If you’ve been injured in a car accident in Covington, you need to speak to an attorney. Many car accident victims have no idea how expensive their injuries will end up being until after they have agreed to a quick insurance offer. Even injuries that seem minor, like whiplash, can develop into much more serious or ongoing problems. For more serious injuries a single car accident can end up costing you $100,000 or more. You need to make sure you get all of the money you’re owed, so that you can come out of your accident with no medical bills. A good Covington car accident lawyer can help you.
Let John Foy & Associates help. Our firm began as a small local law office and has grown to become one of the most respected car accident firms in the state. For 20 years, we have made it our mission to help the victims of accidents and injuries and get you the most money possible. We believe in only representing the victims, never the big insurance companies. We want to be the one who stands up for you and your family and helps you get the money you need to recover from a serious accident. Find out what we can do for you. Call John Foy & Associates at 404-400-4000 and get a free consultation today.
Why do I need a Covington car accident lawyer? Why not just take the insurance money?
Oftentimes after an accident the insurance company will offer you quick money with no lawyer needed. They may even send you a check in the mail, just as you get your first doctor bill or your car repair estimate. At a glance, this check can seem like a lifesaver. But it always comes with strings attached.
To take the money from the insurance company you have to sign a release. This is a form that says you give up your rights to all additional compensation. That would be fine if they were offering you enough to cover all of your long-term costs—but it’s often too early to even know how much those costs are. You may end up accepting a check for $20,000 only to find out later that you have medical bills worth $50,000 or more.
Some insurance companies will use tactics that go even lower. This can include:
- Making you wait months while they say they’re reviewing your claim, knowing you’re hurting for money the whole time
- Calling to ask you how you’re doing and other “friendly” questions, only to use your answers against you
- Pressuring you to sign the paperwork fast, before you even now the extent of your injury
- Blaming you for the car accident, even when it wasn’t your fault
- Claiming you were already injured before the accident even happened
The reason insurers use these tactics is because they have only one goal: to pay you the lowest dollar amount possible. It doesn’t matter to them whether you are in pain, whether you get the full treatment you need or whether you are able to return to work. Their priority is their bottom line.
Your lawyer’s priority, on the other hand, is helping you. Insurers have an army of lawyers working against you, and your car accident attorney helps even the odds. Their interest is to get you the most money possible, and help you make a full recovery.
What kind of damages can I recover money for in a Covington car accident?
In the City of Covington, you may be able to recover all of your costs related to the accident. This can include much more than you think, including:
- Lost wages because you missed work
- All of your medical bills
- All medication costs
- Any long term therapy or rehabilitation you have to undergo
- Car repairs and other property damage
I was seriously injured or disabled because of my accident. What can a lawyer do for me?
These are the most difficult cases. We have seen many individuals go through serious debilitating injuries including comas, the loss of a limb and more. We’ve also worked with families going through the loss of a loved one due to a car accident. We understand that facing the legal process is painful under these circumstances.
But this is also where the legal system is designed to protect you and your family. In addition to recovering the costs above, the law allows you to receive a large cash award to offset your disability or loss. There is no way this money can undo what happened—nothing can. But it can help you and your family stay above water financially. In many cases, we see these large awards help families keep their house or pay the bills.
Will I have to go to court for a Covington car accident claim?
In many cases no, you will not have to go to court. A typical car accident claim goes through several stages:
- Negotiating with the insurance company directly
- Filing a lawsuit and beginning pretrial actions
- Going to trial if necessary
- Getting a verdict from the jury
However this process can end at any time if the insurance company offers to settle. As your car accident lawyer, it’s our goal to get the largest settlement possible, as early in the process as possible. This helps you get the most money with the least cost, frustration or time.
In some cases the insurance company will refuse to budge. If this happens it’s your choice whether you want to go to trial or not. If you do, we will do our best to take care of everything for you and make the process easy. We have a great deal of experience with the local courts and a strong record of success.
How much does it cost to hire a car accident lawyer in Covington?
You should not have to pay anything out of pocket for a good lawyer.
At John Foy & Associates, our goal is to help victims, not to add to financial worry. That’s why we offer a simple, risk-free fee structure:
- You pay us nothing for your initial consultation or any consultation, ever
- You pay us nothing up front
- You pay us nothing, period, unless we win you money
If we successfully win you a financial recovery, we are paid a percentage out of that recovery. You keep everything else.
Talk to a Covington Personal Injury Lawyer for Free
We’ve been helping car accident victims for more than 20 years. Let us help you too. When you call John Foy & Associates, we’ll give you a FREE consultation on your case, with no obligation. Call us at 404-400-4000 or fill out the form to your right and get your FREE consultation today.