare them to your losses, and send back counteroffers when appropriate. If the company makes a fair deal during negotiations, we’ll bring it to you so you can consider this legal option. 

Do You Have to Settle with Liberty Mutual?

Insurance companies like Liberty Mutual often try to deny drivers fair compensation after an accident. Your lawyer may offer options beyond a settlement in this situation. For example, we may suggest that you file a personal injury lawsuit to secure damages. 

How Long Does it Take to Settle With Liberty Mutual?

It’s natural to wonder how long an insurance settlement takes. Insurance adjusters often try to resolve claims quickly. They may try to push you to accept their first offer to get the claim wrapped up. 

However, we recommend taking time to assess the offer and engaging in negotiations. Your lawyer may take several months to work out a fair settlement. We give each case we handle the personal time and attention it needs. 

How Can You Help Your Lawyer with Liberty Mutual Negotiations?

You can support your lawyer throughout the negotiation process by pursuing all necessary medical care and offering up any documentation that supports your story of events. You can also avoid actions that could damage your claim.

For example, we recommend against:

• Prematurely signing releases 
• Giving Liberty Mutual a recorded statement 
• Accepting the initial settlement offer 
• Communicating directly with the insurance agent

Ensure you provide your attorney with honest information about your injuries and necessary treatment. Moving promptly can strengthen your claim, so we recommend getting medical care immediately after an accident. 

You can get personalized information about your next steps by contacting us for help. 

Speak to Us About Negotiating a Settlement with Liberty Mutual

Want to know how to negotiate a settlement with Liberty Mutual? A car accident lawyer in Atlanta can help you navigate through this complicated legal process. Our team at John Foy & Associates stands ready to represent your best interests today. 

You can call or fill out our online contact form to learn more.